Compare Wichita, KS Car Insurance Rates (2021)

Car insurance in Wichita, KS averages $301 a month. Wichita, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wichita car insurance rates, compare quotes from the top car insurance companies in Wichita, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wichita is American Family
  • The cheapest car insurance company in Wichita for teen drivers is American Family
  • Average car insurance rates in Wichita, KS after a DUI are $4,336/year

If you need to buy Wichita, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Wichita, KS is right here.

You’ll find Wichita car insurance rates, the cheapest Wichita, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Wichita, Kansas car insurance rates to Lawrence car insurance rates, Olathe car insurance rates, and Lenexa car insurance rates.

Ready to find affordable Wichita, KS car insurance today? Enter your ZIP code for fast, free Wichita car insurance quotes.

Cheapest Wichita, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wichita, KS car insurance rates? Every Wichita, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wichita, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,715 $2,623 $2,450 $2,518 $7,858 $8,858 $2,760 $2,842
American Family $1,755 $1,755 $1,588 $1,588 $3,537 $4,280 $1,755 $1,985
Farmers $2,721 $2,691 $2,423 $2,542 $7,819 $8,087 $3,071 $3,212
GEICO $2,488 $2,431 $2,517 $2,342 $4,698 $6,330 $2,934 $2,095
Liberty Mutual $2,419 $2,610 $2,352 $2,628 $12,109 $13,517 $2,604 $2,807
Nationwide $1,933 $1,984 $1,725 $1,853 $4,229 $5,155 $2,283 $2,426
Progressive $2,472 $2,338 $1,998 $2,086 $9,405 $10,590 $2,920 $3,132
State Farm $1,833 $1,833 $1,637 $1,637 $5,360 $6,775 $2,071 $2,364
Travelers $2,216 $2,250 $2,185 $2,207 $9,294 $14,499 $2,277 $2,643
USAA $1,484 $1,499 $1,370 $1,369 $5,348 $5,568 $1,975 $2,042

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Minimum Car Insurance in Wichita, KS

Every driver must carry the minimum car insurance in Wichita, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Wichita, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wichita, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wichita, KS. Compare credit history car insurance rates in Wichita from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wichita, Kansas

Insurance Company Poor Fair Good
Allstate $5,042 $3,849 $3,343
American Family $2,982 $2,101 $1,758
Farmers $4,773 $3,830 $3,610
GEICO $5,019 $2,654 $2,015
Liberty Mutual $5,131 $5,131 $5,131
Nationwide $2,978 $2,650 $2,467
Progressive $4,986 $4,214 $3,903
State Farm $4,280 $2,557 $1,980
Travelers $5,412 $4,425 $4,252
USAA $3,509 $2,322 $1,916

Cheapest Wichita, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wichita, KS to rates for a clean record with top companies.

Annual Wichita, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,486 $4,081 $4,797 $3,949
American Family $2,243 $2,393 $2,243 $2,243
Farmers $3,421 $4,428 $4,314 $4,120
GEICO $2,042 $3,330 $5,113 $2,432
Liberty Mutual $3,818 $5,853 $5,738 $5,113
Nationwide $2,044 $2,344 $4,079 $2,328
Progressive $4,023 $4,738 $4,215 $4,494
State Farm $2,695 $3,183 $2,939 $2,939
Travelers $3,393 $4,463 $6,181 $4,748
USAA $1,877 $2,552 $3,743 $2,155

Cheapest Wichita, KS Car Insurance for Teen Drivers

Teen car insurance in Wichita, KS can be expensive. Take a look at rates from the top car insurance companies in Wichita for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wichita, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,858 $8,858
American Family $3,537 $4,280
Farmers $7,819 $8,087
GEICO $4,698 $6,330
Liberty Mutual $12,109 $13,517
Nationwide $4,229 $5,155
Progressive $9,405 $10,590
State Farm $5,360 $6,775
Travelers $9,294 $14,499
USAA $5,348 $5,568

