Compare Wheeler, IL Car Insurance Rates (2021)

Car insurance in Wheeler, IL averages $244 a month. Wheeler, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Wheeler car insurance rates, compare quotes from the top car insurance companies in Wheeler, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Wheeler is Travelers
  • Average car insurance rates in Wheeler, IL after a DUI are $3,408/year
  • The cheapest car insurance company in Wheeler for teen drivers is Travelers

If you need to buy Wheeler, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Wheeler, IL is right here.

You’ll find Wheeler car insurance rates, the cheapest Wheeler, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Wheeler, Illinois car insurance rates to Aurora car insurance rates, Champaign car insurance rates, and Cicero car insurance rates.

Ready to find affordable Wheeler, IL car insurance today? Enter your ZIP code for fast, free Wheeler car insurance quotes.

Cheapest Wheeler, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wheeler, IL car insurance rates? Every Wheeler, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wheeler, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,217 $2,218 $1,973 $2,079 $9,133 $9,512 $2,528 $2,654
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,357 $1,468 $1,131 $1,264 $4,172 $4,643 $1,422 $1,507
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,890 $1,806 $1,557 $1,627 $6,299 $7,076 $2,250 $2,410
State Farm $1,334 $1,334 $1,175 $1,175 $3,594 $4,575 $1,502 $1,717
Travelers $1,315 $1,387 $1,186 $1,263 $3,577 $4,427 $1,395 $1,468
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Wheeler, IL

Every driver must carry the minimum car insurance in Wheeler, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Wheeler, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Wheeler, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wheeler, IL. Compare credit history car insurance rates in Wheeler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wheeler, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,603 $3,851 $3,665
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,004 $1,866 $1,491
Nationwide $3,206 $2,585 $2,266
Progressive $3,576 $3,005 $2,762
State Farm $2,982 $1,785 $1,385
Travelers $2,452 $1,957 $1,598
USAA $3,657 $2,511 $2,069

Cheapest Wheeler, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wheeler, IL to rates for a clean record with top companies.

Annual Wheeler, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,416 $4,389 $4,279 $4,074
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,776 $2,492 $2,204 $2,009
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,581 $3,764 $2,853 $3,259
State Farm $1,890 $2,212 $2,051 $2,051
Travelers $1,605 $2,086 $2,314 $2,004
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Wheeler, IL Car Insurance for Teen Drivers

Teen car insurance in Wheeler, IL can be expensive. Take a look at rates from the top car insurance companies in Wheeler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wheeler, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,133 $9,512
GEICO $4,375 $4,641
Liberty Mutual $4,172 $4,643
Nationwide $4,666 $5,999
Progressive $6,299 $7,076
State Farm $3,594 $4,575
Travelers $3,577 $4,427
USAA $5,277 $5,820

Cheapest Wheeler, IL Car Insurance for Seniors

Take a look at Wheeler, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wheeler, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $1,973 $2,079
GEICO $1,364 $1,612
Liberty Mutual $1,131 $1,264
Nationwide $1,535 $1,629
Progressive $1,557 $1,627
State Farm $1,175 $1,175
Travelers $1,186 $1,263
USAA $1,524 $1,504

Cheapest Wheeler, IL Car Insurance Rates After a DUI

A DUI in Wheeler, IL increases car insurance rates. Compare Wheeler, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wheeler, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,279
GEICO $3,141
Liberty Mutual $2,204
Nationwide $3,294
Progressive $2,853
State Farm $2,051
Travelers $2,314
USAA $3,851

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wheeler, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wheeler, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wheeler, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,039 $4,039
GEICO $2,263 $2,351
Liberty Mutual $2,120 $2,120
Nationwide $2,686 $2,686
Progressive $3,114 $3,114
State Farm $2,000 $2,102
Travelers $1,925 $2,079
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Wheeler, IL

Take a look at a side-by-side comparison of the top car insurance companies in Wheeler, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wheeler, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,039
GEICO $2,307
Liberty Mutual $2,120
Nationwide $2,686
Progressive $3,114
State Farm $2,051
Travelers $2,002
USAA $2,746

Category Winners: Cheapest Car Insurance in Wheeler, Illinois

Find the cheapest car insurance companies in Wheeler, IL for each category right here.

Best Annual Car Insurance Rates by Company in Wheeler, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Travelers

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wheeler, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wheeler car insurance rates. Find the cheapest Wheeler, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wheeler, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,862 $3,955 $4,302
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,007 $2,116 $2,238
Nationwide $2,684 $2,705 $2,669
Progressive $2,870 $3,095 $3,378
State Farm $1,957 $2,053 $2,142
Travelers $1,894 $2,000 $2,112
USAA $2,561 $2,743 $2,933

What affects car insurance rates in Wheeler, Illinois?

What factors can have an impact on Wheeler, IL car insurance? There are several reasons why Wheeler car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wheeler, Illinois.

Commute Time in Wheeler

The more time you spend in your car the higher the risk of an accident. The average commute length in Wheeler, IL is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Wheeler, IL

Ready to find affordable Wheeler, Illinois car insurance today? Enter your ZIP code for fast, free Wheeler, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State