Compare White Owl, SD Car Insurance Rates (2021)

Car insurance in White Owl, SD averages $356 a month. White Owl, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap White Owl car insurance rates, compare quotes from the top car insurance companies in White Owl, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in White Owl, SD are $4,272/year
  • The cheapest car insurance company in White Owl for teen drivers is State Farm
  • The cheapest car insurance company in White Owl is State Farm

If you need to buy White Owl, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in White Owl, SD is right here.

You’ll find White Owl car insurance rates, the cheapest White Owl, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare White Owl, South Dakota car insurance rates to Box Elder car insurance rates, Sioux Falls car insurance rates, and Brookings car insurance rates.

Ready to find affordable White Owl, SD car insurance today? Enter your ZIP code for fast, free White Owl car insurance quotes.

Cheapest White Owl, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect White Owl, SD car insurance rates? Every White Owl, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in White Owl, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,536 $2,591 $2,236 $2,393 $10,478 $12,508 $2,870 $3,137
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,268 $2,277 $1,998 $2,072 $9,849 $10,244 $2,532 $2,713
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $5,146 $5,610 $4,059 $4,938 $19,027 $21,372 $5,433 $6,058
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,630 $2,614 $2,162 $2,221 $8,998 $10,274 $3,296 $3,430
State Farm $1,431 $1,431 $1,249 $1,249 $3,765 $4,795 $1,606 $1,820

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Minimum Car Insurance in White Owl, SD

Every driver must carry the minimum car insurance in White Owl, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in White Owl, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest White Owl, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in White Owl, SD. Compare credit history car insurance rates in White Owl from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in White Owl, South Dakota

Insurance Company Poor Fair Good
Allstate $5,907 $4,617 $4,007
American Family $4,836 $3,484 $2,941
Farmers $4,808 $4,045 $3,880
GEICO $4,421 $2,244 $1,520
Liberty Mutual $13,007 $7,761 $6,098
Nationwide $3,667 $2,879 $2,531
Progressive $5,176 $4,263 $3,920
State Farm $3,156 $1,887 $1,462

Cheapest White Owl, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in White Owl, SD to rates for a clean record with top companies.

Annual White Owl, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,014 $4,668 $6,199 $4,493
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,621 $4,563 $4,452 $4,340
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,562 $9,343 $9,756 $9,160
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,848 $5,165 $4,154 $4,645
State Farm $2,015 $2,322 $2,168 $2,168

Cheapest White Owl, SD Car Insurance for Teen Drivers

Teen car insurance in White Owl, SD can be expensive. Take a look at rates from the top car insurance companies in White Owl for teenagers.

Annual Car Insurance Rates for Teen Drivers in White Owl, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,478 $12,508
American Family $5,673 $8,308
Farmers $9,849 $10,244
GEICO $4,505 $5,300
Liberty Mutual $19,027 $21,372
Nationwide $4,690 $6,095
Progressive $8,998 $10,274
State Farm $3,765 $4,795

Cheapest White Owl, SD Car Insurance for Seniors

Take a look at White Owl, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in White Owl, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,236 $2,393
American Family $2,378 $2,378
Farmers $1,998 $2,072
GEICO $2,090 $1,926
Liberty Mutual $4,059 $4,938
Nationwide $1,922 $2,061
Progressive $2,162 $2,221
State Farm $1,249 $1,249

Cheapest White Owl, SD Car Insurance Rates After a DUI

A DUI in White Owl, SD increases car insurance rates. Compare White Owl, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in White Owl, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,199
American Family $5,158
Farmers $4,452
GEICO $4,551
Liberty Mutual $9,756
Nationwide $4,363
Progressive $4,154
State Farm $2,168

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Cheapest White Owl, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in White Owl, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in White Owl, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,725 $4,962
American Family $3,709 $3,799
Farmers $4,244 $4,244
GEICO $2,695 $2,762
Liberty Mutual $8,955 $8,955
Nationwide $3,026 $3,026
Progressive $4,453 $4,453
State Farm $2,116 $2,221

The Best Cheap Car Insurance Companies in White Owl, SD

Take a look at a side-by-side comparison of the top car insurance companies in White Owl, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in White Owl, South Dakota

Insurance Company Average Annual Rates
Allstate $4,844
American Family $3,754
Farmers $4,244
GEICO $2,728
Liberty Mutual $8,955
Nationwide $3,026
Progressive $4,453
State Farm $2,168

Category Winners: Cheapest Car Insurance in White Owl, South Dakota

Find the cheapest car insurance companies in White Owl, SD for each category right here.

Best Annual Car Insurance Rates by Company in White Owl, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest White Owl, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your White Owl car insurance rates. Find the cheapest White Owl, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in White Owl, South Dakota

Insurance Company Low Medium High
Allstate $4,691 $4,835 $5,005
American Family $3,756 $3,859 $3,646
Farmers $4,094 $4,206 $4,432
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,801 $8,940 $9,124
Nationwide $2,847 $3,013 $3,217
Progressive $4,355 $4,418 $4,586
State Farm $2,089 $2,170 $2,246

Compare Car Insurance Quotes in White Owl, SD

Ready to find affordable White Owl, South Dakota car insurance today? Enter your ZIP code for fast, free White Owl, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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