Compare Westfield, IN Car Insurance Rates (2021)

Car insurance in Westfield, IN averages $258 a month. Westfield, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Westfield car insurance rates, compare quotes from the top car insurance companies in Westfield, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Westfield for teen drivers is USAA
  • The cheapest car insurance company in Westfield is USAA
  • Average car insurance rates in Westfield, IN after a DUI are $3,676/year

If you need to buy Westfield, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Westfield, IN is right here.

You’ll find Westfield car insurance rates, the cheapest Westfield, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Westfield, Indiana car insurance rates to South Bend car insurance rates, Bloomington car insurance rates, and Fishers car insurance rates.

Ready to find affordable Westfield, IN car insurance today? Enter your ZIP code for fast, free Westfield car insurance quotes.

Cheapest Westfield, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westfield, IN car insurance rates? Every Westfield, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westfield, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,235 $2,280 $1,978 $2,164 $7,094 $8,992 $2,237 $2,432
American Family $2,234 $2,234 $2,018 $2,018 $6,339 $9,118 $2,234 $2,731
Farmers $1,438 $1,420 $1,225 $1,377 $7,790 $8,311 $1,904 $2,061
GEICO $1,510 $1,505 $1,423 $1,478 $4,505 $4,175 $1,734 $1,518
Liberty Mutual $3,231 $3,231 $2,977 $2,977 $6,970 $10,480 $3,231 $4,398
Nationwide $1,448 $1,477 $1,275 $1,356 $4,233 $5,467 $1,701 $1,854
Progressive $1,652 $1,552 $1,503 $1,510 $9,966 $11,190 $2,072 $2,104
State Farm $1,322 $1,322 $1,190 $1,190 $4,160 $5,317 $1,470 $1,635
Travelers $1,202 $1,221 $1,133 $1,130 $7,597 $11,998 $1,277 $1,465
USAA $1,069 $1,048 $1,000 $1,000 $3,050 $3,392 $1,441 $1,532

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Minimum Car Insurance in Westfield, IN

Every driver must carry the minimum car insurance in Westfield, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Westfield, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Westfield, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westfield, IN. Compare credit history car insurance rates in Westfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westfield, Indiana

Insurance Company Poor Fair Good
Allstate $4,537 $3,400 $3,092
American Family $4,959 $3,207 $2,682
Farmers $3,719 $3,038 $2,815
GEICO $2,684 $2,231 $1,778
Liberty Mutual $6,239 $4,063 $3,758
Nationwide $2,674 $2,261 $2,119
Progressive $4,334 $3,855 $3,641
State Farm $3,206 $1,913 $1,483
Travelers $3,758 $3,188 $3,187
USAA $2,274 $1,507 $1,293

Cheapest Westfield, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westfield, IN to rates for a clean record with top companies.

Annual Westfield, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,924 $4,320 $3,979 $3,483
American Family $2,491 $3,972 $5,032 $2,969
Farmers $2,851 $3,334 $3,430 $3,148
GEICO $1,452 $2,308 $3,154 $2,011
Liberty Mutual $3,591 $4,282 $6,893 $3,981
Nationwide $2,030 $2,601 $2,496 $2,279
Progressive $2,948 $5,205 $3,520 $4,100
State Farm $2,146 $2,365 $2,146 $2,146
Travelers $2,871 $3,546 $4,017 $3,078
USAA $1,273 $1,821 $2,092 $1,580

Cheapest Westfield, IN Car Insurance for Teen Drivers

Teen car insurance in Westfield, IN can be expensive. Take a look at rates from the top car insurance companies in Westfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westfield, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,094 $8,992
American Family $6,339 $9,118
Farmers $7,790 $8,311
GEICO $4,505 $4,175
Liberty Mutual $6,970 $10,480
Nationwide $4,233 $5,467
Progressive $9,966 $11,190
State Farm $4,160 $5,317
Travelers $7,597 $11,998
USAA $3,050 $3,392

Cheapest Westfield, IN Car Insurance for Seniors

Take a look at Westfield, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westfield, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $2,164
American Family $2,018 $2,018
Farmers $1,225 $1,377
GEICO $1,423 $1,478
Liberty Mutual $2,977 $2,977
Nationwide $1,275 $1,356
Progressive $1,503 $1,510
State Farm $1,190 $1,190
Travelers $1,133 $1,130
USAA $1,000 $1,000

Cheapest Westfield, IN Car Insurance Rates After a DUI

A DUI in Westfield, IN increases car insurance rates. Compare Westfield, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westfield, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,979
American Family $5,032
Farmers $3,430
GEICO $3,154
Liberty Mutual $6,893
Nationwide $2,496
Progressive $3,520
State Farm $2,146
Travelers $4,017
USAA $2,092

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Cheapest Westfield, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westfield, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westfield, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,676 $3,676
American Family $3,572 $3,660
Farmers $3,191 $3,191
GEICO $2,195 $2,267
Liberty Mutual $4,564 $4,809
Nationwide $2,351 $2,351
Progressive $3,944 $3,944
State Farm $2,139 $2,263
Travelers $3,378 $3,378
USAA $1,669 $1,714

The Best Cheap Car Insurance Companies in Westfield, IN

Take a look at a side-by-side comparison of the top car insurance companies in Westfield, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westfield, Indiana

Insurance Company Average Annual Rates
Allstate $3,676
American Family $3,616
Farmers $3,191
GEICO $2,231
Liberty Mutual $4,687
Nationwide $2,351
Progressive $3,944
State Farm $2,201
Travelers $3,378
USAA $1,692

Category Winners: Cheapest Car Insurance in Westfield, Indiana

Find the cheapest car insurance companies in Westfield, IN for each category right here.

Best Annual Car Insurance Rates by Company in Westfield, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Westfield, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westfield car insurance rates. Find the cheapest Westfield, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westfield, Indiana

Insurance Company Low Medium High
Allstate $3,486 $3,662 $3,881
American Family $3,565 $3,735 $3,548
Farmers $3,087 $3,186 $3,299
GEICO $2,096 $2,225 $2,373
Liberty Mutual $4,504 $4,673 $4,883
Nationwide $2,387 $2,333 $2,334
Progressive $3,725 $3,882 $4,224
State Farm $2,084 $2,200 $2,318
Travelers $3,314 $3,409 $3,410
USAA $1,630 $1,687 $1,758

What affects car insurance rates in Westfield, Indiana?

What factors can have an impact on Westfield, IN car insurance? There are several reasons why Westfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westfield, Indiana.

Car Theft in Westfield

High levels of vehicle theft can make car insurance more expensive. Westfield, IN car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in Westfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Westfield, IN is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Westfield, IN

Ready to find affordable Westfield, Indiana car insurance today? Enter your ZIP code for fast, free Westfield, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State