Compare White Deer, TX Car Insurance Rates (2021)

Car insurance in White Deer, TX averages $327 a month. White Deer, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap White Deer car insurance rates, compare quotes from the top car insurance companies in White Deer, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in White Deer for teen drivers is USAA
  • The cheapest car insurance company in White Deer is USAA
  • Average car insurance rates in White Deer, TX after a DUI are $4,446/year

If you need to buy White Deer, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in White Deer, TX is right here.

You’ll find White Deer car insurance rates, the cheapest White Deer, TX car insurance companies, and information on Texas car insurance laws. You can also compare White Deer, Texas car insurance rates to Plano car insurance rates, Arlington car insurance rates, and Laredo car insurance rates.

Ready to find affordable White Deer, TX car insurance today? Enter your ZIP code for fast, free White Deer car insurance quotes.

Cheapest White Deer, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect White Deer, TX car insurance rates? Every White Deer, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in White Deer, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,812 $3,870 $3,772 $3,772 $9,604 $11,671 $4,723 $4,954
American Family $3,664 $4,003 $3,112 $3,508 $7,791 $10,359 $4,917 $5,585
GEICO $2,461 $2,584 $2,236 $2,422 $5,042 $5,320 $2,666 $2,734
Nationwide $2,471 $2,522 $2,179 $2,317 $6,871 $8,867 $2,888 $3,134
Progressive $2,359 $2,260 $2,092 $2,138 $9,676 $10,777 $2,807 $2,863
State Farm $1,776 $1,776 $1,572 $1,572 $4,109 $5,212 $1,921 $1,984
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in White Deer, TX

Every driver must carry the minimum car insurance in White Deer, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in White Deer, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest White Deer, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in White Deer, TX. Compare credit history car insurance rates in White Deer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in White Deer, Texas

Insurance Company Poor Fair Good
Allstate $7,383 $5,361 $4,572
American Family $7,650 $4,530 $3,922
GEICO $4,910 $2,782 $1,858
Nationwide $4,700 $3,754 $3,264
Progressive $4,930 $4,249 $3,935
State Farm $3,528 $2,195 $1,748
USAA $3,624 $2,022 $1,606

Cheapest White Deer, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in White Deer, TX to rates for a clean record with top companies.

Annual White Deer, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,576 $6,855 $7,081 $4,576
American Family $4,938 $6,168 $5,425 $4,938
GEICO $2,702 $3,463 $3,056 $3,512
Nationwide $3,381 $3,381 $5,037 $3,826
Progressive $3,817 $4,908 $4,455 $4,306
State Farm $2,228 $2,536 $2,969 $2,228
USAA $1,833 $2,638 $3,094 $2,103

Cheapest White Deer, TX Car Insurance for Teen Drivers

Teen car insurance in White Deer, TX can be expensive. Take a look at rates from the top car insurance companies in White Deer for teenagers.

Annual Car Insurance Rates for Teen Drivers in White Deer, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,604 $11,671
American Family $7,791 $10,359
GEICO $5,042 $5,320
Nationwide $6,871 $8,867
Progressive $9,676 $10,777
State Farm $4,109 $5,212
USAA $4,047 $4,518

Cheapest White Deer, TX Car Insurance for Seniors

Take a look at White Deer, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in White Deer, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,772 $3,772
American Family $3,112 $3,508
GEICO $2,236 $2,422
Nationwide $2,179 $2,317
Progressive $2,092 $2,138
State Farm $1,572 $1,572
USAA $1,497 $1,531

Cheapest White Deer, TX Car Insurance Rates After a DUI

A DUI in White Deer, TX increases car insurance rates. Compare White Deer, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in White Deer, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,081
American Family $5,425
GEICO $3,056
Nationwide $5,037
Progressive $4,455
State Farm $2,969
USAA $3,094

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Cheapest White Deer, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in White Deer, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in White Deer, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,639 $5,905
American Family $5,367 $5,367
GEICO $3,112 $3,254
Nationwide $3,906 $3,906
Progressive $4,371 $4,371
State Farm $2,490 $2,490
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in White Deer, TX

Take a look at a side-by-side comparison of the top car insurance companies in White Deer, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in White Deer, Texas

Insurance Company Average Annual Rates
Allstate $5,772
American Family $5,367
GEICO $3,183
Nationwide $3,906
Progressive $4,371
State Farm $2,490
USAA $2,417

Category Winners: Cheapest Car Insurance in White Deer, Texas

Find the cheapest car insurance companies in White Deer, TX for each category right here.

Best Annual Car Insurance Rates by Company in White Deer, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest White Deer, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your White Deer car insurance rates. Find the cheapest White Deer, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in White Deer, Texas

Insurance Company Low Medium High
Allstate $5,637 $5,721 $5,958
American Family $5,132 $5,248 $5,723
GEICO $3,089 $3,163 $3,297
Nationwide $4,229 $3,737 $3,753
Progressive $4,202 $4,354 $4,558
State Farm $2,374 $2,484 $2,613
USAA $2,364 $2,412 $2,475

What affects car insurance rates in White Deer, Texas?

What factors can have an impact on White Deer, TX car insurance? There are several reasons why White Deer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in White Deer, Texas.

Commute Time in White Deer

The more time you spend in your car the higher the risk of an accident. The average commute length in White Deer, TX is 18.3 minutes according to City-Data.

Compare Car Insurance Quotes in White Deer, TX

Ready to find affordable White Deer, Texas car insurance today? Enter your ZIP code for fast, free White Deer, TX car insurance quotes.

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