Compare Westhampton, NY Car Insurance Rates (2021)

Car insurance in Westhampton, NY averages $400 a month. Westhampton, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Westhampton car insurance rates, compare quotes from the top car insurance companies in Westhampton, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Westhampton, NY after a DUI are $6,541/year
  • Average car insurance rates in Westhampton, NY are $4,797/year
  • The cheapest car insurance company in Westhampton is GEICO

If you need to buy Westhampton, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Westhampton, NY is right here.

You’ll find Westhampton car insurance rates, the cheapest Westhampton, NY car insurance companies, and information on New York car insurance laws. You can also compare Westhampton, New York car insurance rates to Buffalo car insurance rates, Mount Vernon car insurance rates, and Albany car insurance rates.

Ready to find affordable Westhampton, NY car insurance today? Enter your ZIP code for fast, free Westhampton car insurance quotes.

Cheapest Westhampton, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westhampton, NY car insurance rates? Every Westhampton, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westhampton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $2,839 $2,856 $2,904 $9,055 $9,735 $2,962 $2,977
GEICO $1,892 $1,820 $1,838 $1,811 $4,058 $5,988 $1,700 $1,739
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $2,642 $2,402 $2,061 $2,112 $8,798 $9,604 $3,333 $3,143
State Farm $2,727 $2,727 $2,388 $2,388 $7,890 $9,701 $3,005 $3,163
Travelers $3,453 $3,489 $3,190 $3,419 $8,430 $10,188 $3,670 $3,826
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Westhampton, NY

Every driver must carry the minimum car insurance in Westhampton, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Westhampton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Westhampton, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westhampton, NY. Compare credit history car insurance rates in Westhampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westhampton, New York

Insurance Company Poor Fair Good
Allstate $6,545 $3,811 $3,278
GEICO $3,266 $2,399 $2,153
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $6,914 $3,409 $2,462
State Farm $5,993 $3,763 $2,990
Travelers $6,891 $4,287 $3,697
USAA $6,717 $3,426 $3,016

Cheapest Westhampton, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westhampton, NY to rates for a clean record with top companies.

Annual Westhampton, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $3,829 $5,655 $4,865
GEICO $2,017 $2,200 $4,189 $2,017
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $4,138 $4,138 $4,604 $4,167
State Farm $4,042 $4,042 $4,455 $4,455
Travelers $4,208 $5,307 $5,386 $4,932
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Westhampton, NY Car Insurance for Teen Drivers

Teen car insurance in Westhampton, NY can be expensive. Take a look at rates from the top car insurance companies in Westhampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westhampton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,055 $9,735
GEICO $4,058 $5,988
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $8,798 $9,604
State Farm $7,890 $9,701
Travelers $8,430 $10,188
USAA $9,224 $10,935

Cheapest Westhampton, NY Car Insurance for Seniors

Take a look at Westhampton, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westhampton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,904
GEICO $1,838 $1,811
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,061 $2,112
State Farm $2,388 $2,388
Travelers $3,190 $3,419
USAA $2,085 $2,091

Cheapest Westhampton, NY Car Insurance Rates After a DUI

A DUI in Westhampton, NY increases car insurance rates. Compare Westhampton, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westhampton, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,655
GEICO $4,189
Liberty Mutual $13,289
Nationwide $9,066
Progressive $4,604
State Farm $4,455
Travelers $5,386
USAA $5,682

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Cheapest Westhampton, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westhampton, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westhampton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,482 $4,607
GEICO $2,530 $2,682
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $4,262 $4,262
State Farm $4,093 $4,404
Travelers $4,958 $4,958
USAA $4,342 $4,431

Cheapest Westhampton, NY Car Insurance Rates by ZIP Code

Westhampton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Westhampton, NY.

Annual Car Insurance Rates by ZIP Code in Westhampton, New York

ZIP Code Average Annual Rates
11977 $4,864
11978 $4,866

The Best Cheap Car Insurance Companies in Westhampton, NY

Take a look at a side-by-side comparison of the top car insurance companies in Westhampton, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westhampton, New York

Insurance Company Average Annual Rates
Allstate $4,544
GEICO $2,606
Liberty Mutual $8,098
Nationwide $5,276
Progressive $4,262
State Farm $4,249
Travelers $4,958
USAA $4,387

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Category Winners: Cheapest Car Insurance in Westhampton, New York

Find the cheapest car insurance companies in Westhampton, NY for each category right here.

Best Annual Car Insurance Rates by Company in Westhampton, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Westhampton, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westhampton car insurance rates. Find the cheapest Westhampton, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westhampton, New York

Insurance Company Low Medium High
Allstate $4,226 $4,523 $4,885
GEICO $2,441 $2,590 $2,786
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,001 $4,227 $4,557
State Farm $3,999 $4,274 $4,472
Travelers $4,638 $4,891 $5,346
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Westhampton, New York?

What factors can have an impact on Westhampton, NY car insurance? There are several reasons why Westhampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westhampton, New York.

Commute Time in Westhampton

The more time you spend in your car the higher the risk of an accident. The average commute length in Westhampton, NY is 33.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Westhampton, NY

Ready to find affordable Westhampton, New York car insurance today? Enter your ZIP code for fast, free Westhampton, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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