Compare Whitesville, KY Car Insurance Rates (2021)

Car insurance in Whitesville, KY averages $330 a month. Whitesville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Whitesville car insurance rates, compare quotes from the top car insurance companies in Whitesville, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Whitesville, KY after a DUI are $4,727/year
  • The cheapest car insurance company in Whitesville is State Farm
  • Average car insurance rates in Whitesville, KY are $3,963/year

If you need to buy Whitesville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Whitesville, KY is right here.

You’ll find Whitesville car insurance rates, the cheapest Whitesville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Whitesville, Kentucky car insurance rates to Hopkinsville car insurance rates, Nicholasville car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Whitesville, KY car insurance today? Enter your ZIP code for fast, free Whitesville car insurance quotes.

Cheapest Whitesville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitesville, KY car insurance rates? Every Whitesville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitesville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,148 $3,123 $2,833 $3,022 $11,409 $12,802 $3,511 $3,724
GEICO $3,381 $3,130 $3,530 $3,197 $6,876 $8,160 $2,763 $2,387
Liberty Mutual $2,640 $2,856 $2,237 $2,495 $11,329 $12,530 $2,765 $2,882
Nationwide $2,312 $2,314 $2,105 $2,191 $4,986 $6,172 $2,598 $2,718
Progressive $2,082 $1,990 $1,853 $1,870 $9,810 $11,096 $2,583 $2,654
State Farm $1,558 $1,558 $1,394 $1,394 $4,652 $5,902 $1,739 $1,937
Travelers $1,990 $2,026 $1,949 $1,953 $9,284 $14,834 $2,077 $2,405
USAA $1,753 $1,757 $1,581 $1,608 $4,666 $4,921 $2,215 $2,426

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Minimum Car Insurance in Whitesville, KY

Every driver must carry the minimum car insurance in Whitesville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Whitesville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Whitesville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitesville, KY. Compare credit history car insurance rates in Whitesville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitesville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,210 $4,976 $4,154
GEICO $6,869 $3,430 $2,235
Liberty Mutual $7,092 $4,366 $3,442
Nationwide $3,840 $3,036 $2,648
Progressive $4,759 $4,129 $3,840
State Farm $3,640 $2,197 $1,714
Travelers $5,092 $4,310 $4,292
USAA $3,889 $2,181 $1,778

Cheapest Whitesville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitesville, KY to rates for a clean record with top companies.

Annual Whitesville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,536 $5,890 $6,261 $5,100
GEICO $2,483 $4,428 $6,759 $3,041
Liberty Mutual $4,137 $6,374 $4,956 $4,400
Nationwide $2,560 $3,260 $4,077 $2,801
Progressive $3,513 $5,172 $4,012 $4,274
State Farm $2,300 $2,734 $2,517 $2,517
Travelers $3,986 $4,101 $5,900 $4,273
USAA $1,972 $2,788 $3,330 $2,374

Cheapest Whitesville, KY Car Insurance for Teen Drivers

Teen car insurance in Whitesville, KY can be expensive. Take a look at rates from the top car insurance companies in Whitesville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitesville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,409 $12,802
GEICO $6,876 $8,160
Liberty Mutual $11,329 $12,530
Nationwide $4,986 $6,172
Progressive $9,810 $11,096
State Farm $4,652 $5,902
Travelers $9,284 $14,834
USAA $4,666 $4,921

Cheapest Whitesville, KY Car Insurance for Seniors

Take a look at Whitesville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitesville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,833 $3,022
GEICO $3,530 $3,197
Liberty Mutual $2,237 $2,495
Nationwide $2,105 $2,191
Progressive $1,853 $1,870
State Farm $1,394 $1,394
Travelers $1,949 $1,953
USAA $1,581 $1,608

Cheapest Whitesville, KY Car Insurance Rates After a DUI

A DUI in Whitesville, KY increases car insurance rates. Compare Whitesville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitesville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,261
GEICO $6,759
Liberty Mutual $4,956
Nationwide $4,077
Progressive $4,012
State Farm $2,517
Travelers $5,900
USAA $3,330

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Cheapest Whitesville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitesville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitesville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,447 $5,447
GEICO $4,139 $4,217
Liberty Mutual $4,967 $4,967
Nationwide $3,175 $3,175
Progressive $4,242 $4,242
State Farm $2,454 $2,580
Travelers $4,565 $4,565
USAA $2,520 $2,712

The Best Cheap Car Insurance Companies in Whitesville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Whitesville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitesville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,447
GEICO $4,178
Liberty Mutual $4,967
Nationwide $3,175
Progressive $4,242
State Farm $2,517
Travelers $4,565
USAA $2,616

Category Winners: Cheapest Car Insurance in Whitesville, Kentucky

Find the cheapest car insurance companies in Whitesville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Whitesville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Whitesville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitesville car insurance rates. Find the cheapest Whitesville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitesville, Kentucky

Insurance Company Low Medium High
Allstate $5,099 $5,427 $5,814
GEICO $3,922 $4,162 $4,450
Liberty Mutual $4,747 $4,938 $5,215
Nationwide $3,202 $3,141 $3,180
Progressive $3,977 $4,203 $4,548
State Farm $2,359 $2,516 $2,676
Travelers $4,345 $4,588 $4,762
USAA $2,504 $2,611 $2,734

What affects car insurance rates in Whitesville, Kentucky?

What factors can have an impact on Whitesville, KY car insurance? There are several reasons why Whitesville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitesville, Kentucky.

Commute Time in Whitesville

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitesville, KY is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Whitesville, KY

Ready to find affordable Whitesville, Kentucky car insurance today? Enter your ZIP code for fast, free Whitesville, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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