Compare Whitewater, KS Car Insurance Rates (2021)

Car insurance in Whitewater, KS averages $273 a month. Whitewater, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Whitewater car insurance rates, compare quotes from the top car insurance companies in Whitewater, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Whitewater for teen drivers is American Family
  • The cheapest car insurance company in Whitewater is American Family
  • Average car insurance rates in Whitewater, KS after a DUI are $3,947/year

If you need to buy Whitewater, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Whitewater, KS is right here.

You’ll find Whitewater car insurance rates, the cheapest Whitewater, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Whitewater, Kansas car insurance rates to Lawrence car insurance rates, Olathe car insurance rates, and Manhattan car insurance rates.

Ready to find affordable Whitewater, KS car insurance today? Enter your ZIP code for fast, free Whitewater car insurance quotes.

Cheapest Whitewater, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitewater, KS car insurance rates? Every Whitewater, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitewater, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,593 $2,360 $2,425 $6,986 $7,746 $2,746 $2,849
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,226 $2,203 $1,982 $2,078 $6,348 $6,568 $2,517 $2,639
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,133 $2,012 $1,721 $1,802 $8,210 $9,239 $2,517 $2,701
State Farm $1,747 $1,747 $1,535 $1,535 $4,712 $6,004 $1,965 $2,219
Travelers $2,042 $2,078 $1,989 $2,015 $8,233 $12,830 $2,090 $2,464
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

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Minimum Car Insurance in Whitewater, KS

Every driver must carry the minimum car insurance in Whitewater, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Whitewater, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Whitewater, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitewater, KS. Compare credit history car insurance rates in Whitewater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitewater, Kansas

Insurance Company Poor Fair Good
Allstate $4,707 $3,567 $3,112
American Family $3,014 $2,127 $1,777
Farmers $3,901 $3,120 $2,940
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,721 $2,413 $2,248
Progressive $4,323 $3,660 $3,392
State Farm $3,907 $2,335 $1,808
Travelers $4,876 $3,967 $3,810
USAA $3,387 $2,234 $1,841

Cheapest Whitewater, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitewater, KS to rates for a clean record with top companies.

Annual Whitewater, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,300 $3,832 $4,372 $3,678
American Family $2,268 $2,418 $2,268 $2,268
Farmers $2,789 $3,608 $3,517 $3,367
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,493 $4,113 $3,662 $3,899
State Farm $2,486 $2,881 $2,683 $2,683
Travelers $3,076 $4,009 $5,525 $4,259
USAA $1,813 $2,453 $3,606 $2,078

Cheapest Whitewater, KS Car Insurance for Teen Drivers

Teen car insurance in Whitewater, KS can be expensive. Take a look at rates from the top car insurance companies in Whitewater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitewater, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,986 $7,746
American Family $3,550 $4,288
Farmers $6,348 $6,568
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,809 $4,645
Progressive $8,210 $9,239
State Farm $4,712 $6,004
Travelers $8,233 $12,830
USAA $5,068 $5,304

Cheapest Whitewater, KS Car Insurance for Seniors

Take a look at Whitewater, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitewater, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,360 $2,425
American Family $1,615 $1,615
Farmers $1,982 $2,078
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,591 $1,710
Progressive $1,721 $1,802
State Farm $1,535 $1,535
Travelers $1,989 $2,015
USAA $1,333 $1,341

Cheapest Whitewater, KS Car Insurance Rates After a DUI

A DUI in Whitewater, KS increases car insurance rates. Compare Whitewater, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitewater, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
American Family $2,268
Farmers $3,517
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,725
Progressive $3,662
State Farm $2,683
Travelers $5,525
USAA $3,606

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Cheapest Whitewater, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitewater, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitewater, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,795 $3,795
American Family $2,277 $2,335
Farmers $3,320 $3,320
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,461 $2,461
Progressive $3,792 $3,792
State Farm $2,616 $2,751
Travelers $4,218 $4,218
USAA $2,415 $2,559

The Best Cheap Car Insurance Companies in Whitewater, KS

Take a look at a side-by-side comparison of the top car insurance companies in Whitewater, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitewater, Kansas

Insurance Company Average Annual Rates
Allstate $3,795
American Family $2,306
Farmers $3,320
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,461
Progressive $3,792
State Farm $2,683
Travelers $4,218
USAA $2,487

Category Winners: Cheapest Car Insurance in Whitewater, Kansas

Find the cheapest car insurance companies in Whitewater, KS for each category right here.

Best Annual Car Insurance Rates by Company in Whitewater, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Whitewater, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitewater car insurance rates. Find the cheapest Whitewater, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitewater, Kansas

Insurance Company Low Medium High
Allstate $3,694 $3,788 $3,904
American Family $2,318 $2,422 $2,177
Farmers $3,170 $3,299 $3,491
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,585 $2,435 $2,362
Progressive $3,561 $3,758 $4,056
State Farm $2,581 $2,691 $2,778
Travelers $4,004 $4,224 $4,425
USAA $2,393 $2,480 $2,589

What affects car insurance rates in Whitewater, Kansas?

What factors can have an impact on Whitewater, KS car insurance? There are several reasons why Whitewater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitewater, Kansas.

Commute Time in Whitewater

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitewater, KS is 27.8 minutes according to City-Data.

Compare Car Insurance Quotes in Whitewater, KS

Ready to find affordable Whitewater, Kansas car insurance today? Enter your ZIP code for fast, free Whitewater, KS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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