Compare Whitehouse, TX Car Insurance Rates (2021)

Car insurance in Whitehouse, TX averages $325 a month. Whitehouse, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Whitehouse car insurance rates, compare quotes from the top car insurance companies in Whitehouse, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Whitehouse, TX after a DUI are $4,442/year
  • The cheapest car insurance company in Whitehouse is USAA
  • The cheapest car insurance company in Whitehouse for teen drivers is USAA

If you need to buy Whitehouse, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Whitehouse, TX is right here.

You’ll find Whitehouse car insurance rates, the cheapest Whitehouse, TX car insurance companies, and information on Texas car insurance laws. You can also compare Whitehouse, Texas car insurance rates to Fort Worth car insurance rates, San Antonio car insurance rates, and Laredo car insurance rates.

Ready to find affordable Whitehouse, TX car insurance today? Enter your ZIP code for fast, free Whitehouse car insurance quotes.

Cheapest Whitehouse, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitehouse, TX car insurance rates? Every Whitehouse, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitehouse, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,561 $3,585 $3,513 $3,513 $9,509 $11,459 $4,400 $4,572
American Family $2,446 $2,725 $2,314 $2,650 $6,619 $8,670 $3,533 $4,032
GEICO $2,400 $2,596 $2,332 $2,663 $5,233 $5,388 $2,590 $2,560
Nationwide $2,276 $2,310 $2,016 $2,129 $6,427 $8,233 $2,673 $2,887
Progressive $2,689 $2,548 $2,399 $2,438 $11,555 $12,930 $3,194 $3,243
State Farm $2,097 $2,097 $1,873 $1,873 $5,151 $6,589 $2,289 $2,360
USAA $1,660 $1,660 $1,592 $1,570 $4,785 $5,183 $2,212 $2,351

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Minimum Car Insurance in Whitehouse, TX

Every driver must carry the minimum car insurance in Whitehouse, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Whitehouse, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Whitehouse, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitehouse, TX. Compare credit history car insurance rates in Whitehouse from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitehouse, Texas

Insurance Company Poor Fair Good
Allstate $7,002 $5,137 $4,403
American Family $5,650 $3,578 $3,143
GEICO $4,968 $2,814 $1,878
Nationwide $4,337 $3,488 $3,032
Progressive $5,759 $4,989 $4,626
State Farm $4,306 $2,681 $2,136
USAA $3,840 $2,236 $1,803

Cheapest Whitehouse, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitehouse, TX to rates for a clean record with top companies.

Annual Whitehouse, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,252 $6,632 $6,921 $4,252
American Family $3,763 $4,773 $4,194 $3,763
GEICO $2,733 $3,608 $3,015 $3,525
Nationwide $3,144 $3,144 $4,640 $3,546
Progressive $4,460 $5,801 $5,216 $5,020
State Farm $2,690 $3,102 $3,683 $2,690
USAA $1,948 $2,896 $3,425 $2,237

Cheapest Whitehouse, TX Car Insurance for Teen Drivers

Teen car insurance in Whitehouse, TX can be expensive. Take a look at rates from the top car insurance companies in Whitehouse for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitehouse, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,509 $11,459
American Family $6,619 $8,670
GEICO $5,233 $5,388
Nationwide $6,427 $8,233
Progressive $11,555 $12,930
State Farm $5,151 $6,589
USAA $4,785 $5,183

Cheapest Whitehouse, TX Car Insurance for Seniors

Take a look at Whitehouse, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitehouse, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,513 $3,513
American Family $2,314 $2,650
GEICO $2,332 $2,663
Nationwide $2,016 $2,129
Progressive $2,399 $2,438
State Farm $1,873 $1,873
USAA $1,592 $1,570

Cheapest Whitehouse, TX Car Insurance Rates After a DUI

A DUI in Whitehouse, TX increases car insurance rates. Compare Whitehouse, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitehouse, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,921
American Family $4,194
GEICO $3,015
Nationwide $4,640
Progressive $5,216
State Farm $3,683
USAA $3,425

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Cheapest Whitehouse, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitehouse, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitehouse, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,376 $5,652
American Family $4,124 $4,124
GEICO $3,159 $3,281
Nationwide $3,619 $3,619
Progressive $5,124 $5,124
State Farm $3,041 $3,041
USAA $2,594 $2,660

The Best Cheap Car Insurance Companies in Whitehouse, TX

Take a look at a side-by-side comparison of the top car insurance companies in Whitehouse, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitehouse, Texas

Insurance Company Average Annual Rates
Allstate $5,514
American Family $4,124
GEICO $3,220
Nationwide $3,619
Progressive $5,124
State Farm $3,041
USAA $2,627

Category Winners: Cheapest Car Insurance in Whitehouse, Texas

Find the cheapest car insurance companies in Whitehouse, TX for each category right here.

Best Annual Car Insurance Rates by Company in Whitehouse, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Whitehouse, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitehouse car insurance rates. Find the cheapest Whitehouse, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitehouse, Texas

Insurance Company Low Medium High
Allstate $5,387 $5,467 $5,689
American Family $3,826 $3,970 $4,575
GEICO $3,023 $3,170 $3,467
Nationwide $3,869 $3,466 $3,521
Progressive $4,862 $5,101 $5,409
State Farm $2,885 $3,033 $3,206
USAA $2,529 $2,615 $2,736

What affects car insurance rates in Whitehouse, Texas?

What factors can have an impact on Whitehouse, TX car insurance? There are several reasons why Whitehouse car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitehouse, Texas.

Car Theft in Whitehouse

High levels of vehicle theft can make car insurance more expensive. Whitehouse, TX car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Whitehouse

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitehouse, TX is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Whitehouse, TX

Ready to find affordable Whitehouse, Texas car insurance today? Enter your ZIP code for fast, free Whitehouse, TX car insurance quotes.

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