Compare White Cloud, KS Car Insurance Rates (2021)

Car insurance in White Cloud, KS averages $274 a month. White Cloud, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap White Cloud car insurance rates, compare quotes from the top car insurance companies in White Cloud, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in White Cloud for teen drivers is American Family
  • Average car insurance rates in White Cloud, KS are $3,290/year
  • The cheapest car insurance company in White Cloud is American Family

If you need to buy White Cloud, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in White Cloud, KS is right here.

You’ll find White Cloud car insurance rates, the cheapest White Cloud, KS car insurance companies, and information on Kansas car insurance laws. You can also compare White Cloud, Kansas car insurance rates to Kansas City car insurance rates, Lenexa car insurance rates, and Overland Park car insurance rates.

Ready to find affordable White Cloud, KS car insurance today? Enter your ZIP code for fast, free White Cloud car insurance quotes.

Cheapest White Cloud, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect White Cloud, KS car insurance rates? Every White Cloud, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in White Cloud, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,473 $2,462 $2,209 $2,305 $6,722 $6,976 $2,786 $2,936
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,201 $2,377 $2,109 $2,352 $10,313 $11,512 $2,397 $2,592
Nationwide $1,744 $1,793 $1,555 $1,672 $3,678 $4,498 $2,041 $2,169
Progressive $2,308 $2,205 $1,862 $1,940 $8,399 $9,479 $2,729 $2,922
State Farm $1,810 $1,810 $1,597 $1,597 $4,992 $6,346 $2,038 $2,309
Travelers $1,990 $2,025 $1,942 $1,966 $8,038 $12,532 $2,037 $2,400
USAA $1,360 $1,387 $1,247 $1,258 $4,665 $4,899 $1,798 $1,879

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Minimum Car Insurance in White Cloud, KS

Every driver must carry the minimum car insurance in White Cloud, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in White Cloud, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest White Cloud, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in White Cloud, KS. Compare credit history car insurance rates in White Cloud from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in White Cloud, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,896 $2,050 $1,709
Farmers $4,249 $3,384 $3,194
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,482 $4,482 $4,482
Nationwide $2,650 $2,346 $2,185
Progressive $4,572 $3,833 $3,537
State Farm $4,095 $2,447 $1,895
Travelers $4,757 $3,872 $3,719
USAA $3,158 $2,072 $1,704

Cheapest White Cloud, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in White Cloud, KS to rates for a clean record with top companies.

Annual White Cloud, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,045 $3,912 $3,814 $3,665
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,370 $5,089 $4,997 $4,470
Nationwide $1,810 $2,076 $3,625 $2,064
Progressive $3,679 $4,298 $3,841 $4,105
State Farm $2,598 $3,027 $2,812 $2,812
Travelers $2,999 $3,912 $5,397 $4,158
USAA $1,690 $2,281 $3,339 $1,937

Cheapest White Cloud, KS Car Insurance for Teen Drivers

Teen car insurance in White Cloud, KS can be expensive. Take a look at rates from the top car insurance companies in White Cloud for teenagers.

Annual Car Insurance Rates for Teen Drivers in White Cloud, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,368 $4,042
Farmers $6,722 $6,976
GEICO $4,439 $5,960
Liberty Mutual $10,313 $11,512
Nationwide $3,678 $4,498
Progressive $8,399 $9,479
State Farm $4,992 $6,346
Travelers $8,038 $12,532
USAA $4,665 $4,899

Cheapest White Cloud, KS Car Insurance for Seniors

Take a look at White Cloud, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in White Cloud, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,574 $1,574
Farmers $2,209 $2,305
GEICO $2,443 $2,273
Liberty Mutual $2,109 $2,352
Nationwide $1,555 $1,672
Progressive $1,862 $1,940
State Farm $1,597 $1,597
Travelers $1,942 $1,966
USAA $1,247 $1,258

Cheapest White Cloud, KS Car Insurance Rates After a DUI

A DUI in White Cloud, KS increases car insurance rates. Compare White Cloud, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in White Cloud, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,181
Farmers $3,814
GEICO $4,922
Liberty Mutual $4,997
Nationwide $3,625
Progressive $3,841
State Farm $2,812
Travelers $5,397
USAA $3,339

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Cheapest White Cloud, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in White Cloud, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in White Cloud, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,190 $2,247
Farmers $3,609 $3,609
GEICO $3,027 $3,159
Liberty Mutual $4,482 $4,482
Nationwide $2,394 $2,394
Progressive $3,981 $3,981
State Farm $2,742 $2,883
Travelers $4,116 $4,116
USAA $2,245 $2,378

The Best Cheap Car Insurance Companies in White Cloud, KS

Take a look at a side-by-side comparison of the top car insurance companies in White Cloud, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in White Cloud, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,218
Farmers $3,609
GEICO $3,093
Liberty Mutual $4,482
Nationwide $2,394
Progressive $3,981
State Farm $2,812
Travelers $4,116
USAA $2,312

Category Winners: Cheapest Car Insurance in White Cloud, Kansas

Find the cheapest car insurance companies in White Cloud, KS for each category right here.

Best Annual Car Insurance Rates by Company in White Cloud, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest White Cloud, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your White Cloud car insurance rates. Find the cheapest White Cloud, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in White Cloud, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,241 $2,330 $2,084
Farmers $3,455 $3,586 $3,785
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,374 $4,471 $4,600
Nationwide $2,514 $2,367 $2,300
Progressive $3,777 $3,950 $4,215
State Farm $2,702 $2,820 $2,915
Travelers $3,905 $4,122 $4,322
USAA $2,240 $2,306 $2,388

What affects car insurance rates in White Cloud, Kansas?

What factors can have an impact on White Cloud, KS car insurance? There are several reasons why White Cloud car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in White Cloud, Kansas.

Commute Time in White Cloud

The more time you spend in your car the higher the risk of an accident. The average commute length in White Cloud, KS is 17.8 minutes according to City-Data.

Compare Car Insurance Quotes in White Cloud, KS

Ready to find affordable White Cloud, Kansas car insurance today? Enter your ZIP code for fast, free White Cloud, KS car insurance quotes.

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