Cheapest Wichita, KS Car Insurance for Seniors

Take a look at Wichita, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wichita, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,450 $2,518
American Family $1,588 $1,588
Farmers $2,423 $2,542
GEICO $2,517 $2,342
Liberty Mutual $2,352 $2,628
Nationwide $1,725 $1,853
Progressive $1,998 $2,086
State Farm $1,637 $1,637
Travelers $2,185 $2,207
USAA $1,370 $1,369

Cheapest Wichita, KS Car Insurance Rates After a DUI

A DUI in Wichita, KS increases car insurance rates. Compare Wichita, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wichita, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,797
American Family $2,243
Farmers $4,314
GEICO $5,113
Liberty Mutual $5,738
Nationwide $4,079
Progressive $4,215
State Farm $2,939
Travelers $6,181
USAA $3,743

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Cheapest Wichita, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wichita, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wichita, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,078 $4,078
American Family $2,252 $2,309
Farmers $4,071 $4,071
GEICO $3,162 $3,297
Liberty Mutual $5,131 $5,131
Nationwide $2,698 $2,698
Progressive $4,368 $4,368
State Farm $2,865 $3,013
Travelers $4,696 $4,696
USAA $2,509 $2,655

Cheapest Wichita, KS Car Insurance Rates by ZIP Code

Wichita car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Wichita, KS.

Annual Car Insurance Rates by ZIP Code in Wichita, Kansas

ZIP Code Average Annual Rates
67202 $3,986
67203 $3,972
67204 $3,946
67205 $3,813
67206 $3,822
67207 $3,807
67208 $3,947
67209 $3,778
67210 $3,915
67211 $3,979
67212 $3,719
67213 $3,951
67214 $3,963
67215 $3,766
67216 $3,922
67217 $3,915
67218 $3,946
67219 $3,914
67220 $3,844
67223 $3,754
67226 $3,787
67227 $3,702
67228 $3,819
67230 $3,769
67232 $3,699
67235 $3,671
67260 $3,914
67276 $4,030

The Best Cheap Car Insurance Companies in Wichita, KS

Take a look at a side-by-side comparison of the top car insurance companies in Wichita, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wichita, Kansas

Insurance Company Average Annual Rates
Allstate $4,078
American Family $2,280
Farmers $4,071
GEICO $3,229
Liberty Mutual $5,131
Nationwide $2,698
Progressive $4,368
State Farm $2,939
Travelers $4,696
USAA $2,582

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Category Winners: Cheapest Car Insurance in Wichita, Kansas

Find the cheapest car insurance companies in Wichita, KS for each category right here.

Best Annual Car Insurance Rates by Company in Wichita, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

Cheapest Wichita, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wichita car insurance rates. Find the cheapest Wichita, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wichita, Kansas

Insurance Company Low Medium High
Allstate $3,943 $4,069 $4,222
American Family $2,289 $2,395 $2,157
Farmers $3,889 $4,047 $4,276
GEICO $3,128 $3,226 $3,334
Liberty Mutual $4,997 $5,118 $5,277
Nationwide $2,832 $2,671 $2,592
Progressive $4,119 $4,332 $4,652
State Farm $2,813 $2,948 $3,055
Travelers $4,440 $4,706 $4,943
USAA $2,479 $2,574 $2,693

What affects car insurance rates in Wichita, Kansas?

What factors can have an impact on Wichita, KS car insurance? There are several reasons why Wichita car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wichita, Kansas.

Car Theft in Wichita

High levels of vehicle theft can make car insurance more expensive. Wichita, KS car theft statistics from the FBI indicate 2,773 vehicle thefts a year.

Commute Time in Wichita

The more time you spend in your car the higher the risk of an accident. The average commute length in Wichita, KS is 18.6 minutes according to City-Data.

Traffic in Wichita

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Wichita, KS traffic data from INRIX ranks Wichita as the 570th-most congested in the world.

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Compare Car Insurance Quotes in Wichita, KS

Ready to find affordable Wichita, Kansas car insurance today? Enter your ZIP code for fast, free Wichita, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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