Compare Whitewright, TX Car Insurance Rates (2021)

Car insurance in Whitewright, TX averages $292 a month. Whitewright, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Whitewright car insurance rates, compare quotes from the top car insurance companies in Whitewright, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Whitewright, TX after a DUI are $3,993/year
  • The cheapest car insurance company in Whitewright is USAA
  • Average car insurance rates in Whitewright, TX are $3,504/year

If you need to buy Whitewright, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Whitewright, TX is right here.

You’ll find Whitewright car insurance rates, the cheapest Whitewright, TX car insurance companies, and information on Texas car insurance laws. You can also compare Whitewright, Texas car insurance rates to San Antonio car insurance rates, Plano car insurance rates, and Houston car insurance rates.

Ready to find affordable Whitewright, TX car insurance today? Enter your ZIP code for fast, free Whitewright car insurance quotes.

Cheapest Whitewright, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitewright, TX car insurance rates? Every Whitewright, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitewright, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,290 $3,319 $3,251 $3,251 $8,653 $10,439 $4,063 $4,230
American Family $2,378 $2,635 $2,202 $2,510 $6,067 $7,938 $3,365 $3,827
GEICO $2,149 $2,309 $2,079 $2,332 $4,591 $4,786 $2,312 $2,311
Nationwide $2,122 $2,157 $1,880 $1,987 $5,952 $7,624 $2,486 $2,685
Progressive $2,297 $2,175 $2,047 $2,088 $9,624 $10,693 $2,710 $2,736
State Farm $1,965 $1,965 $1,752 $1,752 $4,767 $6,089 $2,140 $2,208
USAA $1,441 $1,449 $1,377 $1,365 $4,045 $4,403 $1,917 $2,054

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Minimum Car Insurance in Whitewright, TX

Every driver must carry the minimum car insurance in Whitewright, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Whitewright, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Whitewright, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitewright, TX. Compare credit history car insurance rates in Whitewright from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitewright, Texas

Insurance Company Poor Fair Good
Allstate $6,444 $4,711 $4,030
American Family $5,336 $3,341 $2,919
GEICO $4,397 $2,501 $1,678
Nationwide $4,029 $3,240 $2,816
Progressive $4,829 $4,181 $3,879
State Farm $4,006 $2,495 $1,988
USAA $3,312 $1,915 $1,542

Cheapest Whitewright, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitewright, TX to rates for a clean record with top companies.

Annual Whitewright, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,934 $6,064 $6,316 $3,934
American Family $3,532 $4,469 $3,928 $3,532
GEICO $2,431 $3,195 $2,686 $3,122
Nationwide $2,923 $2,923 $4,306 $3,295
Progressive $3,749 $4,846 $4,371 $4,219
State Farm $2,509 $2,885 $3,416 $2,509
USAA $1,684 $2,482 $2,928 $1,932

Cheapest Whitewright, TX Car Insurance for Teen Drivers

Teen car insurance in Whitewright, TX can be expensive. Take a look at rates from the top car insurance companies in Whitewright for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitewright, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,653 $10,439
American Family $6,067 $7,938
GEICO $4,591 $4,786
Nationwide $5,952 $7,624
Progressive $9,624 $10,693
State Farm $4,767 $6,089
USAA $4,045 $4,403

Cheapest Whitewright, TX Car Insurance for Seniors

Take a look at Whitewright, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitewright, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,251 $3,251
American Family $2,202 $2,510
GEICO $2,079 $2,332
Nationwide $1,880 $1,987
Progressive $2,047 $2,088
State Farm $1,752 $1,752
USAA $1,377 $1,365

Cheapest Whitewright, TX Car Insurance Rates After a DUI

A DUI in Whitewright, TX increases car insurance rates. Compare Whitewright, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitewright, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,316
American Family $3,928
GEICO $2,686
Nationwide $4,306
Progressive $4,371
State Farm $3,416
USAA $2,928

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Cheapest Whitewright, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitewright, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitewright, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,941 $5,182
American Family $3,865 $3,865
GEICO $2,807 $2,910
Nationwide $3,362 $3,362
Progressive $4,296 $4,296
State Farm $2,830 $2,830
USAA $2,228 $2,285

The Best Cheap Car Insurance Companies in Whitewright, TX

Take a look at a side-by-side comparison of the top car insurance companies in Whitewright, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitewright, Texas

Insurance Company Average Annual Rates
Allstate $5,062
American Family $3,865
GEICO $2,858
Nationwide $3,362
Progressive $4,296
State Farm $2,830
USAA $2,256

Category Winners: Cheapest Car Insurance in Whitewright, Texas

Find the cheapest car insurance companies in Whitewright, TX for each category right here.

Best Annual Car Insurance Rates by Company in Whitewright, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Whitewright, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitewright car insurance rates. Find the cheapest Whitewright, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitewright, Texas

Insurance Company Low Medium High
Allstate $4,931 $5,013 $5,241
American Family $3,608 $3,728 $4,260
GEICO $2,716 $2,825 $3,034
Nationwide $3,620 $3,219 $3,246
Progressive $4,093 $4,274 $4,522
State Farm $2,687 $2,821 $2,981
USAA $2,182 $2,247 $2,340

What affects car insurance rates in Whitewright, Texas?

What factors can have an impact on Whitewright, TX car insurance? There are several reasons why Whitewright car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitewright, Texas.

Car Theft in Whitewright

High levels of vehicle theft can make car insurance more expensive. Whitewright, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Whitewright

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitewright, TX is 36.3 minutes according to City-Data.

Compare Car Insurance Quotes in Whitewright, TX

Ready to find affordable Whitewright, Texas car insurance today? Enter your ZIP code for fast, free Whitewright, TX car insurance quotes.

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