Compare Whitney, TX Car Insurance Rates (2021)

Car insurance in Whitney, TX averages $282 a month. Whitney, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Whitney car insurance rates, compare quotes from the top car insurance companies in Whitney, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Whitney, TX are $3,390/year
  • Average car insurance rates in Whitney, TX after a DUI are $3,886/year
  • The cheapest car insurance company in Whitney for teen drivers is USAA

If you need to buy Whitney, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Whitney, TX is right here.

You’ll find Whitney car insurance rates, the cheapest Whitney, TX car insurance companies, and information on Texas car insurance laws. You can also compare Whitney, Texas car insurance rates to Laredo car insurance rates, Dallas car insurance rates, and Arlington car insurance rates.

Ready to find affordable Whitney, TX car insurance today? Enter your ZIP code for fast, free Whitney car insurance quotes.

Cheapest Whitney, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitney, TX car insurance rates? Every Whitney, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitney, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,314 $3,341 $3,272 $3,272 $8,777 $10,584 $4,094 $4,261
American Family $2,196 $2,437 $2,056 $2,345 $5,697 $7,431 $3,122 $3,547
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,029 $1,935 $1,814 $1,844 $8,474 $9,474 $2,407 $2,453
State Farm $1,840 $1,840 $1,632 $1,632 $4,317 $5,489 $1,994 $2,062
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

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Minimum Car Insurance in Whitney, TX

Every driver must carry the minimum car insurance in Whitney, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Whitney, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Whitney, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitney, TX. Compare credit history car insurance rates in Whitney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitney, Texas

Insurance Company Poor Fair Good
Allstate $6,498 $4,765 $4,080
American Family $4,954 $3,123 $2,735
GEICO $4,183 $2,384 $1,603
Nationwide $4,397 $3,531 $3,069
Progressive $4,276 $3,702 $3,433
State Farm $3,684 $2,292 $1,826
USAA $3,262 $1,876 $1,507

Cheapest Whitney, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitney, TX to rates for a clean record with top companies.

Annual Whitney, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,129 $6,399 $3,964
American Family $3,295 $4,162 $3,663 $3,295
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,323 $4,287 $3,873 $3,732
State Farm $2,321 $2,649 $3,111 $2,321
USAA $1,658 $2,433 $2,868 $1,902

Cheapest Whitney, TX Car Insurance for Teen Drivers

Teen car insurance in Whitney, TX can be expensive. Take a look at rates from the top car insurance companies in Whitney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitney, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,777 $10,584
American Family $5,697 $7,431
GEICO $4,365 $4,568
Nationwide $6,517 $8,377
Progressive $8,474 $9,474
State Farm $4,317 $5,489
USAA $3,930 $4,294

Cheapest Whitney, TX Car Insurance for Seniors

Take a look at Whitney, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitney, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,272 $3,272
American Family $2,056 $2,345
GEICO $1,955 $2,178
Nationwide $2,028 $2,149
Progressive $1,814 $1,844
State Farm $1,632 $1,632
USAA $1,355 $1,350

Cheapest Whitney, TX Car Insurance Rates After a DUI

A DUI in Whitney, TX increases car insurance rates. Compare Whitney, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitney, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,399
American Family $3,663
GEICO $2,571
Nationwide $4,716
Progressive $3,873
State Farm $3,111
USAA $2,868

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Cheapest Whitney, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitney, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitney, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,991 $5,237
American Family $3,604 $3,604
GEICO $2,671 $2,776
Nationwide $3,665 $3,665
Progressive $3,804 $3,804
State Farm $2,601 $2,601
USAA $2,187 $2,243

The Best Cheap Car Insurance Companies in Whitney, TX

Take a look at a side-by-side comparison of the top car insurance companies in Whitney, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitney, Texas

Insurance Company Average Annual Rates
Allstate $5,114
American Family $3,604
GEICO $2,723
Nationwide $3,665
Progressive $3,804
State Farm $2,601
USAA $2,215

Category Winners: Cheapest Car Insurance in Whitney, Texas

Find the cheapest car insurance companies in Whitney, TX for each category right here.

Best Annual Car Insurance Rates by Company in Whitney, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Whitney, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitney car insurance rates. Find the cheapest Whitney, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitney, Texas

Insurance Company Low Medium High
Allstate $4,992 $5,069 $5,282
American Family $3,345 $3,466 $4,001
GEICO $2,604 $2,696 $2,871
Nationwide $3,964 $3,507 $3,525
Progressive $3,634 $3,789 $3,989
State Farm $2,481 $2,594 $2,727
USAA $2,147 $2,207 $2,291

What affects car insurance rates in Whitney, Texas?

What factors can have an impact on Whitney, TX car insurance? There are several reasons why Whitney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitney, Texas.

Car Theft in Whitney

High levels of vehicle theft can make car insurance more expensive. Whitney, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Whitney

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitney, TX is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Whitney, TX

Ready to find affordable Whitney, Texas car insurance today? Enter your ZIP code for fast, free Whitney, TX car insurance quotes.

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