Compare Westport, KY Car Insurance Rates (2021)

Car insurance in Westport, KY averages $367 a month. Westport, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Westport car insurance rates, compare quotes from the top car insurance companies in Westport, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Westport for teen drivers is USAA
  • Average car insurance rates in Westport, KY after a DUI are $5,276/year
  • The cheapest car insurance company in Westport is USAA

If you need to buy Westport, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Westport, KY is right here.

You’ll find Westport car insurance rates, the cheapest Westport, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Westport, Kentucky car insurance rates to Covington car insurance rates, Hopkinsville car insurance rates, and Richmond car insurance rates.

Ready to find affordable Westport, KY car insurance today? Enter your ZIP code for fast, free Westport car insurance quotes.

Cheapest Westport, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westport, KY car insurance rates? Every Westport, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,271 $3,233 $2,956 $3,156 $12,399 $13,974 $3,619 $3,822
GEICO $3,366 $3,114 $3,524 $3,191 $7,006 $8,290 $2,746 $2,364
Liberty Mutual $2,505 $2,709 $2,119 $2,366 $10,797 $11,952 $2,624 $2,735
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,206 $2,104 $1,974 $1,986 $10,626 $12,025 $2,738 $2,806
State Farm $2,070 $2,070 $1,848 $1,848 $5,938 $7,438 $2,315 $2,551
Travelers $2,279 $2,318 $2,251 $2,252 $11,193 $17,979 $2,389 $2,738
USAA $1,849 $1,851 $1,671 $1,697 $4,956 $5,217 $2,333 $2,553

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Minimum Car Insurance in Westport, KY

Every driver must carry the minimum car insurance in Westport, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Westport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Westport, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westport, KY. Compare credit history car insurance rates in Westport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,667 $5,316 $4,429
GEICO $6,906 $3,448 $2,246
Liberty Mutual $6,736 $4,159 $3,282
Nationwide $5,472 $4,319 $3,755
Progressive $5,098 $4,440 $4,137
State Farm $4,724 $2,843 $2,213
Travelers $6,044 $5,124 $5,106
USAA $4,108 $2,307 $1,882

Cheapest Westport, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westport, KY to rates for a clean record with top companies.

Annual Westport, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,797 $6,282 $6,712 $5,423
GEICO $2,505 $4,453 $6,774 $3,068
Liberty Mutual $3,940 $6,062 $4,715 $4,186
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,772 $5,573 $4,303 $4,585
State Farm $2,981 $3,538 $3,260 $3,260
Travelers $4,725 $4,860 $7,047 $5,067
USAA $2,084 $2,946 $3,524 $2,509

Cheapest Westport, KY Car Insurance for Teen Drivers

Teen car insurance in Westport, KY can be expensive. Take a look at rates from the top car insurance companies in Westport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,399 $13,974
GEICO $7,006 $8,290
Liberty Mutual $10,797 $11,952
Nationwide $7,284 $9,099
Progressive $10,626 $12,025
State Farm $5,938 $7,438
Travelers $11,193 $17,979
USAA $4,956 $5,217

Cheapest Westport, KY Car Insurance for Seniors

Take a look at Westport, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,956 $3,156
GEICO $3,524 $3,191
Liberty Mutual $2,119 $2,366
Nationwide $2,882 $3,013
Progressive $1,974 $1,986
State Farm $1,848 $1,848
Travelers $2,251 $2,252
USAA $1,671 $1,697

Cheapest Westport, KY Car Insurance Rates After a DUI

A DUI in Westport, KY increases car insurance rates. Compare Westport, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westport, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,712
GEICO $6,774
Liberty Mutual $4,715
Nationwide $5,874
Progressive $4,303
State Farm $3,260
Travelers $7,047
USAA $3,524

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Cheapest Westport, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westport, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westport, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,804 $5,804
GEICO $4,161 $4,239
Liberty Mutual $4,726 $4,726
Nationwide $4,515 $4,515
Progressive $4,558 $4,558
State Farm $3,175 $3,345
Travelers $5,425 $5,425
USAA $2,663 $2,868

The Best Cheap Car Insurance Companies in Westport, KY

Take a look at a side-by-side comparison of the top car insurance companies in Westport, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,804
GEICO $4,200
Liberty Mutual $4,726
Nationwide $4,515
Progressive $4,558
State Farm $3,260
Travelers $5,425
USAA $2,766

Category Winners: Cheapest Car Insurance in Westport, Kentucky

Find the cheapest car insurance companies in Westport, KY for each category right here.

Best Annual Car Insurance Rates by Company in Westport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Westport, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westport car insurance rates. Find the cheapest Westport, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westport, Kentucky

Insurance Company Low Medium High
Allstate $5,430 $5,783 $6,199
GEICO $3,925 $4,187 $4,488
Liberty Mutual $4,515 $4,699 $4,964
Nationwide $4,558 $4,470 $4,518
Progressive $4,226 $4,507 $4,942
State Farm $3,075 $3,260 $3,444
Travelers $5,140 $5,451 $5,684
USAA $2,637 $2,759 $2,901

What affects car insurance rates in Westport, Kentucky?

What factors can have an impact on Westport, KY car insurance? There are several reasons why Westport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westport, Kentucky.

Commute Time in Westport

The more time you spend in your car the higher the risk of an accident. The average commute length in Westport, KY is 32.4 minutes according to City-Data.

Compare Car Insurance Quotes in Westport, KY

Ready to find affordable Westport, Kentucky car insurance today? Enter your ZIP code for fast, free Westport, KY car insurance quotes.

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