Compare Westville, IL Car Insurance Rates (2021)

Car insurance in Westville, IL averages $248 a month. Westville, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Westville car insurance rates, compare quotes from the top car insurance companies in Westville, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Westville is Liberty Mutual
  • Average car insurance rates in Westville, IL are $2,970/year
  • Average car insurance rates in Westville, IL after a DUI are $3,458/year

If you need to buy Westville, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Westville, IL is right here.

You’ll find Westville car insurance rates, the cheapest Westville, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Westville, Illinois car insurance rates to Aurora car insurance rates, Elgin car insurance rates, and Joliet car insurance rates.

Ready to find affordable Westville, IL car insurance today? Enter your ZIP code for fast, free Westville car insurance quotes.

Cheapest Westville, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westville, IL car insurance rates? Every Westville, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,052 $2,052 $1,882 $1,882 $5,824 $8,052 $2,052 $2,643
Farmers $2,267 $2,268 $2,010 $2,125 $9,721 $10,142 $2,589 $2,709
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,319 $1,425 $1,100 $1,229 $4,186 $4,656 $1,378 $1,456
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,848 $1,744 $1,523 $1,599 $6,640 $7,442 $2,195 $2,362
State Farm $1,370 $1,370 $1,231 $1,231 $3,977 $5,040 $1,549 $1,778
Travelers $1,459 $1,539 $1,331 $1,418 $4,181 $5,240 $1,545 $1,627
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Westville, IL

Every driver must carry the minimum car insurance in Westville, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Westville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Westville, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westville, IL. Compare credit history car insurance rates in Westville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westville, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,386 $2,993 $2,535
Farmers $4,805 $4,039 $3,843
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,961 $1,846 $1,474
Nationwide $3,151 $2,545 $2,230
Progressive $3,621 $3,062 $2,825
State Farm $3,183 $1,911 $1,486
Travelers $2,798 $2,250 $1,830
USAA $3,831 $2,620 $2,154

Cheapest Westville, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westville, IL to rates for a clean record with top companies.

Annual Westville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,427 $3,466 $4,574 $2,752
Farmers $3,572 $4,603 $4,488 $4,253
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,750 $2,466 $2,176 $1,982
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,614 $3,869 $2,895 $3,299
State Farm $2,000 $2,386 $2,193 $2,193
Travelers $1,827 $2,389 $2,666 $2,288
USAA $2,050 $2,931 $4,024 $2,468

Cheapest Westville, IL Car Insurance for Teen Drivers

Teen car insurance in Westville, IL can be expensive. Take a look at rates from the top car insurance companies in Westville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,824 $8,052
Farmers $9,721 $10,142
GEICO $4,375 $4,641
Liberty Mutual $4,186 $4,656
Nationwide $4,608 $5,912
Progressive $6,640 $7,442
State Farm $3,977 $5,040
Travelers $4,181 $5,240
USAA $5,442 $6,030

Cheapest Westville, IL Car Insurance for Seniors

Take a look at Westville, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,882 $1,882
Farmers $2,010 $2,125
GEICO $1,364 $1,612
Liberty Mutual $1,100 $1,229
Nationwide $1,508 $1,597
Progressive $1,523 $1,599
State Farm $1,231 $1,231
Travelers $1,331 $1,418
USAA $1,598 $1,592

Cheapest Westville, IL Car Insurance Rates After a DUI

A DUI in Westville, IL increases car insurance rates. Compare Westville, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,574
Farmers $4,488
GEICO $3,141
Liberty Mutual $2,176
Nationwide $3,236
Progressive $2,895
State Farm $2,193
Travelers $2,666
USAA $4,024

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Westville, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westville, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,263 $3,347
Farmers $4,229 $4,229
GEICO $2,263 $2,351
Liberty Mutual $2,094 $2,094
Nationwide $2,642 $2,642
Progressive $3,169 $3,169
State Farm $2,137 $2,249
Travelers $2,203 $2,382
USAA $2,787 $2,949

The Best Cheap Car Insurance Companies in Westville, IL

Take a look at a side-by-side comparison of the top car insurance companies in Westville, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westville, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,305
Farmers $4,229
GEICO $2,307
Liberty Mutual $2,094
Nationwide $2,642
Progressive $3,169
State Farm $2,193
Travelers $2,292
USAA $2,868

Category Winners: Cheapest Car Insurance in Westville, Illinois

Find the cheapest car insurance companies in Westville, IL for each category right here.

Best Annual Car Insurance Rates by Company in Westville, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Westville, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westville car insurance rates. Find the cheapest Westville, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westville, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,165 $3,426 $3,323
Farmers $4,024 $4,128 $4,535
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,976 $2,089 $2,216
Nationwide $2,636 $2,662 $2,629
Progressive $2,899 $3,151 $3,458
State Farm $2,061 $2,195 $2,323
Travelers $2,149 $2,290 $2,439
USAA $2,681 $2,865 $3,059

What affects car insurance rates in Westville, Illinois?

What factors can have an impact on Westville, IL car insurance? There are several reasons why Westville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westville, Illinois.

Commute Time in Westville

The more time you spend in your car the higher the risk of an accident. The average commute length in Westville, IL is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in Westville, IL

Ready to find affordable Westville, Illinois car insurance today? Enter your ZIP code for fast, free Westville, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State