Compare White Lake, NY Car Insurance Rates (2021)

Car insurance in White Lake, NY averages $411 a month. White Lake, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap White Lake car insurance rates, compare quotes from the top car insurance companies in White Lake, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in White Lake, NY after a DUI are $6,608/year
  • The cheapest car insurance company in White Lake for teen drivers is GEICO
  • The cheapest car insurance company in White Lake is GEICO

If you need to buy White Lake, New York car insurance, the options can be confusing. Everything you need to know about car insurance in White Lake, NY is right here.

You’ll find White Lake car insurance rates, the cheapest White Lake, NY car insurance companies, and information on New York car insurance laws. You can also compare White Lake, New York car insurance rates to Mount Vernon car insurance rates, Buffalo car insurance rates, and Schenectady car insurance rates.

Ready to find affordable White Lake, NY car insurance today? Enter your ZIP code for fast, free White Lake car insurance quotes.

Cheapest White Lake, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect White Lake, NY car insurance rates? Every White Lake, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in White Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $2,393 $2,301 $2,322 $2,288 $5,064 $7,420 $2,158 $2,211
Liberty Mutual $5,570 $5,570 $5,181 $5,181 $10,852 $17,658 $5,570 $5,927
Nationwide $3,585 $3,585 $3,372 $3,372 $6,525 $9,832 $3,585 $4,630
Progressive $2,560 $2,379 $2,037 $2,073 $8,408 $9,285 $3,263 $3,135
State Farm $3,567 $3,567 $3,101 $3,101 $10,261 $13,199 $3,912 $4,105
Travelers $3,302 $3,341 $2,969 $3,194 $7,356 $8,700 $3,491 $3,641
USAA $2,065 $2,031 $1,870 $1,876 $8,345 $9,930 $2,652 $2,937

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Minimum Car Insurance in White Lake, NY

Every driver must carry the minimum car insurance in White Lake, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in White Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest White Lake, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in White Lake, NY. Compare credit history car insurance rates in White Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in White Lake, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $4,097 $3,010 $2,701
Liberty Mutual $10,779 $7,032 $5,254
Nationwide $4,811 $4,811 $4,811
Progressive $6,669 $3,342 $2,416
State Farm $7,912 $4,959 $3,934
Travelers $6,251 $3,885 $3,362
USAA $6,114 $3,070 $2,706

Cheapest White Lake, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in White Lake, NY to rates for a clean record with top companies.

Annual White Lake, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $2,557 $2,787 $5,177 $2,557
Liberty Mutual $6,147 $6,147 $12,312 $6,147
Nationwide $3,623 $3,623 $8,287 $3,710
Progressive $4,028 $4,028 $4,461 $4,053
State Farm $5,342 $5,342 $5,861 $5,861
Travelers $3,886 $4,786 $4,851 $4,473
USAA $3,535 $3,593 $5,132 $3,593

Cheapest White Lake, NY Car Insurance for Teen Drivers

Teen car insurance in White Lake, NY can be expensive. Take a look at rates from the top car insurance companies in White Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in White Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $5,064 $7,420
Liberty Mutual $10,852 $17,658
Nationwide $6,525 $9,832
Progressive $8,408 $9,285
State Farm $10,261 $13,199
Travelers $7,356 $8,700
USAA $8,345 $9,930

Cheapest White Lake, NY Car Insurance for Seniors

Take a look at White Lake, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in White Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $2,322 $2,288
Liberty Mutual $5,181 $5,181
Nationwide $3,372 $3,372
Progressive $2,037 $2,073
State Farm $3,101 $3,101
Travelers $2,969 $3,194
USAA $1,870 $1,876

Cheapest White Lake, NY Car Insurance Rates After a DUI

A DUI in White Lake, NY increases car insurance rates. Compare White Lake, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in White Lake, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,782
GEICO $5,177
Liberty Mutual $12,312
Nationwide $8,287
Progressive $4,461
State Farm $5,861
Travelers $4,851
USAA $5,132

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Cheapest White Lake, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in White Lake, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in White Lake, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $3,173 $3,366
Liberty Mutual $7,471 $7,905
Nationwide $4,811 $4,811
Progressive $4,142 $4,142
State Farm $5,399 $5,804
Travelers $4,499 $4,499
USAA $3,923 $4,003

The Best Cheap Car Insurance Companies in White Lake, NY

Take a look at a side-by-side comparison of the top car insurance companies in White Lake, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in White Lake, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $3,270
Liberty Mutual $7,688
Nationwide $4,811
Progressive $4,142
State Farm $5,602
Travelers $4,499
USAA $3,963

Category Winners: Cheapest Car Insurance in White Lake, New York

Find the cheapest car insurance companies in White Lake, NY for each category right here.

Best Annual Car Insurance Rates by Company in White Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest White Lake, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your White Lake car insurance rates. Find the cheapest White Lake, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in White Lake, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $3,097 $3,254 $3,458
Liberty Mutual $7,390 $7,669 $8,006
Nationwide $4,552 $4,775 $5,106
Progressive $3,917 $4,114 $4,397
State Farm $5,350 $5,629 $5,825
Travelers $4,249 $4,444 $4,805
USAA $3,832 $3,939 $4,118

Compare Car Insurance Quotes in White Lake, NY

Ready to find affordable White Lake, New York car insurance today? Enter your ZIP code for fast, free White Lake, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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