Compare Westover, AL Car Insurance Rates (2021)

Car insurance in Westover, AL averages $310 a month. Westover, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Westover car insurance rates, compare quotes from the top car insurance companies in Westover, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Westover, AL after a DUI are $4,232/year
  • Average car insurance rates in Westover, AL are $3,716/year
  • The cheapest car insurance company in Westover for teen drivers is USAA

If you need to buy Westover, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Westover, AL is right here.

You’ll find Westover car insurance rates, the cheapest Westover, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Westover, Alabama car insurance rates to Hoover car insurance rates, Madison car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Westover, AL car insurance today? Enter your ZIP code for fast, free Westover car insurance quotes.

Cheapest Westover, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westover, AL car insurance rates? Every Westover, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westover, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,077 $1,974 $1,885 $1,921 $7,387 $7,929 $2,312 $2,358
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,029 $3,272 $2,478 $2,773 $11,099 $12,347 $3,231 $3,444
Nationwide $1,717 $1,735 $1,568 $1,619 $4,570 $5,864 $1,907 $2,127
Progressive $2,352 $2,204 $1,928 $2,061 $9,698 $10,829 $2,749 $2,927
State Farm $3,160 $3,160 $2,876 $2,876 $9,869 $12,339 $3,579 $4,141
Travelers $1,326 $1,345 $1,248 $1,245 $7,177 $11,354 $1,258 $1,426
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

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Minimum Car Insurance in Westover, AL

Every driver must carry the minimum car insurance in Westover, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Westover, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Westover, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westover, AL. Compare credit history car insurance rates in Westover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westover, Alabama

Insurance Company Poor Fair Good
Allstate $4,291 $3,383 $2,768
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,454 $4,578 $3,596
Nationwide $3,179 $2,485 $2,250
Progressive $4,899 $4,204 $3,928
State Farm $8,524 $4,306 $2,920
Travelers $3,593 $3,120 $3,180
USAA $2,933 $1,904 $1,699

Cheapest Westover, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westover, AL to rates for a clean record with top companies.

Annual Westover, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,947 $3,485 $4,149 $3,340
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,087 $5,687 $5,562 $5,501
Nationwide $2,312 $2,312 $3,352 $2,577
Progressive $3,919 $4,933 $4,221 $4,302
State Farm $4,718 $5,900 $5,191 $5,191
Travelers $2,751 $2,885 $4,215 $3,339
USAA $1,675 $2,102 $3,126 $1,812

Cheapest Westover, AL Car Insurance for Teen Drivers

Teen car insurance in Westover, AL can be expensive. Take a look at rates from the top car insurance companies in Westover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westover, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,387 $7,929
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,099 $12,347
Nationwide $4,570 $5,864
Progressive $9,698 $10,829
State Farm $9,869 $12,339
Travelers $7,177 $11,354
USAA $4,035 $4,473

Cheapest Westover, AL Car Insurance for Seniors

Take a look at Westover, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westover, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,885 $1,921
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,478 $2,773
Nationwide $1,568 $1,619
Progressive $1,928 $2,061
State Farm $2,876 $2,876
Travelers $1,248 $1,245
USAA $1,267 $1,241

Cheapest Westover, AL Car Insurance Rates After a DUI

A DUI in Westover, AL increases car insurance rates. Compare Westover, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westover, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,149
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,562
Nationwide $3,352
Progressive $4,221
State Farm $5,191
Travelers $4,215
USAA $3,126

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Cheapest Westover, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westover, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westover, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,480 $3,480
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,209 $5,209
Nationwide $2,638 $2,638
Progressive $4,344 $4,344
State Farm $5,122 $5,378
Travelers $3,297 $3,297
USAA $2,079 $2,279

The Best Cheap Car Insurance Companies in Westover, AL

Take a look at a side-by-side comparison of the top car insurance companies in Westover, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westover, Alabama

Insurance Company Average Annual Rates
Allstate $3,480
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,209
Nationwide $2,638
Progressive $4,344
State Farm $5,250
Travelers $3,297
USAA $2,179

Category Winners: Cheapest Car Insurance in Westover, Alabama

Find the cheapest car insurance companies in Westover, AL for each category right here.

Best Annual Car Insurance Rates by Company in Westover, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Westover, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westover car insurance rates. Find the cheapest Westover, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westover, Alabama

Insurance Company Low Medium High
Allstate $3,344 $3,475 $3,622
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,979 $5,186 $5,462
Nationwide $2,617 $2,617 $2,680
Progressive $3,875 $4,320 $4,836
State Farm $4,955 $5,246 $5,549
Travelers $3,112 $3,363 $3,418
USAA $2,104 $2,168 $2,265

What affects car insurance rates in Westover, Alabama?

What factors can have an impact on Westover, AL car insurance? There are several reasons why Westover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westover, Alabama.

Commute Time in Westover

The more time you spend in your car the higher the risk of an accident. The average commute length in Westover, AL is 35.3 minutes according to City-Data.

Compare Car Insurance Quotes in Westover, AL

Ready to find affordable Westover, Alabama car insurance today? Enter your ZIP code for fast, free Westover, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State