Compare Whitney Point, NY Car Insurance Rates (2021)

Car insurance in Whitney Point, NY averages $246 a month. Whitney Point, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Whitney Point car insurance rates, compare quotes from the top car insurance companies in Whitney Point, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Whitney Point for teen drivers is GEICO
  • Average car insurance rates in Whitney Point, NY after a DUI are $3,890/year
  • Average car insurance rates in Whitney Point, NY are $2,956/year

If you need to buy Whitney Point, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Whitney Point, NY is right here.

You’ll find Whitney Point car insurance rates, the cheapest Whitney Point, NY car insurance companies, and information on New York car insurance laws. You can also compare Whitney Point, New York car insurance rates to New York car insurance rates, Syracuse car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Whitney Point, NY car insurance today? Enter your ZIP code for fast, free Whitney Point car insurance quotes.

Cheapest Whitney Point, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitney Point, NY car insurance rates? Every Whitney Point, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitney Point, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,340 $1,291 $1,303 $1,284 $2,792 $4,066 $1,209 $1,241
Liberty Mutual $3,188 $3,188 $2,972 $2,972 $6,193 $10,028 $3,188 $3,383
Nationwide $1,874 $1,874 $1,773 $1,773 $3,285 $4,862 $1,874 $2,372
Progressive $1,557 $1,471 $1,266 $1,280 $5,098 $5,687 $2,001 $1,955
State Farm $1,898 $1,898 $1,653 $1,653 $5,575 $7,185 $2,086 $2,210
Travelers $2,408 $2,442 $2,193 $2,360 $5,514 $6,536 $2,563 $2,681
USAA $1,488 $1,465 $1,342 $1,348 $5,866 $7,011 $1,903 $2,103

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Minimum Car Insurance in Whitney Point, NY

Every driver must carry the minimum car insurance in Whitney Point, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Whitney Point, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Whitney Point, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitney Point, NY. Compare credit history car insurance rates in Whitney Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitney Point, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,275 $1,672 $1,500
Liberty Mutual $6,126 $4,020 $3,021
Nationwide $2,461 $2,461 $2,461
Progressive $4,006 $2,082 $1,529
State Farm $4,263 $2,674 $2,123
Travelers $4,565 $2,908 $2,538
USAA $4,364 $2,169 $1,916

Cheapest Whitney Point, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitney Point, NY to rates for a clean record with top companies.

Annual Whitney Point, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,433 $1,561 $2,836 $1,433
Liberty Mutual $3,511 $3,511 $7,023 $3,511
Nationwide $1,897 $1,897 $4,113 $1,938
Progressive $2,473 $2,473 $2,724 $2,487
State Farm $2,877 $2,877 $3,162 $3,162
Travelers $2,868 $3,554 $3,606 $3,319
USAA $2,510 $2,549 $3,655 $2,549

Cheapest Whitney Point, NY Car Insurance for Teen Drivers

Teen car insurance in Whitney Point, NY can be expensive. Take a look at rates from the top car insurance companies in Whitney Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitney Point, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $2,792 $4,066
Liberty Mutual $6,193 $10,028
Nationwide $3,285 $4,862
Progressive $5,098 $5,687
State Farm $5,575 $7,185
Travelers $5,514 $6,536
USAA $5,866 $7,011

Cheapest Whitney Point, NY Car Insurance for Seniors

Take a look at Whitney Point, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitney Point, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,303 $1,284
Liberty Mutual $2,972 $2,972
Nationwide $1,773 $1,773
Progressive $1,266 $1,280
State Farm $1,653 $1,653
Travelers $2,193 $2,360
USAA $1,342 $1,348

Cheapest Whitney Point, NY Car Insurance Rates After a DUI

A DUI in Whitney Point, NY increases car insurance rates. Compare Whitney Point, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitney Point, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,000
GEICO $2,836
Liberty Mutual $7,023
Nationwide $4,113
Progressive $2,724
State Farm $3,162
Travelers $3,606
USAA $3,655

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Cheapest Whitney Point, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitney Point, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitney Point, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,763 $1,869
Liberty Mutual $4,267 $4,511
Nationwide $2,461 $2,461
Progressive $2,539 $2,539
State Farm $2,914 $3,125
Travelers $3,337 $3,337
USAA $2,788 $2,844

The Best Cheap Car Insurance Companies in Whitney Point, NY

Take a look at a side-by-side comparison of the top car insurance companies in Whitney Point, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitney Point, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $1,816
Liberty Mutual $4,389
Nationwide $2,461
Progressive $2,539
State Farm $3,020
Travelers $3,337
USAA $2,816

Category Winners: Cheapest Car Insurance in Whitney Point, New York

Find the cheapest car insurance companies in Whitney Point, NY for each category right here.

Best Annual Car Insurance Rates by Company in Whitney Point, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Whitney Point, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitney Point car insurance rates. Find the cheapest Whitney Point, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitney Point, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,728 $1,809 $1,910
Liberty Mutual $4,200 $4,374 $4,592
Nationwide $2,332 $2,444 $2,608
Progressive $2,422 $2,528 $2,668
State Farm $2,882 $3,035 $3,143
Travelers $3,188 $3,311 $3,512
USAA $2,742 $2,804 $2,903

What affects car insurance rates in Whitney Point, New York?

What factors can have an impact on Whitney Point, NY car insurance? There are several reasons why Whitney Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitney Point, New York.

Commute Time in Whitney Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitney Point, NY is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Whitney Point, NY

Ready to find affordable Whitney Point, New York car insurance today? Enter your ZIP code for fast, free Whitney Point, NY car insurance quotes.

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