Compare Westphalia, IN Car Insurance Rates (2021)

Car insurance in Westphalia, IN averages $280 a month. Westphalia, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Westphalia car insurance rates, compare quotes from the top car insurance companies in Westphalia, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Westphalia is USAA
  • Average car insurance rates in Westphalia, IN after a DUI are $3,971/year
  • Average car insurance rates in Westphalia, IN are $3,358/year

If you need to buy Westphalia, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Westphalia, IN is right here.

You’ll find Westphalia car insurance rates, the cheapest Westphalia, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Westphalia, Indiana car insurance rates to Gary car insurance rates, Bloomington car insurance rates, and Hammond car insurance rates.

Ready to find affordable Westphalia, IN car insurance today? Enter your ZIP code for fast, free Westphalia car insurance quotes.

Cheapest Westphalia, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westphalia, IN car insurance rates? Every Westphalia, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westphalia, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,523 $2,592 $2,208 $2,420 $7,587 $9,573 $2,575 $2,797
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,584 $1,564 $1,355 $1,518 $8,389 $8,902 $2,080 $2,259
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,835 $1,739 $1,656 $1,669 $10,749 $12,120 $2,308 $2,365
State Farm $1,486 $1,486 $1,316 $1,316 $4,412 $5,658 $1,638 $1,827
Travelers $1,204 $1,225 $1,128 $1,126 $7,259 $11,374 $1,272 $1,482
USAA $943 $929 $876 $884 $2,608 $2,918 $1,274 $1,365

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Minimum Car Insurance in Westphalia, IN

Every driver must carry the minimum car insurance in Westphalia, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Westphalia, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Westphalia, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westphalia, IN. Compare credit history car insurance rates in Westphalia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westphalia, Indiana

Insurance Company Poor Fair Good
Allstate $5,015 $3,713 $3,376
American Family $5,078 $3,306 $2,769
Farmers $4,040 $3,287 $3,043
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,755 $4,202 $3,958
State Farm $3,486 $2,079 $1,612
Travelers $3,634 $3,073 $3,069
USAA $1,990 $1,311 $1,123

Cheapest Westphalia, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westphalia, IN to rates for a clean record with top companies.

Annual Westphalia, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,234 $4,731 $4,346 $3,826
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,089 $3,610 $3,714 $3,413
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,224 $5,643 $3,856 $4,498
State Farm $2,338 $2,556 $2,338 $2,338
Travelers $2,764 $3,424 $3,881 $2,966
USAA $1,115 $1,584 $1,817 $1,383

Cheapest Westphalia, IN Car Insurance for Teen Drivers

Teen car insurance in Westphalia, IN can be expensive. Take a look at rates from the top car insurance companies in Westphalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westphalia, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,587 $9,573
American Family $6,331 $9,225
Farmers $8,389 $8,902
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,749 $12,120
State Farm $4,412 $5,658
Travelers $7,259 $11,374
USAA $2,608 $2,918

Cheapest Westphalia, IN Car Insurance for Seniors

Take a look at Westphalia, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westphalia, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,208 $2,420
American Family $2,107 $2,107
Farmers $1,355 $1,518
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,656 $1,669
State Farm $1,316 $1,316
Travelers $1,128 $1,126
USAA $876 $884

Cheapest Westphalia, IN Car Insurance Rates After a DUI

A DUI in Westphalia, IN increases car insurance rates. Compare Westphalia, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westphalia, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,346
American Family $5,171
Farmers $3,714
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,856
State Farm $2,338
Travelers $3,881
USAA $1,817

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Cheapest Westphalia, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westphalia, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westphalia, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,034 $4,034
American Family $3,673 $3,762
Farmers $3,456 $3,456
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,305 $4,305
State Farm $2,325 $2,460
Travelers $3,259 $3,259
USAA $1,455 $1,494

The Best Cheap Car Insurance Companies in Westphalia, IN

Take a look at a side-by-side comparison of the top car insurance companies in Westphalia, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westphalia, Indiana

Insurance Company Average Annual Rates
Allstate $4,034
American Family $3,717
Farmers $3,456
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,305
State Farm $2,392
Travelers $3,259
USAA $1,475

Category Winners: Cheapest Car Insurance in Westphalia, Indiana

Find the cheapest car insurance companies in Westphalia, IN for each category right here.

Best Annual Car Insurance Rates by Company in Westphalia, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Westphalia, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westphalia car insurance rates. Find the cheapest Westphalia, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westphalia, Indiana

Insurance Company Low Medium High
Allstate $3,838 $4,019 $4,247
American Family $3,702 $3,842 $3,608
Farmers $3,341 $3,449 $3,580
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $4,087 $4,244 $4,585
State Farm $2,291 $2,391 $2,495
Travelers $3,211 $3,289 $3,276
USAA $1,425 $1,471 $1,528

Compare Car Insurance Quotes in Westphalia, IN

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Average Monthly Car Insurance Rates by State