Compare Wheelwright, KY Car Insurance Rates (2021)

Car insurance in Wheelwright, KY averages $590 a month. Wheelwright, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wheelwright car insurance rates, compare quotes from the top car insurance companies in Wheelwright, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wheelwright for teen drivers is USAA
  • Average car insurance rates in Wheelwright, KY are $7,077/year
  • Average car insurance rates in Wheelwright, KY after a DUI are $8,382/year

If you need to buy Wheelwright, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Wheelwright, KY is right here.

You’ll find Wheelwright car insurance rates, the cheapest Wheelwright, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Wheelwright, Kentucky car insurance rates to Florence car insurance rates, Frankfort car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Wheelwright, KY car insurance today? Enter your ZIP code for fast, free Wheelwright car insurance quotes.

Cheapest Wheelwright, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wheelwright, KY car insurance rates? Every Wheelwright, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wheelwright, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,774 $5,188 $4,089 $4,579 $20,155 $22,250 $4,948 $5,081
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,854 $3,625 $3,498 $3,487 $20,003 $22,743 $4,796 $4,856
State Farm $2,437 $2,437 $2,159 $2,159 $6,532 $8,295 $2,700 $2,975
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

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Minimum Car Insurance in Wheelwright, KY

Every driver must carry the minimum car insurance in Wheelwright, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Wheelwright, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wheelwright, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wheelwright, KY. Compare credit history car insurance rates in Wheelwright from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wheelwright, Kentucky

Insurance Company Poor Fair Good
Allstate $12,576 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,783 $7,779 $6,087
Nationwide $9,520 $7,384 $6,351
Progressive $9,307 $8,156 $7,610
State Farm $5,319 $3,254 $2,562
Travelers $11,350 $9,578 $9,547
USAA $4,520 $2,528 $2,059

Cheapest Wheelwright, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wheelwright, KY to rates for a clean record with top companies.

Annual Wheelwright, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,784 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,361 $11,450 $8,860 $7,861
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $6,881 $10,328 $7,849 $8,373
State Farm $3,435 $3,988 $3,712 $3,712
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,290 $3,241 $3,858 $2,753

Cheapest Wheelwright, KY Car Insurance for Teen Drivers

Teen car insurance in Wheelwright, KY can be expensive. Take a look at rates from the top car insurance companies in Wheelwright for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wheelwright, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,155 $22,250
Nationwide $12,492 $15,331
Progressive $20,003 $22,743
State Farm $6,532 $8,295
Travelers $21,158 $34,320
USAA $5,350 $5,640

Cheapest Wheelwright, KY Car Insurance for Seniors

Take a look at Wheelwright, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wheelwright, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,089 $4,579
Nationwide $5,035 $5,213
Progressive $3,498 $3,487
State Farm $2,159 $2,159
Travelers $4,067 $4,072
USAA $1,848 $1,893

Cheapest Wheelwright, KY Car Insurance Rates After a DUI

A DUI in Wheelwright, KY increases car insurance rates. Compare Wheelwright, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wheelwright, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,784
GEICO $8,597
Liberty Mutual $8,860
Nationwide $10,149
Progressive $7,849
State Farm $3,712
Travelers $13,249
USAA $3,858

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Cheapest Wheelwright, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wheelwright, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wheelwright, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,883 $8,883
Nationwide $7,752 $7,752
Progressive $8,358 $8,358
State Farm $3,622 $3,801
Travelers $10,159 $10,159
USAA $2,919 $3,153

The Best Cheap Car Insurance Companies in Wheelwright, KY

Take a look at a side-by-side comparison of the top car insurance companies in Wheelwright, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wheelwright, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,883
Nationwide $7,752
Progressive $8,358
State Farm $3,712
Travelers $10,159
USAA $3,036

Category Winners: Cheapest Car Insurance in Wheelwright, Kentucky

Find the cheapest car insurance companies in Wheelwright, KY for each category right here.

Best Annual Car Insurance Rates by Company in Wheelwright, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Wheelwright, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wheelwright car insurance rates. Find the cheapest Wheelwright, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wheelwright, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,633
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,341 $8,809 $9,499
Nationwide $7,743 $7,625 $7,887
Progressive $7,535 $8,175 $9,363
State Farm $3,470 $3,699 $3,966
Travelers $9,606 $10,191 $10,679
USAA $2,877 $3,027 $3,203

What affects car insurance rates in Wheelwright, Kentucky?

What factors can have an impact on Wheelwright, KY car insurance? There are several reasons why Wheelwright car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wheelwright, Kentucky.

Commute Time in Wheelwright

The more time you spend in your car the higher the risk of an accident. The average commute length in Wheelwright, KY is 37.2 minutes according to City-Data.

Compare Car Insurance Quotes in Wheelwright, KY

Ready to find affordable Wheelwright, Kentucky car insurance today? Enter your ZIP code for fast, free Wheelwright, KY car insurance quotes.

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