Compare Westport, SD Car Insurance Rates (2021)

Car insurance in Westport, SD averages $318 a month. Westport, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Westport car insurance rates, compare quotes from the top car insurance companies in Westport, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Westport, SD after a DUI are $4,618/year
  • Average car insurance rates in Westport, SD are $3,812/year
  • The cheapest car insurance company in Westport is State Farm

If you need to buy Westport, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Westport, SD is right here.

You’ll find Westport car insurance rates, the cheapest Westport, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Westport, South Dakota car insurance rates to Sioux Falls car insurance rates, Pierre car insurance rates, and Yankton car insurance rates.

Ready to find affordable Westport, SD car insurance today? Enter your ZIP code for fast, free Westport car insurance quotes.

Cheapest Westport, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westport, SD car insurance rates? Every Westport, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westport, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,763 $1,766 $1,550 $1,615 $8,037 $8,355 $1,973 $2,101
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,141 $4,504 $3,267 $3,970 $15,785 $17,718 $4,360 $4,853
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,868 $1,831 $1,541 $1,592 $7,037 $7,986 $2,339 $2,448
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

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Minimum Car Insurance in Westport, SD

Every driver must carry the minimum car insurance in Westport, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Westport, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Westport, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westport, SD. Compare credit history car insurance rates in Westport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westport, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,654 $4,074 $3,451
Farmers $3,833 $3,244 $3,109
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,610 $6,365 $4,999
Nationwide $3,028 $2,388 $2,096
Progressive $3,824 $3,202 $2,964
State Farm $3,023 $1,808 $1,401

Cheapest Westport, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westport, SD to rates for a clean record with top companies.

Annual Westport, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,892 $3,661 $3,571 $3,457
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,181 $7,655 $7,970 $7,493
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,868 $3,910 $3,092 $3,450
State Farm $1,938 $2,218 $2,078 $2,078

Cheapest Westport, SD Car Insurance for Teen Drivers

Teen car insurance in Westport, SD can be expensive. Take a look at rates from the top car insurance companies in Westport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westport, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,503 $9,548
Farmers $8,037 $8,355
GEICO $4,398 $5,174
Liberty Mutual $15,785 $17,718
Nationwide $3,909 $5,045
Progressive $7,037 $7,986
State Farm $3,556 $4,546

Cheapest Westport, SD Car Insurance for Seniors

Take a look at Westport, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westport, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,812 $2,812
Farmers $1,550 $1,615
GEICO $2,041 $1,881
Liberty Mutual $3,267 $3,970
Nationwide $1,592 $1,700
Progressive $1,541 $1,592
State Farm $1,209 $1,209

Cheapest Westport, SD Car Insurance Rates After a DUI

A DUI in Westport, SD increases car insurance rates. Compare Westport, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westport, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $6,053
Farmers $3,571
GEICO $4,443
Liberty Mutual $7,970
Nationwide $3,581
Progressive $3,092
State Farm $2,078

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Cheapest Westport, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westport, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westport, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,338 $4,448
Farmers $3,395 $3,395
GEICO $2,631 $2,696
Liberty Mutual $7,325 $7,325
Nationwide $2,504 $2,504
Progressive $3,330 $3,330
State Farm $2,027 $2,128

The Best Cheap Car Insurance Companies in Westport, SD

Take a look at a side-by-side comparison of the top car insurance companies in Westport, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westport, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,393
Farmers $3,395
GEICO $2,664
Liberty Mutual $7,325
Nationwide $2,504
Progressive $3,330
State Farm $2,078

Category Winners: Cheapest Car Insurance in Westport, South Dakota

Find the cheapest car insurance companies in Westport, SD for each category right here.

Best Annual Car Insurance Rates by Company in Westport, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Westport, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westport car insurance rates. Find the cheapest Westport, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westport, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,448 $4,526 $4,204
Farmers $3,243 $3,357 $3,586
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,201 $7,317 $7,456
Nationwide $2,363 $2,493 $2,655
Progressive $3,239 $3,300 $3,451
State Farm $2,004 $2,079 $2,150

What affects car insurance rates in Westport, South Dakota?

What factors can have an impact on Westport, SD car insurance? There are several reasons why Westport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westport, South Dakota.

Commute Time in Westport

The more time you spend in your car the higher the risk of an accident. The average commute length in Westport, SD is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Westport, SD

Ready to find affordable Westport, South Dakota car insurance today? Enter your ZIP code for fast, free Westport, SD car insurance quotes.

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