Compare Whitney, NE Car Insurance Rates (2021)

Car insurance in Whitney, NE averages $298 a month. Whitney, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Whitney car insurance rates, compare quotes from the top car insurance companies in Whitney, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Whitney is American Family
  • Average car insurance rates in Whitney, NE after a DUI are $4,170/year
  • The cheapest car insurance company in Whitney for teen drivers is American Family

If you need to buy Whitney, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Whitney, NE is right here.

You’ll find Whitney car insurance rates, the cheapest Whitney, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Whitney, Nebraska car insurance rates to Norfolk car insurance rates, North Platte car insurance rates, and Omaha car insurance rates.

Ready to find affordable Whitney, NE car insurance today? Enter your ZIP code for fast, free Whitney car insurance quotes.

Cheapest Whitney, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitney, NE car insurance rates? Every Whitney, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitney, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,731 $1,731 $1,574 $1,574 $2,875 $4,201 $1,693 $1,828
Farmers $2,178 $2,170 $1,958 $2,058 $8,001 $8,240 $2,450 $2,565
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,568 $3,876 $2,812 $3,418 $14,887 $16,723 $3,765 $4,186
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,454 $2,407 $2,010 $2,071 $8,680 $9,846 $2,957 $3,170
State Farm $1,563 $1,563 $1,362 $1,362 $4,125 $5,281 $1,723 $1,951
USAA $1,424 $1,430 $1,281 $1,337 $4,260 $5,137 $1,862 $2,096

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Minimum Car Insurance in Whitney, NE

Every driver must carry the minimum car insurance in Whitney, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Whitney, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Whitney, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitney, NE. Compare credit history car insurance rates in Whitney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitney, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,877 $1,972 $1,604
Farmers $4,253 $3,511 $3,344
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,634 $5,782 $4,547
Nationwide $3,030 $2,399 $2,114
Progressive $4,868 $4,030 $3,700
State Farm $3,438 $2,061 $1,600
USAA $3,151 $2,118 $1,791

Cheapest Whitney, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitney, NE to rates for a clean record with top companies.

Annual Whitney, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,105 $2,289 $2,105 $2,105
Farmers $3,142 $4,010 $3,912 $3,747
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,717 $6,708 $7,298 $6,895
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,584 $5,191 $3,999 $4,023
State Farm $2,207 $2,526 $2,366 $2,366
USAA $1,792 $2,242 $3,351 $2,029

Cheapest Whitney, NE Car Insurance for Teen Drivers

Teen car insurance in Whitney, NE can be expensive. Take a look at rates from the top car insurance companies in Whitney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitney, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,875 $4,201
Farmers $8,001 $8,240
GEICO $7,445 $9,812
Liberty Mutual $14,887 $16,723
Nationwide $3,970 $4,975
Progressive $8,680 $9,846
State Farm $4,125 $5,281
USAA $4,260 $5,137

Cheapest Whitney, NE Car Insurance for Seniors

Take a look at Whitney, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitney, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,574 $1,574
Farmers $1,958 $2,058
GEICO $3,747 $3,606
Liberty Mutual $2,812 $3,418
Nationwide $1,592 $1,711
Progressive $2,010 $2,071
State Farm $1,362 $1,362
USAA $1,281 $1,337

Cheapest Whitney, NE Car Insurance Rates After a DUI

A DUI in Whitney, NE increases car insurance rates. Compare Whitney, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitney, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,105
Farmers $3,912
GEICO $6,834
Liberty Mutual $7,298
Nationwide $3,695
Progressive $3,999
State Farm $2,366
USAA $3,351

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Cheapest Whitney, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitney, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitney, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,133 $2,168
Farmers $3,702 $3,702
GEICO $4,799 $4,953
Liberty Mutual $6,654 $6,654
Nationwide $2,515 $2,515
Progressive $4,199 $4,199
State Farm $2,306 $2,427
USAA $2,325 $2,381

The Best Cheap Car Insurance Companies in Whitney, NE

Take a look at a side-by-side comparison of the top car insurance companies in Whitney, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitney, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,151
Farmers $3,702
GEICO $4,876
Liberty Mutual $6,654
Nationwide $2,515
Progressive $4,199
State Farm $2,366
USAA $2,353

Category Winners: Cheapest Car Insurance in Whitney, Nebraska

Find the cheapest car insurance companies in Whitney, NE for each category right here.

Best Annual Car Insurance Rates by Company in Whitney, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Whitney, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitney car insurance rates. Find the cheapest Whitney, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitney, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,138 $2,215 $2,099
Farmers $3,556 $3,654 $3,897
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,500 $6,625 $6,839
Nationwide $2,570 $2,502 $2,471
Progressive $4,071 $4,192 $4,336
State Farm $2,278 $2,363 $2,459
USAA $2,284 $2,350 $2,427

What affects car insurance rates in Whitney, Nebraska?

What factors can have an impact on Whitney, NE car insurance? There are several reasons why Whitney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitney, Nebraska.

Commute Time in Whitney

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitney, NE is 26.9 minutes according to City-Data.

Compare Car Insurance Quotes in Whitney, NE

Ready to find affordable Whitney, Nebraska car insurance today? Enter your ZIP code for fast, free Whitney, NE car insurance quotes.

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