Compare Westminster, MD Car Insurance Rates (2021)

Car insurance in Westminster, MD averages $359 a month. Westminster, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Westminster car insurance rates, compare quotes from the top car insurance companies in Westminster, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Westminster is 21158
  • The cheapest car insurance company in Westminster for teen drivers is USAA
  • Average car insurance rates in Westminster, MD after a DUI are $5,058/year

If you need to buy Westminster, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Westminster, MD is right here.

You’ll find Westminster car insurance rates, the cheapest Westminster, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Westminster, Maryland car insurance rates to Gaithersburg car insurance rates, Laurel car insurance rates, and Bowie car insurance rates.

Ready to find affordable Westminster, MD car insurance today? Enter your ZIP code for fast, free Westminster car insurance quotes.

Cheapest Westminster, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westminster, MD car insurance rates? Every Westminster, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westminster, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,397 $3,266 $3,236 $3,320 $9,899 $11,594 $3,071 $3,118
GEICO $2,412 $2,639 $2,746 $3,168 $7,352 $8,413 $2,063 $2,182
Liberty Mutual $5,998 $5,998 $5,929 $5,929 $11,683 $17,335 $5,998 $8,093
Nationwide $1,734 $1,740 $1,571 $1,616 $4,044 $5,301 $2,004 $2,158
Progressive $2,309 $2,082 $2,015 $2,058 $8,275 $9,048 $2,691 $2,634
State Farm $2,300 $2,300 $2,117 $2,117 $7,373 $9,462 $2,572 $2,909
USAA $1,807 $1,772 $1,692 $1,682 $4,039 $4,760 $2,072 $2,307

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Minimum Car Insurance in Westminster, MD

Every driver must carry the minimum car insurance in Westminster, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Westminster, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Westminster, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westminster, MD. Compare credit history car insurance rates in Westminster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westminster, Maryland

Insurance Company Poor Fair Good
Allstate $6,624 $4,622 $4,092
GEICO $4,389 $3,635 $3,591
Liberty Mutual $11,979 $7,707 $5,426
Nationwide $3,211 $2,284 $2,068
Progressive $4,895 $3,683 $3,090
State Farm $5,701 $3,378 $2,603
USAA $3,347 $2,303 $1,900

Cheapest Westminster, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westminster, MD to rates for a clean record with top companies.

Annual Westminster, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $6,016 $4,522 $5,390
GEICO $2,740 $4,276 $5,219 $3,253
Liberty Mutual $6,035 $7,940 $11,892 $7,615
Nationwide $2,222 $2,972 $2,375 $2,515
Progressive $3,321 $4,399 $4,020 $3,816
State Farm $3,487 $4,391 $3,848 $3,848
USAA $1,979 $2,431 $3,526 $2,129

Cheapest Westminster, MD Car Insurance for Teen Drivers

Teen car insurance in Westminster, MD can be expensive. Take a look at rates from the top car insurance companies in Westminster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westminster, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,899 $11,594
GEICO $7,352 $8,413
Liberty Mutual $11,683 $17,335
Nationwide $4,044 $5,301
Progressive $8,275 $9,048
State Farm $7,373 $9,462
USAA $4,039 $4,760

Cheapest Westminster, MD Car Insurance for Seniors

Take a look at Westminster, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westminster, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,236 $3,320
GEICO $2,746 $3,168
Liberty Mutual $5,929 $5,929
Nationwide $1,571 $1,616
Progressive $2,015 $2,058
State Farm $2,117 $2,117
USAA $1,692 $1,682

Cheapest Westminster, MD Car Insurance Rates After a DUI

A DUI in Westminster, MD increases car insurance rates. Compare Westminster, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westminster, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,522
GEICO $5,219
Liberty Mutual $11,892
Nationwide $2,375
Progressive $4,020
State Farm $3,848
USAA $3,526

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Cheapest Westminster, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westminster, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westminster, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,040 $5,185
GEICO $3,808 $3,935
Liberty Mutual $8,146 $8,595
Nationwide $2,521 $2,521
Progressive $3,889 $3,889
State Farm $3,795 $3,993
USAA $2,440 $2,593

Cheapest Westminster, MD Car Insurance Rates by ZIP Code

Westminster car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Westminster, MD.

Annual Car Insurance Rates by ZIP Code in Westminster, Maryland

ZIP Code Average Annual Rates
21157 $3,736
21158 $3,621

The Best Cheap Car Insurance Companies in Westminster, MD

Take a look at a side-by-side comparison of the top car insurance companies in Westminster, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westminster, Maryland

Insurance Company Average Annual Rates
Allstate $5,113
GEICO $3,872
Liberty Mutual $8,371
Nationwide $2,521
Progressive $3,889
State Farm $3,894
USAA $2,516

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Category Winners: Cheapest Car Insurance in Westminster, Maryland

Find the cheapest car insurance companies in Westminster, MD for each category right here.

Best Annual Car Insurance Rates by Company in Westminster, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Cheapest Westminster, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westminster car insurance rates. Find the cheapest Westminster, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westminster, Maryland

Insurance Company Low Medium High
Allstate $5,002 $5,086 $5,249
GEICO $3,739 $3,850 $4,026
Liberty Mutual $8,133 $8,350 $8,628
Nationwide $2,418 $2,528 $2,617
Progressive $3,716 $3,891 $4,060
State Farm $3,686 $3,906 $4,089
USAA $2,390 $2,525 $2,634

What affects car insurance rates in Westminster, Maryland?

What factors can have an impact on Westminster, MD car insurance? There are several reasons why Westminster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westminster, Maryland.

Car Theft in Westminster

High levels of vehicle theft can make car insurance more expensive. Westminster, MD car theft statistics from the FBI indicate 23 vehicle thefts a year.

Commute Time in Westminster

The more time you spend in your car the higher the risk of an accident. The average commute length in Westminster, MD is 31.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Westminster, MD

Ready to find affordable Westminster, Maryland car insurance today? Enter your ZIP code for fast, free Westminster, MD car insurance quotes.

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