Compare Wheatley Heights, NY Car Insurance Rates (2021)

Car insurance in Wheatley Heights, NY averages $522 a month. Wheatley Heights, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wheatley Heights car insurance rates, compare quotes from the top car insurance companies in Wheatley Heights, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wheatley Heights, NY are $6,268/year
  • The cheapest car insurance company in Wheatley Heights is GEICO
  • Average car insurance rates in Wheatley Heights, NY after a DUI are $8,370/year

If you need to buy Wheatley Heights, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Wheatley Heights, NY is right here.

You’ll find Wheatley Heights car insurance rates, the cheapest Wheatley Heights, NY car insurance companies, and information on New York car insurance laws. You can also compare Wheatley Heights, New York car insurance rates to Albany car insurance rates, Syracuse car insurance rates, and Utica car insurance rates.

Ready to find affordable Wheatley Heights, NY car insurance today? Enter your ZIP code for fast, free Wheatley Heights car insurance quotes.

Cheapest Wheatley Heights, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wheatley Heights, NY car insurance rates? Every Wheatley Heights, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wheatley Heights, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,093 $4,663 $4,878 $4,922 $15,562 $16,495 $4,751 $4,661
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $4,180 $3,741 $3,201 $3,289 $13,904 $15,053 $5,228 $4,847
State Farm $3,971 $3,971 $3,487 $3,487 $11,733 $14,407 $4,392 $4,616
Travelers $4,742 $4,664 $4,364 $4,591 $11,445 $13,665 $4,974 $5,078
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

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Minimum Car Insurance in Wheatley Heights, NY

Every driver must carry the minimum car insurance in Wheatley Heights, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Wheatley Heights, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wheatley Heights, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wheatley Heights, NY. Compare credit history car insurance rates in Wheatley Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wheatley Heights, New York

Insurance Company Poor Fair Good
Allstate $11,321 $6,290 $5,273
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $11,025 $5,263 $3,753
State Farm $8,837 $5,541 $4,397
Travelers $9,446 $5,733 $4,891
USAA $7,537 $3,851 $3,391

Cheapest Wheatley Heights, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wheatley Heights, NY to rates for a clean record with top companies.

Annual Wheatley Heights, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,376 $6,376 $9,572 $8,189
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $6,478 $6,478 $7,238 $6,528
State Farm $5,944 $5,944 $6,573 $6,573
Travelers $5,631 $7,189 $7,290 $6,651
USAA $4,387 $4,459 $6,400 $4,459

Cheapest Wheatley Heights, NY Car Insurance for Teen Drivers

Teen car insurance in Wheatley Heights, NY can be expensive. Take a look at rates from the top car insurance companies in Wheatley Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wheatley Heights, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,562 $16,495
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $13,904 $15,053
State Farm $11,733 $14,407
Travelers $11,445 $13,665
USAA $10,414 $12,337

Cheapest Wheatley Heights, NY Car Insurance for Seniors

Take a look at Wheatley Heights, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wheatley Heights, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,878 $4,922
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $3,201 $3,289
State Farm $3,487 $3,487
Travelers $4,364 $4,591
USAA $2,329 $2,331

Cheapest Wheatley Heights, NY Car Insurance Rates After a DUI

A DUI in Wheatley Heights, NY increases car insurance rates. Compare Wheatley Heights, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wheatley Heights, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,572
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $7,238
State Farm $6,573
Travelers $7,290
USAA $6,400

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Cheapest Wheatley Heights, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wheatley Heights, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wheatley Heights, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,518 $7,738
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $6,680 $6,680
State Farm $6,027 $6,490
Travelers $6,690 $6,690
USAA $4,876 $4,977

The Best Cheap Car Insurance Companies in Wheatley Heights, NY

Take a look at a side-by-side comparison of the top car insurance companies in Wheatley Heights, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wheatley Heights, New York

Insurance Company Average Annual Rates
Allstate $7,628
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $6,680
State Farm $6,258
Travelers $6,690
USAA $4,926

Category Winners: Cheapest Car Insurance in Wheatley Heights, New York

Find the cheapest car insurance companies in Wheatley Heights, NY for each category right here.

Best Annual Car Insurance Rates by Company in Wheatley Heights, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Wheatley Heights, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wheatley Heights car insurance rates. Find the cheapest Wheatley Heights, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wheatley Heights, New York

Insurance Company Low Medium High
Allstate $6,696 $7,570 $8,619
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $6,260 $6,624 $7,157
State Farm $5,864 $6,303 $6,608
Travelers $6,221 $6,591 $7,258
USAA $4,742 $4,893 $5,144

What affects car insurance rates in Wheatley Heights, New York?

What factors can have an impact on Wheatley Heights, NY car insurance? There are several reasons why Wheatley Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wheatley Heights, New York.

Commute Time in Wheatley Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Wheatley Heights, NY is 34.6 minutes according to City-Data.

Compare Car Insurance Quotes in Wheatley Heights, NY

Ready to find affordable Wheatley Heights, New York car insurance today? Enter your ZIP code for fast, free Wheatley Heights, NY car insurance quotes.

Free Car Insurance Comparison

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