Compare Wheeling, MO Car Insurance Rates (2021)

Car insurance in Wheeling, MO averages $266 a month. Wheeling, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wheeling car insurance rates, compare quotes from the top car insurance companies in Wheeling, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wheeling for teen drivers is Nationwide
  • The cheapest car insurance company in Wheeling is Nationwide
  • Average car insurance rates in Wheeling, MO are $3,193/year

If you need to buy Wheeling, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Wheeling, MO is right here.

You’ll find Wheeling car insurance rates, the cheapest Wheeling, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Wheeling, Missouri car insurance rates to Lee’s Summit car insurance rates, Independence car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Wheeling, MO car insurance today? Enter your ZIP code for fast, free Wheeling car insurance quotes.

Cheapest Wheeling, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wheeling, MO car insurance rates? Every Wheeling, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wheeling, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,063 $2,063 $1,833 $1,833 $5,507 $7,187 $2,063 $2,425
Farmers $2,386 $2,383 $2,140 $2,256 $9,360 $9,688 $2,713 $2,852
GEICO $1,874 $2,089 $1,453 $1,830 $5,703 $6,060 $1,737 $1,762
Liberty Mutual $2,696 $2,929 $2,218 $2,490 $8,793 $9,774 $2,851 $3,057
Nationwide $1,401 $1,438 $1,247 $1,330 $3,496 $4,513 $1,594 $1,734
Progressive $2,044 $1,917 $1,672 $1,718 $6,434 $7,244 $2,498 $2,567
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,508 $1,499 $1,350 $1,381 $4,430 $5,421 $1,886 $2,103

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Minimum Car Insurance in Wheeling, MO

Every driver must carry the minimum car insurance in Wheeling, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Wheeling, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wheeling, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wheeling, MO. Compare credit history car insurance rates in Wheeling from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wheeling, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,084 $2,867 $2,414
Farmers $4,838 $4,011 $3,818
GEICO $3,884 $2,531 $2,025
Liberty Mutual $6,262 $3,796 $2,995
Nationwide $2,476 $2,034 $1,772
Progressive $3,781 $3,124 $2,880
State Farm $3,290 $2,228 $1,873
USAA $4,091 $1,895 $1,355

Cheapest Wheeling, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wheeling, MO to rates for a clean record with top companies.

Annual Wheeling, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,372 $3,377 $4,053 $2,685
Farmers $3,695 $4,515 $4,422 $4,257
GEICO $2,224 $2,842 $3,785 $2,402
Liberty Mutual $3,179 $4,522 $4,686 $5,018
Nationwide $1,668 $2,111 $2,782 $1,816
Progressive $2,850 $3,752 $3,138 $3,306
State Farm $2,284 $2,644 $2,464 $2,464
USAA $1,976 $2,382 $3,279 $2,152

Cheapest Wheeling, MO Car Insurance for Teen Drivers

Teen car insurance in Wheeling, MO can be expensive. Take a look at rates from the top car insurance companies in Wheeling for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wheeling, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,507 $7,187
Farmers $9,360 $9,688
GEICO $5,703 $6,060
Liberty Mutual $8,793 $9,774
Nationwide $3,496 $4,513
Progressive $6,434 $7,244
State Farm $4,343 $5,508
USAA $4,430 $5,421

Cheapest Wheeling, MO Car Insurance for Seniors

Take a look at Wheeling, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wheeling, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,833 $1,833
Farmers $2,140 $2,256
GEICO $1,453 $1,830
Liberty Mutual $2,218 $2,490
Nationwide $1,247 $1,330
Progressive $1,672 $1,718
State Farm $1,412 $1,412
USAA $1,350 $1,381

Cheapest Wheeling, MO Car Insurance Rates After a DUI

A DUI in Wheeling, MO increases car insurance rates. Compare Wheeling, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wheeling, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,053
Farmers $4,422
GEICO $3,785
Liberty Mutual $4,686
Nationwide $2,782
Progressive $3,138
State Farm $2,464
USAA $3,279

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Cheapest Wheeling, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wheeling, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wheeling, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,090 $3,153
Farmers $4,222 $4,222
GEICO $2,758 $2,868
Liberty Mutual $4,351 $4,351
Nationwide $2,094 $2,094
Progressive $3,262 $3,262
State Farm $2,404 $2,523
USAA $2,358 $2,536

The Best Cheap Car Insurance Companies in Wheeling, MO

Take a look at a side-by-side comparison of the top car insurance companies in Wheeling, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wheeling, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,122
Farmers $4,222
GEICO $2,813
Liberty Mutual $4,351
Nationwide $2,094
Progressive $3,262
State Farm $2,464
USAA $2,447

Category Winners: Cheapest Car Insurance in Wheeling, Missouri

Find the cheapest car insurance companies in Wheeling, MO for each category right here.

Best Annual Car Insurance Rates by Company in Wheeling, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Wheeling, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wheeling car insurance rates. Find the cheapest Wheeling, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wheeling, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,038 $3,221 $3,106
Farmers $3,982 $4,186 $4,498
GEICO $2,652 $2,830 $2,958
Liberty Mutual $4,121 $4,369 $4,563
Nationwide $1,979 $2,111 $2,192
Progressive $2,957 $3,269 $3,559
State Farm $2,332 $2,470 $2,588
USAA $2,351 $2,439 $2,551

What affects car insurance rates in Wheeling, Missouri?

What factors can have an impact on Wheeling, MO car insurance? There are several reasons why Wheeling car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wheeling, Missouri.

Commute Time in Wheeling

The more time you spend in your car the higher the risk of an accident. The average commute length in Wheeling, MO is 25.9 minutes according to City-Data.

Traffic in Wheeling

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Wheeling, MO traffic data from INRIX ranks Wheeling as the 857th-most congested in the world.

Compare Car Insurance Quotes in Wheeling, MO

Ready to find affordable Wheeling, Missouri car insurance today? Enter your ZIP code for fast, free Wheeling, MO car insurance quotes.

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