Compare Whitewater, CA Car Insurance Rates (2021)

Car insurance in Whitewater, CA averages $308 a month. Whitewater, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Whitewater car insurance rates, compare quotes from the top car insurance companies in Whitewater, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Whitewater, CA after a DUI are $5,221/year
  • Average car insurance rates in Whitewater, CA are $3,696/year
  • The cheapest car insurance company in Whitewater is USAA

If you need to buy Whitewater, California car insurance, the options can be confusing. Everything you need to know about car insurance in Whitewater, CA is right here.

You’ll find Whitewater car insurance rates, the cheapest Whitewater, CA car insurance companies, and information on California car insurance laws. You can also compare Whitewater, California car insurance rates to Anaheim car insurance rates, San Francisco car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Whitewater, CA car insurance today? Enter your ZIP code for fast, free Whitewater car insurance quotes.

Cheapest Whitewater, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitewater, CA car insurance rates? Every Whitewater, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitewater, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,873 $2,898 $2,069 $2,114 $7,698 $9,724 $3,736 $4,187
Farmers $2,821 $2,821 $2,534 $2,534 $8,966 $14,706 $3,338 $3,711
GEICO $1,697 $1,699 $1,597 $1,597 $5,160 $5,260 $2,438 $2,498
Liberty Mutual $2,077 $1,965 $1,934 $1,872 $4,500 $4,798 $2,338 $2,364
Nationwide $3,266 $3,123 $2,849 $2,691 $8,199 $9,074 $3,893 $3,854
Progressive $1,737 $1,784 $1,498 $1,764 $4,640 $5,560 $2,520 $2,702
State Farm $3,842 $3,842 $3,428 $3,428 $7,043 $8,748 $4,250 $4,380
Travelers $2,432 $2,360 $2,137 $2,116 $4,942 $5,649 $3,140 $3,090
USAA $1,939 $1,836 $1,894 $1,901 $4,412 $4,431 $2,681 $2,533

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Minimum Car Insurance in Whitewater, CA

Every driver must carry the minimum car insurance in Whitewater, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Whitewater, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Whitewater, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitewater, CA to rates for a clean record with top companies.

Annual Whitewater, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,642 $4,490 $7,039 $3,479
Farmers $3,830 $5,213 $6,496 $5,177
GEICO $1,919 $2,957 $3,715 $2,381
Liberty Mutual $2,370 $3,175 $2,867 $2,512
Nationwide $3,221 $4,130 $6,994 $4,130
Progressive $1,812 $3,091 $3,585 $2,613
State Farm $3,473 $4,144 $7,833 $4,032
Travelers $2,172 $3,505 $4,084 $3,172
USAA $1,796 $2,670 $4,380 $1,968

Cheapest Whitewater, CA Car Insurance for Teen Drivers

Teen car insurance in Whitewater, CA can be expensive. Take a look at rates from the top car insurance companies in Whitewater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitewater, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,698 $9,724
Farmers $8,966 $14,706
GEICO $5,160 $5,260
Liberty Mutual $4,500 $4,798
Nationwide $8,199 $9,074
Progressive $4,640 $5,560
State Farm $7,043 $8,748
Travelers $4,942 $5,649
USAA $4,412 $4,431

Cheapest Whitewater, CA Car Insurance for Seniors

Take a look at Whitewater, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitewater, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,069 $2,114
Farmers $2,534 $2,534
GEICO $1,597 $1,597
Liberty Mutual $1,934 $1,872
Nationwide $2,849 $2,691
Progressive $1,498 $1,764
State Farm $3,428 $3,428
Travelers $2,137 $2,116
USAA $1,894 $1,901

Cheapest Whitewater, CA Car Insurance Rates After a DUI

A DUI in Whitewater, CA increases car insurance rates. Compare Whitewater, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitewater, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,039
Farmers $6,496
GEICO $3,715
Liberty Mutual $2,867
Nationwide $6,994
Progressive $3,585
State Farm $7,833
Travelers $4,084
USAA $4,380

Cheapest Whitewater, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitewater, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitewater, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,975 $4,850
Farmers $4,699 $5,659
GEICO $2,492 $2,994
Liberty Mutual $2,506 $2,955
Nationwide $4,083 $5,154
Progressive $2,519 $3,032
State Farm $4,693 $5,048
Travelers $2,910 $3,557
USAA $2,490 $2,916

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The Best Cheap Car Insurance Companies in Whitewater, CA

Take a look at a side-by-side comparison of the top car insurance companies in Whitewater, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitewater, California

Insurance Company Average Annual Rates
Allstate $4,412
Farmers $5,179
GEICO $2,743
Liberty Mutual $2,731
Nationwide $4,619
Progressive $2,775
State Farm $4,870
Travelers $3,233
USAA $2,703

Category Winners: Cheapest Car Insurance in Whitewater, California

Find the cheapest car insurance companies in Whitewater, CA for each category right here.

Best Annual Car Insurance Rates by Company in Whitewater, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Whitewater, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitewater car insurance rates. Find the cheapest Whitewater, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitewater, California

Insurance Company Low Medium High
Allstate $4,192 $4,448 $4,598
Farmers $4,827 $5,218 $5,492
GEICO $2,501 $2,771 $2,957
Liberty Mutual $2,540 $2,754 $2,899
Nationwide $4,157 $4,698 $5,001
Progressive $2,439 $2,867 $3,020
State Farm $4,396 $4,954 $5,261
Travelers $2,832 $3,316 $3,552
USAA $2,451 $2,755 $2,903

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What affects car insurance rates in Whitewater, California?

What factors can have an impact on Whitewater, CA car insurance? There are several reasons why Whitewater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitewater, California.

Commute Time in Whitewater

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitewater, CA is 34.2 minutes according to City-Data.

Compare Car Insurance Quotes in Whitewater, CA

Ready to find affordable Whitewater, California car insurance today? Enter your ZIP code for fast, free Whitewater, CA car insurance quotes.

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