Compare Westphalia, KS Car Insurance Rates (2021)

Car insurance in Westphalia, KS averages $278 a month. Westphalia, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Westphalia car insurance rates, compare quotes from the top car insurance companies in Westphalia, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Westphalia, KS are $3,341/year
  • The cheapest car insurance company in Westphalia for teen drivers is American Family
  • The cheapest car insurance company in Westphalia is American Family

If you need to buy Westphalia, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Westphalia, KS is right here.

You’ll find Westphalia car insurance rates, the cheapest Westphalia, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Westphalia, Kansas car insurance rates to Salina car insurance rates, Manhattan car insurance rates, and Shawnee car insurance rates.

Ready to find affordable Westphalia, KS car insurance today? Enter your ZIP code for fast, free Westphalia car insurance quotes.

Cheapest Westphalia, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westphalia, KS car insurance rates? Every Westphalia, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westphalia, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,681 $1,681 $1,517 $1,517 $3,222 $3,858 $1,681 $1,885
Farmers $2,353 $2,334 $2,102 $2,196 $6,387 $6,608 $2,651 $2,788
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,807 $1,864 $1,609 $1,734 $3,759 $4,613 $2,108 $2,246
Progressive $2,329 $2,215 $1,873 $1,958 $8,619 $9,720 $2,747 $2,948
State Farm $1,764 $1,764 $1,535 $1,535 $4,554 $5,824 $1,979 $2,228
Travelers $2,007 $2,042 $1,961 $1,983 $8,147 $12,720 $2,056 $2,423
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

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Minimum Car Insurance in Westphalia, KS

Every driver must carry the minimum car insurance in Westphalia, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Westphalia, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Westphalia, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westphalia, KS. Compare credit history car insurance rates in Westphalia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westphalia, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,781 $1,970 $1,640
Farmers $4,039 $3,213 $3,030
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,736 $2,416 $2,251
Progressive $4,645 $3,903 $3,605
State Farm $3,856 $2,304 $1,785
Travelers $4,813 $3,922 $3,767
USAA $3,299 $2,163 $1,778

Cheapest Westphalia, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westphalia, KS to rates for a clean record with top companies.

Annual Westphalia, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,093 $2,243 $2,093 $2,093
Farmers $2,889 $3,717 $3,623 $3,482
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,857 $2,134 $3,756 $2,123
Progressive $3,745 $4,374 $3,911 $4,175
State Farm $2,466 $2,830 $2,648 $2,648
Travelers $3,033 $3,962 $5,466 $4,210
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Westphalia, KS Car Insurance for Teen Drivers

Teen car insurance in Westphalia, KS can be expensive. Take a look at rates from the top car insurance companies in Westphalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westphalia, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,222 $3,858
Farmers $6,387 $6,608
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,759 $4,613
Progressive $8,619 $9,720
State Farm $4,554 $5,824
Travelers $8,147 $12,720
USAA $4,807 $5,062

Cheapest Westphalia, KS Car Insurance for Seniors

Take a look at Westphalia, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westphalia, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,517 $1,517
Farmers $2,102 $2,196
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,609 $1,734
Progressive $1,873 $1,958
State Farm $1,535 $1,535
Travelers $1,961 $1,983
USAA $1,313 $1,333

Cheapest Westphalia, KS Car Insurance Rates After a DUI

A DUI in Westphalia, KS increases car insurance rates. Compare Westphalia, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westphalia, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $2,093
Farmers $3,623
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,756
Progressive $3,911
State Farm $2,648
Travelers $5,466
USAA $3,494

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Cheapest Westphalia, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westphalia, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westphalia, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,103 $2,158
Farmers $3,428 $3,428
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,468 $2,468
Progressive $4,051 $4,051
State Farm $2,582 $2,714
Travelers $4,168 $4,168
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Westphalia, KS

Take a look at a side-by-side comparison of the top car insurance companies in Westphalia, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westphalia, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,130
Farmers $3,428
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,468
Progressive $4,051
State Farm $2,648
Travelers $4,168
USAA $2,413

Category Winners: Cheapest Car Insurance in Westphalia, Kansas

Find the cheapest car insurance companies in Westphalia, KS for each category right here.

Best Annual Car Insurance Rates by Company in Westphalia, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Westphalia, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westphalia car insurance rates. Find the cheapest Westphalia, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westphalia, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,154 $2,238 $1,999
Farmers $3,288 $3,409 $3,586
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,596 $2,440 $2,367
Progressive $3,831 $4,020 $4,302
State Farm $2,558 $2,655 $2,731
Travelers $3,953 $4,174 $4,376
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Westphalia, Kansas?

What factors can have an impact on Westphalia, KS car insurance? There are several reasons why Westphalia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westphalia, Kansas.

Commute Time in Westphalia

The more time you spend in your car the higher the risk of an accident. The average commute length in Westphalia, KS is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Westphalia, KS

Ready to find affordable Westphalia, Kansas car insurance today? Enter your ZIP code for fast, free Westphalia, KS car insurance quotes.

Free Car Insurance Comparison

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