Compare Westside, IA Car Insurance Rates (2021)

Car insurance in Westside, IA averages $241 a month. Westside, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Westside car insurance rates, compare quotes from the top car insurance companies in Westside, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Westside, IA are $2,897/year
  • The cheapest car insurance company in Westside is USAA
  • The cheapest car insurance company in Westside for teen drivers is USAA

If you need to buy Westside, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Westside, IA is right here.

You’ll find Westside car insurance rates, the cheapest Westside, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Westside, Iowa car insurance rates to Waterloo car insurance rates, Sioux City car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Westside, IA car insurance today? Enter your ZIP code for fast, free Westside car insurance quotes.

Cheapest Westside, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westside, IA car insurance rates? Every Westside, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westside, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,157 $2,346 $1,893 $2,303 $10,156 $11,442 $2,443 $2,697
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,598 $1,543 $1,317 $1,366 $3,836 $4,333 $1,921 $2,073
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,113 $2,156 $2,051 $2,058 $9,318 $14,896 $2,195 $2,591
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

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Minimum Car Insurance in Westside, IA

Every driver must carry the minimum car insurance in Westside, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Westside, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Westside, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westside, IA. Compare credit history car insurance rates in Westside from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westside, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $3,960 $2,910 $2,445
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,327 $3,894 $3,068
Nationwide $2,957 $2,317 $2,030
Progressive $2,663 $2,144 $1,938
State Farm $3,157 $1,953 $1,541
Travelers $5,256 $4,486 $4,274
USAA $2,547 $1,745 $1,510

Cheapest Westside, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westside, IA to rates for a clean record with top companies.

Annual Westside, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,828 $4,728 $4,832 $4,330
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,811 $2,952 $1,964 $2,266
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,414 $4,538 $6,072 $4,665
USAA $1,478 $1,982 $2,578 $1,696

Cheapest Westside, IA Car Insurance for Teen Drivers

Teen car insurance in Westside, IA can be expensive. Take a look at rates from the top car insurance companies in Westside for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westside, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,344 $7,497
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,156 $11,442
Nationwide $3,895 $5,038
Progressive $3,836 $4,333
State Farm $3,891 $4,937
Travelers $9,318 $14,896
USAA $3,461 $3,687

Cheapest Westside, IA Car Insurance for Seniors

Take a look at Westside, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westside, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,790 $1,790
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,893 $2,303
Nationwide $1,508 $1,610
Progressive $1,317 $1,366
State Farm $1,269 $1,269
Travelers $2,051 $2,058
USAA $1,188 $1,218

Cheapest Westside, IA Car Insurance Rates After a DUI

A DUI in Westside, IA increases car insurance rates. Compare Westside, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westside, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,794
American Family $4,262
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,832
Nationwide $3,450
Progressive $1,964
State Farm $2,217
Travelers $6,072
USAA $2,578

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Cheapest Westside, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westside, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westside, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $3,069 $3,141
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,430 $4,430
Nationwide $2,435 $2,435
Progressive $2,248 $2,248
State Farm $2,164 $2,270
Travelers $4,672 $4,672
USAA $1,863 $2,004

The Best Cheap Car Insurance Companies in Westside, IA

Take a look at a side-by-side comparison of the top car insurance companies in Westside, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westside, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,105
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,430
Nationwide $2,435
Progressive $2,248
State Farm $2,217
Travelers $4,672
USAA $1,934

Category Winners: Cheapest Car Insurance in Westside, Iowa

Find the cheapest car insurance companies in Westside, IA for each category right here.

Best Annual Car Insurance Rates by Company in Westside, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Westside, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westside car insurance rates. Find the cheapest Westside, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westside, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,125 $3,277 $2,913
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,247 $4,420 $4,622
Nationwide $2,544 $2,422 $2,339
Progressive $2,119 $2,255 $2,370
State Farm $2,111 $2,229 $2,311
Travelers $4,373 $4,744 $4,899
USAA $1,835 $1,940 $2,026

What affects car insurance rates in Westside, Iowa?

What factors can have an impact on Westside, IA car insurance? There are several reasons why Westside car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westside, Iowa.

Commute Time in Westside

The more time you spend in your car the higher the risk of an accident. The average commute length in Westside, IA is 17.8 minutes according to City-Data.

Compare Car Insurance Quotes in Westside, IA

Ready to find affordable Westside, Iowa car insurance today? Enter your ZIP code for fast, free Westside, IA car insurance quotes.

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