Compare Westphalia, MI Car Insurance Rates (2021)

Car insurance in Westphalia, MI averages $670 a month. Westphalia, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Westphalia car insurance rates, compare quotes from the top car insurance companies in Westphalia, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Westphalia, MI after a DUI are $13,278/year
  • Average car insurance rates in Westphalia, MI are $8,037/year
  • The cheapest car insurance company in Westphalia for teen drivers is USAA

If you need to buy Westphalia, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Westphalia, MI is right here.

You’ll find Westphalia car insurance rates, the cheapest Westphalia, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Westphalia, Michigan car insurance rates to Warren car insurance rates, Livonia car insurance rates, and Detroit car insurance rates.

Ready to find affordable Westphalia, MI car insurance today? Enter your ZIP code for fast, free Westphalia car insurance quotes.

Cheapest Westphalia, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westphalia, MI car insurance rates? Every Westphalia, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westphalia, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,370 $12,370 $11,402 $11,402 $31,891 $31,891 $13,057 $13,057
Farmers $4,339 $4,339 $4,058 $4,058 $9,034 $9,034 $4,861 $4,861
GEICO $3,759 $3,759 $3,798 $3,798 $10,324 $10,324 $3,596 $3,596
Liberty Mutual $12,336 $12,336 $12,215 $12,215 $28,951 $28,951 $12,336 $12,336
Nationwide $2,796 $2,796 $2,515 $2,515 $6,805 $6,805 $3,033 $3,033
Progressive $2,752 $2,595 $2,427 $2,679 $9,829 $10,551 $3,211 $3,036
State Farm $5,702 $5,702 $5,267 $5,267 $19,641 $19,641 $6,684 $6,684
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,462 $2,344 $2,313 $2,195 $5,952 $5,682 $3,004 $2,899

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Minimum Car Insurance in Westphalia, MI

Every driver must carry the minimum car insurance in Westphalia, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Westphalia, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Westphalia, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westphalia, MI. Compare credit history car insurance rates in Westphalia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westphalia, Michigan

Insurance Company Poor Fair Good
Allstate $25,901 $14,407 $11,232
Farmers $7,475 $4,815 $4,428
GEICO $6,900 $5,076 $4,132
Liberty Mutual $26,017 $15,039 $8,322
Nationwide $4,707 $3,581 $3,074
Progressive $5,342 $4,496 $4,067
State Farm $15,092 $7,660 $5,218
Travelers $6,813 $6,608 $6,525
USAA $5,016 $2,864 $2,189

Cheapest Westphalia, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westphalia, MI to rates for a clean record with top companies.

Annual Westphalia, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,481 $11,240 $37,209 $11,790
Farmers $4,697 $5,950 $5,889 $5,756
GEICO $1,936 $4,003 $12,016 $3,522
Liberty Mutual $11,447 $13,871 $25,819 $14,701
Nationwide $3,269 $4,294 $3,929 $3,658
Progressive $3,951 $5,138 $4,635 $4,815
State Farm $5,992 $7,151 $15,262 $8,889
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,706 $3,364 $4,409 $2,948

Cheapest Westphalia, MI Car Insurance for Teen Drivers

Teen car insurance in Westphalia, MI can be expensive. Take a look at rates from the top car insurance companies in Westphalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westphalia, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $31,891 $31,891
Farmers $9,034 $9,034
GEICO $10,324 $10,324
Liberty Mutual $28,951 $28,951
Nationwide $6,805 $6,805
Progressive $9,829 $10,551
State Farm $19,641 $19,641
Travelers $13,395 $13,395
USAA $5,952 $5,682

Cheapest Westphalia, MI Car Insurance for Seniors

Take a look at Westphalia, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westphalia, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,402 $11,402
Farmers $4,058 $4,058
GEICO $3,798 $3,798
Liberty Mutual $12,215 $12,215
Nationwide $2,515 $2,515
Progressive $2,427 $2,679
State Farm $5,267 $5,267
Travelers $3,858 $3,858
USAA $2,313 $2,195

Cheapest Westphalia, MI Car Insurance Rates After a DUI

A DUI in Westphalia, MI increases car insurance rates. Compare Westphalia, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westphalia, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $37,209
Farmers $5,889
GEICO $12,016
Liberty Mutual $25,819
Nationwide $3,929
Progressive $4,635
State Farm $15,262
Travelers $10,331
USAA $4,409

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Cheapest Westphalia, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westphalia, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westphalia, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $17,180 $17,180
Farmers $5,573 $5,573
GEICO $5,244 $5,494
Liberty Mutual $15,895 $17,024
Nationwide $3,787 $3,787
Progressive $4,635 $4,635
State Farm $9,078 $9,568
Travelers $6,611 $6,686
USAA $3,318 $3,395

The Best Cheap Car Insurance Companies in Westphalia, MI

Take a look at a side-by-side comparison of the top car insurance companies in Westphalia, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westphalia, Michigan

Insurance Company Average Annual Rates
Allstate $17,180
Farmers $5,573
GEICO $5,369
Liberty Mutual $16,459
Nationwide $3,787
Progressive $4,635
State Farm $9,323
Travelers $6,649
USAA $3,356

Category Winners: Cheapest Car Insurance in Westphalia, Michigan

Find the cheapest car insurance companies in Westphalia, MI for each category right here.

Best Annual Car Insurance Rates by Company in Westphalia, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Westphalia, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westphalia car insurance rates. Find the cheapest Westphalia, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westphalia, Michigan

Insurance Company Low Medium High
Allstate $16,753 $17,218 $17,569
Farmers $5,473 $5,565 $5,681
GEICO $5,043 $5,325 $5,739
Liberty Mutual $16,093 $16,425 $16,860
Nationwide $3,941 $3,729 $3,692
Progressive $4,504 $4,641 $4,761
State Farm $8,891 $9,376 $9,703
Travelers $6,575 $6,656 $6,715
USAA $3,262 $3,364 $3,444

What affects car insurance rates in Westphalia, Michigan?

What factors can have an impact on Westphalia, MI car insurance? There are several reasons why Westphalia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westphalia, Michigan.

Commute Time in Westphalia

The more time you spend in your car the higher the risk of an accident. The average commute length in Westphalia, MI is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Westphalia, MI

Ready to find affordable Westphalia, Michigan car insurance today? Enter your ZIP code for fast, free Westphalia, MI car insurance quotes.

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