Compare Whitestown, IN Car Insurance Rates (2021)

Car insurance in Whitestown, IN averages $258 a month. Whitestown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Whitestown car insurance rates, compare quotes from the top car insurance companies in Whitestown, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Whitestown for teen drivers is USAA
  • Average car insurance rates in Whitestown, IN after a DUI are $3,658/year
  • Average car insurance rates in Whitestown, IN are $3,095/year

If you need to buy Whitestown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Whitestown, IN is right here.

You’ll find Whitestown car insurance rates, the cheapest Whitestown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Whitestown, Indiana car insurance rates to Fishers car insurance rates, Fort Wayne car insurance rates, and South Bend car insurance rates.

Ready to find affordable Whitestown, IN car insurance today? Enter your ZIP code for fast, free Whitestown car insurance quotes.

Cheapest Whitestown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitestown, IN car insurance rates? Every Whitestown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitestown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,652 $2,265 $2,479 $7,940 $9,997 $2,629 $2,865
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,475 $1,456 $1,257 $1,412 $7,966 $8,487 $1,951 $2,115
GEICO $1,305 $1,295 $1,232 $1,279 $3,801 $3,513 $1,490 $1,303
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,510 $1,541 $1,327 $1,413 $4,424 $5,723 $1,774 $1,935
Progressive $1,572 $1,481 $1,430 $1,438 $9,414 $10,564 $1,971 $2,004
State Farm $1,343 $1,343 $1,204 $1,204 $4,179 $5,343 $1,490 $1,660
Travelers $1,188 $1,208 $1,119 $1,117 $7,493 $11,849 $1,261 $1,448
USAA $1,045 $1,026 $979 $980 $2,978 $3,311 $1,410 $1,500

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Minimum Car Insurance in Whitestown, IN

Every driver must carry the minimum car insurance in Whitestown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Whitestown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Whitestown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitestown, IN. Compare credit history car insurance rates in Whitestown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitestown, Indiana

Insurance Company Poor Fair Good
Allstate $5,181 $3,852 $3,496
American Family $4,755 $3,090 $2,588
Farmers $3,806 $3,108 $2,880
GEICO $2,286 $1,902 $1,519
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,794 $2,362 $2,212
Progressive $4,106 $3,650 $3,446
State Farm $3,235 $1,930 $1,497
Travelers $3,711 $3,148 $3,147
USAA $2,222 $1,474 $1,265

Cheapest Whitestown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitestown, IN to rates for a clean record with top companies.

Annual Whitestown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,331 $4,895 $4,514 $3,966
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,916 $3,412 $3,510 $3,221
GEICO $1,245 $1,972 $2,672 $1,721
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,799 $4,917 $3,338 $3,883
State Farm $2,166 $2,384 $2,166 $2,166
Travelers $2,834 $3,502 $3,966 $3,040
USAA $1,245 $1,780 $2,044 $1,546

Cheapest Whitestown, IN Car Insurance for Teen Drivers

Teen car insurance in Whitestown, IN can be expensive. Take a look at rates from the top car insurance companies in Whitestown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitestown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,940 $9,997
American Family $5,984 $8,674
Farmers $7,966 $8,487
GEICO $3,801 $3,513
Liberty Mutual $7,045 $10,603
Nationwide $4,424 $5,723
Progressive $9,414 $10,564
State Farm $4,179 $5,343
Travelers $7,493 $11,849
USAA $2,978 $3,311

Cheapest Whitestown, IN Car Insurance for Seniors

Take a look at Whitestown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitestown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,265 $2,479
American Family $1,962 $1,962
Farmers $1,257 $1,412
GEICO $1,232 $1,279
Liberty Mutual $2,998 $2,998
Nationwide $1,327 $1,413
Progressive $1,430 $1,438
State Farm $1,204 $1,204
Travelers $1,119 $1,117
USAA $979 $980

Cheapest Whitestown, IN Car Insurance Rates After a DUI

A DUI in Whitestown, IN increases car insurance rates. Compare Whitestown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitestown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,514
American Family $4,834
Farmers $3,510
GEICO $2,672
Liberty Mutual $6,929
Nationwide $2,608
Progressive $3,338
State Farm $2,166
Travelers $3,966
USAA $2,044

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Cheapest Whitestown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitestown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitestown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,177 $4,177
American Family $3,436 $3,519
Farmers $3,265 $3,265
GEICO $1,871 $1,934
Liberty Mutual $4,607 $4,855
Nationwide $2,456 $2,456
Progressive $3,734 $3,734
State Farm $2,158 $2,283
Travelers $3,336 $3,336
USAA $1,632 $1,675

The Best Cheap Car Insurance Companies in Whitestown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Whitestown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitestown, Indiana

Insurance Company Average Annual Rates
Allstate $4,177
American Family $3,477
Farmers $3,265
GEICO $1,902
Liberty Mutual $4,731
Nationwide $2,456
Progressive $3,734
State Farm $2,221
Travelers $3,336
USAA $1,654

Category Winners: Cheapest Car Insurance in Whitestown, Indiana

Find the cheapest car insurance companies in Whitestown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Whitestown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Whitestown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitestown car insurance rates. Find the cheapest Whitestown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitestown, Indiana

Insurance Company Low Medium High
Allstate $3,993 $4,162 $4,375
American Family $3,445 $3,593 $3,394
Farmers $3,160 $3,260 $3,374
GEICO $1,778 $1,896 $2,033
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,493 $2,437 $2,437
Progressive $3,535 $3,678 $3,989
State Farm $2,110 $2,220 $2,333
Travelers $3,268 $3,366 $3,372
USAA $1,592 $1,649 $1,719

What affects car insurance rates in Whitestown, Indiana?

What factors can have an impact on Whitestown, IN car insurance? There are several reasons why Whitestown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitestown, Indiana.

Car Theft in Whitestown

High levels of vehicle theft can make car insurance more expensive. Whitestown, IN car theft statistics from the FBI indicate 14 vehicle thefts a year.

Commute Time in Whitestown

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitestown, IN is 25.8 minutes according to City-Data.

Compare Car Insurance Quotes in Whitestown, IN

Ready to find affordable Whitestown, Indiana car insurance today? Enter your ZIP code for fast, free Whitestown, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State