Compare Whitesboro, NY Car Insurance Rates (2021)

Car insurance in Whitesboro, NY averages $279 a month. Whitesboro, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Whitesboro car insurance rates, compare quotes from the top car insurance companies in Whitesboro, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Whitesboro is GEICO
  • Average car insurance rates in Whitesboro, NY after a DUI are $4,483/year
  • The cheapest car insurance company in Whitesboro for teen drivers is GEICO

If you need to buy Whitesboro, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Whitesboro, NY is right here.

You’ll find Whitesboro car insurance rates, the cheapest Whitesboro, NY car insurance companies, and information on New York car insurance laws. You can also compare Whitesboro, New York car insurance rates to Rochester car insurance rates, Mount Vernon car insurance rates, and New York car insurance rates.

Ready to find affordable Whitesboro, NY car insurance today? Enter your ZIP code for fast, free Whitesboro car insurance quotes.

Cheapest Whitesboro, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitesboro, NY car insurance rates? Every Whitesboro, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitesboro, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,664 $1,603 $1,621 $1,597 $3,566 $5,269 $1,498 $1,542
Liberty Mutual $3,817 $3,817 $3,555 $3,555 $7,452 $12,092 $3,817 $4,053
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,594 $1,489 $1,275 $1,297 $5,459 $6,080 $2,064 $2,016
State Farm $2,155 $2,155 $1,884 $1,884 $6,432 $8,265 $2,376 $2,507
Travelers $2,486 $2,499 $2,276 $2,434 $5,818 $6,900 $2,642 $2,748
USAA $1,564 $1,534 $1,423 $1,418 $6,377 $7,583 $1,993 $2,194

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Minimum Car Insurance in Whitesboro, NY

Every driver must carry the minimum car insurance in Whitesboro, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Whitesboro, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Whitesboro, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitesboro, NY. Compare credit history car insurance rates in Whitesboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitesboro, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,876 $2,113 $1,896
Liberty Mutual $7,368 $4,824 $3,617
Nationwide $2,935 $2,935 $2,935
Progressive $4,197 $2,180 $1,601
State Farm $4,882 $3,061 $2,429
Travelers $4,761 $3,027 $2,638
USAA $4,621 $2,339 $2,072

Cheapest Whitesboro, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitesboro, NY to rates for a clean record with top companies.

Annual Whitesboro, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,785 $1,946 $3,664 $1,785
Liberty Mutual $4,216 $4,216 $8,431 $4,216
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,586 $2,586 $2,863 $2,602
State Farm $3,289 $3,289 $3,625 $3,625
Travelers $2,965 $3,713 $3,767 $3,457
USAA $2,668 $2,712 $3,952 $2,712

Cheapest Whitesboro, NY Car Insurance for Teen Drivers

Teen car insurance in Whitesboro, NY can be expensive. Take a look at rates from the top car insurance companies in Whitesboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitesboro, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $3,566 $5,269
Liberty Mutual $7,452 $12,092
Nationwide $3,940 $5,867
Progressive $5,459 $6,080
State Farm $6,432 $8,265
Travelers $5,818 $6,900
USAA $6,377 $7,583

Cheapest Whitesboro, NY Car Insurance for Seniors

Take a look at Whitesboro, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitesboro, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,621 $1,597
Liberty Mutual $3,555 $3,555
Nationwide $2,095 $2,095
Progressive $1,275 $1,297
State Farm $1,884 $1,884
Travelers $2,276 $2,434
USAA $1,423 $1,418

Cheapest Whitesboro, NY Car Insurance Rates After a DUI

A DUI in Whitesboro, NY increases car insurance rates. Compare Whitesboro, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitesboro, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,664
Liberty Mutual $8,431
Nationwide $4,955
Progressive $2,863
State Farm $3,625
Travelers $3,767
USAA $3,952

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Cheapest Whitesboro, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitesboro, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitesboro, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $2,227 $2,363
Liberty Mutual $5,122 $5,417
Nationwide $2,935 $2,935
Progressive $2,659 $2,659
State Farm $3,335 $3,580
Travelers $3,475 $3,475
USAA $2,981 $3,040

The Best Cheap Car Insurance Companies in Whitesboro, NY

Take a look at a side-by-side comparison of the top car insurance companies in Whitesboro, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitesboro, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $2,295
Liberty Mutual $5,270
Nationwide $2,935
Progressive $2,659
State Farm $3,457
Travelers $3,475
USAA $3,011

Category Winners: Cheapest Car Insurance in Whitesboro, New York

Find the cheapest car insurance companies in Whitesboro, NY for each category right here.

Best Annual Car Insurance Rates by Company in Whitesboro, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Whitesboro, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitesboro car insurance rates. Find the cheapest Whitesboro, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitesboro, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $2,170 $2,289 $2,426
Liberty Mutual $5,004 $5,251 $5,555
Nationwide $2,774 $2,914 $3,117
Progressive $2,528 $2,646 $2,804
State Farm $3,275 $3,478 $3,619
Travelers $3,323 $3,450 $3,653
USAA $2,921 $2,996 $3,115

What affects car insurance rates in Whitesboro, New York?

What factors can have an impact on Whitesboro, NY car insurance? There are several reasons why Whitesboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitesboro, New York.

Commute Time in Whitesboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitesboro, NY is 14.8 minutes according to City-Data.

Compare Car Insurance Quotes in Whitesboro, NY

Ready to find affordable Whitesboro, New York car insurance today? Enter your ZIP code for fast, free Whitesboro, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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