Compare White Oak, TX Car Insurance Rates (2021)

Car insurance in White Oak, TX averages $329 a month. White Oak, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap White Oak car insurance rates, compare quotes from the top car insurance companies in White Oak, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in White Oak is USAA
  • Average car insurance rates in White Oak, TX after a DUI are $4,497/year
  • Average car insurance rates in White Oak, TX are $3,948/year

If you need to buy White Oak, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in White Oak, TX is right here.

You’ll find White Oak car insurance rates, the cheapest White Oak, TX car insurance companies, and information on Texas car insurance laws. You can also compare White Oak, Texas car insurance rates to Austin car insurance rates, Plano car insurance rates, and San Antonio car insurance rates.

Ready to find affordable White Oak, TX car insurance today? Enter your ZIP code for fast, free White Oak car insurance quotes.

Cheapest White Oak, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect White Oak, TX car insurance rates? Every White Oak, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in White Oak, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,619 $3,540 $3,540 $9,449 $11,414 $4,436 $4,626
American Family $2,760 $3,098 $2,646 $3,053 $7,816 $10,177 $4,062 $4,632
GEICO $2,335 $2,531 $2,281 $2,613 $5,111 $5,257 $2,519 $2,484
Nationwide $2,282 $2,319 $2,021 $2,137 $6,426 $8,235 $2,678 $2,893
Progressive $2,583 $2,472 $2,285 $2,331 $10,636 $11,916 $3,081 $3,159
State Farm $2,123 $2,123 $1,894 $1,894 $5,183 $6,621 $2,315 $2,382
USAA $1,708 $1,714 $1,635 $1,619 $4,863 $5,284 $2,278 $2,434

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Minimum Car Insurance in White Oak, TX

Every driver must carry the minimum car insurance in White Oak, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in White Oak, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest White Oak, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in White Oak, TX. Compare credit history car insurance rates in White Oak from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in White Oak, Texas

Insurance Company Poor Fair Good
Allstate $7,025 $5,147 $4,406
American Family $6,489 $4,197 $3,656
GEICO $4,844 $2,746 $1,835
Nationwide $4,347 $3,491 $3,034
Progressive $5,435 $4,671 $4,317
State Farm $4,343 $2,703 $2,154
USAA $3,946 $2,288 $1,842

Cheapest White Oak, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in White Oak, TX to rates for a clean record with top companies.

Annual White Oak, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,296 $6,614 $6,898 $4,296
American Family $4,334 $5,581 $4,874 $4,334
GEICO $2,667 $3,529 $2,935 $3,435
Nationwide $3,149 $3,149 $4,647 $3,552
Progressive $4,191 $5,403 $4,909 $4,728
State Farm $2,714 $3,127 $3,712 $2,714
USAA $2,001 $2,967 $3,502 $2,298

Cheapest White Oak, TX Car Insurance for Teen Drivers

Teen car insurance in White Oak, TX can be expensive. Take a look at rates from the top car insurance companies in White Oak for teenagers.

Annual Car Insurance Rates for Teen Drivers in White Oak, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,449 $11,414
American Family $7,816 $10,177
GEICO $5,111 $5,257
Nationwide $6,426 $8,235
Progressive $10,636 $11,916
State Farm $5,183 $6,621
USAA $4,863 $5,284

Cheapest White Oak, TX Car Insurance for Seniors

Take a look at White Oak, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in White Oak, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,646 $3,053
GEICO $2,281 $2,613
Nationwide $2,021 $2,137
Progressive $2,285 $2,331
State Farm $1,894 $1,894
USAA $1,635 $1,619

Cheapest White Oak, TX Car Insurance Rates After a DUI

A DUI in White Oak, TX increases car insurance rates. Compare White Oak, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in White Oak, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,898
American Family $4,874
GEICO $2,935
Nationwide $4,647
Progressive $4,909
State Farm $3,712
USAA $3,502

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Cheapest White Oak, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in White Oak, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in White Oak, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,394 $5,658
American Family $4,780 $4,780
GEICO $3,083 $3,200
Nationwide $3,624 $3,624
Progressive $4,808 $4,808
State Farm $3,067 $3,067
USAA $2,658 $2,726

The Best Cheap Car Insurance Companies in White Oak, TX

Take a look at a side-by-side comparison of the top car insurance companies in White Oak, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in White Oak, Texas

Insurance Company Average Annual Rates
Allstate $5,526
American Family $4,781
GEICO $3,141
Nationwide $3,624
Progressive $4,808
State Farm $3,067
USAA $2,692

Category Winners: Cheapest Car Insurance in White Oak, Texas

Find the cheapest car insurance companies in White Oak, TX for each category right here.

Best Annual Car Insurance Rates by Company in White Oak, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest White Oak, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your White Oak car insurance rates. Find the cheapest White Oak, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in White Oak, Texas

Insurance Company Low Medium High
Allstate $5,403 $5,480 $5,696
American Family $4,412 $4,573 $5,356
GEICO $2,944 $3,091 $3,389
Nationwide $3,883 $3,469 $3,520
Progressive $4,610 $4,789 $5,025
State Farm $2,897 $3,056 $3,248
USAA $2,595 $2,680 $2,801

What affects car insurance rates in White Oak, Texas?

What factors can have an impact on White Oak, TX car insurance? There are several reasons why White Oak car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in White Oak, Texas.

Car Theft in White Oak

High levels of vehicle theft can make car insurance more expensive. White Oak, TX car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in White Oak

The more time you spend in your car the higher the risk of an accident. The average commute length in White Oak, TX is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in White Oak, TX

Ready to find affordable White Oak, Texas car insurance today? Enter your ZIP code for fast, free White Oak, TX car insurance quotes.

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