Compare White Plains, KY Car Insurance Rates (2021)

Car insurance in White Plains, KY averages $352 a month. White Plains, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap White Plains car insurance rates, compare quotes from the top car insurance companies in White Plains, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in White Plains for teen drivers is USAA
  • Average car insurance rates in White Plains, KY are $4,220/year
  • Average car insurance rates in White Plains, KY after a DUI are $5,043/year

If you need to buy White Plains, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in White Plains, KY is right here.

You’ll find White Plains car insurance rates, the cheapest White Plains, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare White Plains, Kentucky car insurance rates to Henderson car insurance rates, Richmond car insurance rates, and Independence car insurance rates.

Ready to find affordable White Plains, KY car insurance today? Enter your ZIP code for fast, free White Plains car insurance quotes.

Cheapest White Plains, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect White Plains, KY car insurance rates? Every White Plains, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in White Plains, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,294 $3,283 $2,948 $3,147 $11,589 $13,010 $3,713 $3,954
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,519 $2,730 $2,165 $2,414 $9,870 $10,887 $2,625 $2,715
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,069 $1,979 $1,848 $1,861 $9,847 $11,155 $2,569 $2,638
State Farm $2,141 $2,141 $1,917 $1,917 $6,504 $8,206 $2,390 $2,690
Travelers $2,195 $2,234 $2,154 $2,159 $10,487 $16,822 $2,293 $2,649
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

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Minimum Car Insurance in White Plains, KY

Every driver must carry the minimum car insurance in White Plains, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in White Plains, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest White Plains, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in White Plains, KY. Compare credit history car insurance rates in White Plains from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in White Plains, Kentucky

Insurance Company Poor Fair Good
Allstate $7,441 $5,124 $4,287
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,412 $3,941 $3,118
Nationwide $4,672 $3,666 $3,197
Progressive $4,755 $4,133 $3,849
State Farm $5,044 $3,045 $2,376
Travelers $5,715 $4,838 $4,819
USAA $4,057 $2,263 $1,841

Cheapest White Plains, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in White Plains, KY to rates for a clean record with top companies.

Annual White Plains, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,711 $6,071 $6,418 $5,269
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,754 $5,747 $4,477 $3,986
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,515 $5,184 $4,010 $4,275
State Farm $3,181 $3,796 $3,488 $3,488
Travelers $4,469 $4,598 $6,638 $4,792
USAA $2,052 $2,905 $3,456 $2,468

Cheapest White Plains, KY Car Insurance for Teen Drivers

Teen car insurance in White Plains, KY can be expensive. Take a look at rates from the top car insurance companies in White Plains for teenagers.

Annual Car Insurance Rates for Teen Drivers in White Plains, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,589 $13,010
GEICO $6,831 $8,150
Liberty Mutual $9,870 $10,887
Nationwide $6,037 $7,550
Progressive $9,847 $11,155
State Farm $6,504 $8,206
Travelers $10,487 $16,822
USAA $4,780 $5,058

Cheapest White Plains, KY Car Insurance for Seniors

Take a look at White Plains, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in White Plains, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,948 $3,147
GEICO $3,608 $3,267
Liberty Mutual $2,165 $2,414
Nationwide $2,519 $2,640
Progressive $1,848 $1,861
State Farm $1,917 $1,917
Travelers $2,154 $2,159
USAA $1,650 $1,692

Cheapest White Plains, KY Car Insurance Rates After a DUI

A DUI in White Plains, KY increases car insurance rates. Compare White Plains, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in White Plains, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,418
GEICO $6,862
Liberty Mutual $4,477
Nationwide $4,997
Progressive $4,010
State Farm $3,488
Travelers $6,638
USAA $3,456

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Cheapest White Plains, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in White Plains, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in White Plains, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,617 $5,617
GEICO $4,191 $4,270
Liberty Mutual $4,491 $4,491
Nationwide $3,845 $3,845
Progressive $4,246 $4,246
State Farm $3,405 $3,572
Travelers $5,124 $5,124
USAA $2,618 $2,822

The Best Cheap Car Insurance Companies in White Plains, KY

Take a look at a side-by-side comparison of the top car insurance companies in White Plains, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in White Plains, Kentucky

Insurance Company Average Annual Rates
Allstate $5,617
GEICO $4,231
Liberty Mutual $4,491
Nationwide $3,845
Progressive $4,246
State Farm $3,488
Travelers $5,124
USAA $2,720

Category Winners: Cheapest Car Insurance in White Plains, Kentucky

Find the cheapest car insurance companies in White Plains, KY for each category right here.

Best Annual Car Insurance Rates by Company in White Plains, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest White Plains, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your White Plains car insurance rates. Find the cheapest White Plains, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in White Plains, Kentucky

Insurance Company Low Medium High
Allstate $5,286 $5,598 $5,967
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,279 $4,461 $4,732
Nationwide $3,908 $3,801 $3,826
Progressive $3,936 $4,195 $4,607
State Farm $3,300 $3,484 $3,681
Travelers $4,866 $5,148 $5,359
USAA $2,605 $2,714 $2,841

What affects car insurance rates in White Plains, Kentucky?

What factors can have an impact on White Plains, KY car insurance? There are several reasons why White Plains car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in White Plains, Kentucky.

Commute Time in White Plains

The more time you spend in your car the higher the risk of an accident. The average commute length in White Plains, KY is 22.2 minutes according to City-Data.

Compare Car Insurance Quotes in White Plains, KY

Ready to find affordable White Plains, Kentucky car insurance today? Enter your ZIP code for fast, free White Plains, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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