Compare Wheatcroft, KY Car Insurance Rates (2021)

Car insurance in Wheatcroft, KY averages $349 a month. Wheatcroft, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wheatcroft car insurance rates, compare quotes from the top car insurance companies in Wheatcroft, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wheatcroft, KY after a DUI are $5,008/year
  • Average car insurance rates in Wheatcroft, KY are $4,184/year
  • The cheapest car insurance company in Wheatcroft for teen drivers is USAA

If you need to buy Wheatcroft, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Wheatcroft, KY is right here.

You’ll find Wheatcroft car insurance rates, the cheapest Wheatcroft, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Wheatcroft, Kentucky car insurance rates to Nicholasville car insurance rates, Independence car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Wheatcroft, KY car insurance today? Enter your ZIP code for fast, free Wheatcroft car insurance quotes.

Cheapest Wheatcroft, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wheatcroft, KY car insurance rates? Every Wheatcroft, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wheatcroft, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,193 $2,864 $3,060 $11,291 $12,684 $3,612 $3,847
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,558 $2,776 $2,175 $2,428 $10,031 $11,097 $2,690 $2,822
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,141 $2,065 $1,894 $1,919 $9,746 $11,021 $2,660 $2,743
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Wheatcroft, KY

Every driver must carry the minimum car insurance in Wheatcroft, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Wheatcroft, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wheatcroft, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wheatcroft, KY. Compare credit history car insurance rates in Wheatcroft from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wheatcroft, Kentucky

Insurance Company Poor Fair Good
Allstate $7,236 $4,992 $4,180
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,540 $4,005 $3,171
Nationwide $4,672 $3,666 $3,197
Progressive $4,814 $4,152 $3,855
State Farm $4,536 $2,742 $2,142
Travelers $5,751 $4,866 $4,847
USAA $4,165 $2,317 $1,884

Cheapest Wheatcroft, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wheatcroft, KY to rates for a clean record with top companies.

Annual Wheatcroft, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,588 $5,912 $6,247 $5,130
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,826 $5,846 $4,559 $4,057
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,543 $5,192 $4,045 $4,315
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Wheatcroft, KY Car Insurance for Teen Drivers

Teen car insurance in Wheatcroft, KY can be expensive. Take a look at rates from the top car insurance companies in Wheatcroft for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wheatcroft, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,291 $12,684
GEICO $6,831 $8,150
Liberty Mutual $10,031 $11,097
Nationwide $6,037 $7,550
Progressive $9,746 $11,021
State Farm $5,542 $6,928
Travelers $10,535 $16,904
USAA $4,875 $5,165

Cheapest Wheatcroft, KY Car Insurance for Seniors

Take a look at Wheatcroft, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wheatcroft, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $3,060
GEICO $3,608 $3,267
Liberty Mutual $2,175 $2,428
Nationwide $2,519 $2,640
Progressive $1,894 $1,919
State Farm $1,831 $1,831
Travelers $2,169 $2,175
USAA $1,693 $1,740

Cheapest Wheatcroft, KY Car Insurance Rates After a DUI

A DUI in Wheatcroft, KY increases car insurance rates. Compare Wheatcroft, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wheatcroft, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,247
GEICO $6,862
Liberty Mutual $4,559
Nationwide $4,997
Progressive $4,045
State Farm $3,140
Travelers $6,674
USAA $3,541

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Cheapest Wheatcroft, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wheatcroft, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wheatcroft, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,469 $5,469
GEICO $4,191 $4,270
Liberty Mutual $4,572 $4,572
Nationwide $3,845 $3,845
Progressive $4,273 $4,273
State Farm $3,060 $3,220
Travelers $5,155 $5,155
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Wheatcroft, KY

Take a look at a side-by-side comparison of the top car insurance companies in Wheatcroft, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wheatcroft, Kentucky

Insurance Company Average Annual Rates
Allstate $5,469
GEICO $4,231
Liberty Mutual $4,572
Nationwide $3,845
Progressive $4,273
State Farm $3,140
Travelers $5,155
USAA $2,789

Category Winners: Cheapest Car Insurance in Wheatcroft, Kentucky

Find the cheapest car insurance companies in Wheatcroft, KY for each category right here.

Best Annual Car Insurance Rates by Company in Wheatcroft, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Wheatcroft, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wheatcroft car insurance rates. Find the cheapest Wheatcroft, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wheatcroft, Kentucky

Insurance Company Low Medium High
Allstate $5,147 $5,451 $5,809
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,393 $4,548 $4,775
Nationwide $3,908 $3,801 $3,826
Progressive $4,005 $4,233 $4,583
State Farm $2,981 $3,134 $3,305
Travelers $4,897 $5,179 $5,389
USAA $2,673 $2,783 $2,910

What affects car insurance rates in Wheatcroft, Kentucky?

What factors can have an impact on Wheatcroft, KY car insurance? There are several reasons why Wheatcroft car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wheatcroft, Kentucky.

Commute Time in Wheatcroft

The more time you spend in your car the higher the risk of an accident. The average commute length in Wheatcroft, KY is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Wheatcroft, KY

Ready to find affordable Wheatcroft, Kentucky car insurance today? Enter your ZIP code for fast, free Wheatcroft, KY car insurance quotes.

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