Compare White, SD Car Insurance Rates (2021)

Car insurance in White, SD averages $300 a month. White, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap White car insurance rates, compare quotes from the top car insurance companies in White, SD.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in White for teen drivers is State Farm
  • The cheapest car insurance company in White is State Farm
  • Average car insurance rates in White, SD are $3,597/year

If you need to buy White, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in White, SD is right here.

You’ll find White car insurance rates, the cheapest White, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare White, South Dakota car insurance rates to Mitchell car insurance rates, Aberdeen car insurance rates, and Pierre car insurance rates.

Ready to find affordable White, SD car insurance today? Enter your ZIP code for fast, free White car insurance quotes.

Cheapest White, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect White, SD car insurance rates? Every White, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in White, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,398 $2,454 $2,111 $2,258 $9,744 $11,624 $2,721 $2,983
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,801 $1,804 $1,583 $1,651 $8,207 $8,528 $2,014 $2,143
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,750 $1,716 $1,440 $1,490 $6,552 $7,434 $2,191 $2,294
State Farm $1,347 $1,347 $1,175 $1,175 $3,503 $4,473 $1,511 $1,704

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in White, SD

Every driver must carry the minimum car insurance in White, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in White, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest White, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in White, SD. Compare credit history car insurance rates in White from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in White, South Dakota

Insurance Company Poor Fair Good
Allstate $5,530 $4,323 $3,756
American Family $4,802 $3,463 $2,924
Farmers $3,913 $3,311 $3,174
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,028 $2,388 $2,096
Progressive $3,574 $2,988 $2,764
State Farm $2,953 $1,766 $1,369

Cheapest White, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in White, SD to rates for a clean record with top companies.

Annual White, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,765 $4,366 $5,806 $4,210
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,952 $3,738 $3,647 $3,528
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,678 $3,647 $2,887 $3,223
State Farm $1,888 $2,170 $2,029 $2,029

Cheapest White, SD Car Insurance for Teen Drivers

Teen car insurance in White, SD can be expensive. Take a look at rates from the top car insurance companies in White for teenagers.

Annual Car Insurance Rates for Teen Drivers in White, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,744 $11,624
American Family $5,616 $8,249
Farmers $8,207 $8,528
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $3,909 $5,045
Progressive $6,552 $7,434
State Farm $3,503 $4,473

Cheapest White, SD Car Insurance for Seniors

Take a look at White, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in White, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,111 $2,258
American Family $2,364 $2,364
Farmers $1,583 $1,651
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,592 $1,700
Progressive $1,440 $1,490
State Farm $1,175 $1,175

Cheapest White, SD Car Insurance Rates After a DUI

A DUI in White, SD increases car insurance rates. Compare White, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in White, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
American Family $5,125
Farmers $3,647
GEICO $4,443
Liberty Mutual $7,325
Nationwide $3,581
Progressive $2,887
State Farm $2,029

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest White, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in White, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in White, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,426 $4,647
American Family $3,684 $3,775
Farmers $3,466 $3,466
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,504 $2,504
Progressive $3,108 $3,108
State Farm $1,979 $2,079

The Best Cheap Car Insurance Companies in White, SD

Take a look at a side-by-side comparison of the top car insurance companies in White, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in White, South Dakota

Insurance Company Average Annual Rates
Allstate $4,537
American Family $3,730
Farmers $3,466
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,504
Progressive $3,109
State Farm $2,029

Category Winners: Cheapest Car Insurance in White, South Dakota

Find the cheapest car insurance companies in White, SD for each category right here.

Best Annual Car Insurance Rates by Company in White, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest White, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your White car insurance rates. Find the cheapest White, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in White, South Dakota

Insurance Company Low Medium High
Allstate $4,420 $4,529 $4,661
American Family $3,733 $3,834 $3,621
Farmers $3,309 $3,427 $3,663
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,363 $2,493 $2,655
Progressive $3,034 $3,085 $3,207
State Farm $1,951 $2,031 $2,106

What affects car insurance rates in White, South Dakota?

What factors can have an impact on White, SD car insurance? There are several reasons why White car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in White, South Dakota.

Commute Time in White

The more time you spend in your car the higher the risk of an accident. The average commute length in White, SD is 34.3 minutes according to City-Data.

Compare Car Insurance Quotes in White, SD

Ready to find affordable White, South Dakota car insurance today? Enter your ZIP code for fast, free White, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption