Compare Westminster, CA Car Insurance Rates (2021)

Car insurance in Westminster, CA averages $328 a month. Westminster, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Westminster car insurance rates, compare quotes from the top car insurance companies in Westminster, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Westminster, CA after a DUI are $5,555/year
  • The cheapest car insurance company in Westminster for teen drivers is USAA
  • Average car insurance rates in Westminster, CA are $3,941/year

If you need to buy Westminster, California car insurance, the options can be confusing. Everything you need to know about car insurance in Westminster, CA is right here.

You’ll find Westminster car insurance rates, the cheapest Westminster, CA car insurance companies, and information on California car insurance laws. You can also compare Westminster, California car insurance rates to San Jose car insurance rates, Bakersfield car insurance rates, and Fresno car insurance rates.

Ready to find affordable Westminster, CA car insurance today? Enter your ZIP code for fast, free Westminster car insurance quotes.

Cheapest Westminster, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westminster, CA car insurance rates? Every Westminster, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westminster, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,205 $2,351 $2,352 $9,026 $11,308 $4,052 $4,378
Farmers $2,841 $2,841 $2,585 $2,585 $9,034 $14,645 $3,366 $3,750
GEICO $1,919 $1,920 $1,805 $1,805 $5,847 $5,935 $2,758 $2,812
Liberty Mutual $2,315 $2,170 $2,175 $2,098 $4,969 $5,366 $2,582 $2,633
Nationwide $3,583 $3,411 $3,173 $2,981 $9,222 $10,198 $4,268 $4,189
Progressive $1,857 $1,909 $1,611 $1,897 $5,063 $6,061 $2,702 $2,901
State Farm $3,605 $3,605 $3,223 $3,223 $6,699 $8,323 $3,994 $4,116
Travelers $2,622 $2,529 $2,325 $2,301 $5,556 $6,290 $3,426 $3,333
USAA $2,048 $1,937 $1,997 $2,002 $4,710 $4,717 $2,817 $2,660

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Minimum Car Insurance in Westminster, CA

Every driver must carry the minimum car insurance in Westminster, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Westminster, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Westminster, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westminster, CA to rates for a clean record with top companies.

Annual Westminster, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,013 $5,027 $7,961 $3,945
Farmers $3,859 $5,246 $6,515 $5,202
GEICO $2,165 $3,353 $4,196 $2,686
Liberty Mutual $2,638 $3,529 $3,191 $2,796
Nationwide $3,574 $4,590 $7,757 $4,590
Progressive $1,954 $3,348 $3,879 $2,820
State Farm $3,286 $3,916 $7,381 $3,811
Travelers $2,338 $3,887 $4,477 $3,489
USAA $1,899 $2,831 $4,634 $2,081

Cheapest Westminster, CA Car Insurance for Teen Drivers

Teen car insurance in Westminster, CA can be expensive. Take a look at rates from the top car insurance companies in Westminster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westminster, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,026 $11,308
Farmers $9,034 $14,645
GEICO $5,847 $5,935
Liberty Mutual $4,969 $5,366
Nationwide $9,222 $10,198
Progressive $5,063 $6,061
State Farm $6,699 $8,323
Travelers $5,556 $6,290
USAA $4,710 $4,717

Cheapest Westminster, CA Car Insurance for Seniors

Take a look at Westminster, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westminster, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,351 $2,352
Farmers $2,585 $2,585
GEICO $1,805 $1,805
Liberty Mutual $2,175 $2,098
Nationwide $3,173 $2,981
Progressive $1,611 $1,897
State Farm $3,223 $3,223
Travelers $2,325 $2,301
USAA $1,997 $2,002

Cheapest Westminster, CA Car Insurance Rates After a DUI

A DUI in Westminster, CA increases car insurance rates. Compare Westminster, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westminster, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,961
Farmers $6,515
GEICO $4,196
Liberty Mutual $3,191
Nationwide $7,757
Progressive $3,879
State Farm $7,381
Travelers $4,477
USAA $4,634

Cheapest Westminster, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westminster, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westminster, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,485 $5,488
Farmers $4,721 $5,690
GEICO $2,816 $3,385
Liberty Mutual $2,788 $3,289
Nationwide $4,525 $5,731
Progressive $2,721 $3,279
State Farm $4,430 $4,767
Travelers $3,193 $3,903
USAA $2,635 $3,088

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The Best Cheap Car Insurance Companies in Westminster, CA

Take a look at a side-by-side comparison of the top car insurance companies in Westminster, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westminster, California

Insurance Company Average Annual Rates
Allstate $4,987
Farmers $5,206
GEICO $3,100
Liberty Mutual $3,038
Nationwide $5,128
Progressive $3,000
State Farm $4,599
Travelers $3,548
USAA $2,861

Category Winners: Cheapest Car Insurance in Westminster, California

Find the cheapest car insurance companies in Westminster, CA for each category right here.

Best Annual Car Insurance Rates by Company in Westminster, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Westminster, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westminster car insurance rates. Find the cheapest Westminster, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westminster, California

Insurance Company Low Medium High
Allstate $4,652 $5,039 $5,269
Farmers $4,790 $5,253 $5,574
GEICO $2,777 $3,139 $3,384
Liberty Mutual $2,781 $3,069 $3,265
Nationwide $4,517 $5,229 $5,639
Progressive $2,617 $3,106 $3,277
State Farm $4,093 $4,691 $5,012
Travelers $3,033 $3,652 $3,958
USAA $2,559 $2,924 $3,101

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What affects car insurance rates in Westminster, California?

What factors can have an impact on Westminster, CA car insurance? There are several reasons why Westminster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westminster, California.

Car Theft in Westminster

High levels of vehicle theft can make car insurance more expensive. Westminster, CA car theft statistics from the FBI indicate 269 vehicle thefts a year.

Commute Time in Westminster

The more time you spend in your car the higher the risk of an accident. The average commute length in Westminster, CA is 29.4 minutes according to City-Data.

Compare Car Insurance Quotes in Westminster, CA

Ready to find affordable Westminster, California car insurance today? Enter your ZIP code for fast, free Westminster, CA car insurance quotes.

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