Compare Wickliffe, KY Car Insurance Rates (2021)

Car insurance in Wickliffe, KY averages $349 a month. Wickliffe, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wickliffe car insurance rates, compare quotes from the top car insurance companies in Wickliffe, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wickliffe, KY are $4,191/year
  • The cheapest car insurance company in Wickliffe for teen drivers is USAA
  • Average car insurance rates in Wickliffe, KY after a DUI are $4,981/year

If you need to buy Wickliffe, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Wickliffe, KY is right here.

You’ll find Wickliffe car insurance rates, the cheapest Wickliffe, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Wickliffe, Kentucky car insurance rates to Hopkinsville car insurance rates, Owensboro car insurance rates, and Independence car insurance rates.

Ready to find affordable Wickliffe, KY car insurance today? Enter your ZIP code for fast, free Wickliffe car insurance quotes.

Cheapest Wickliffe, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wickliffe, KY car insurance rates? Every Wickliffe, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wickliffe, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,100 $3,083 $2,782 $2,970 $11,110 $12,489 $3,475 $3,692
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,644 $2,870 $2,251 $2,516 $10,466 $11,582 $2,772 $2,896
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,274 $2,187 $2,012 $2,038 $10,439 $11,811 $2,825 $2,911
State Farm $1,985 $1,985 $1,776 $1,776 $5,953 $7,521 $2,214 $2,484
Travelers $2,242 $2,284 $2,194 $2,201 $10,630 $17,054 $2,339 $2,715
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

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Minimum Car Insurance in Wickliffe, KY

Every driver must carry the minimum car insurance in Wickliffe, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Wickliffe, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wickliffe, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wickliffe, KY. Compare credit history car insurance rates in Wickliffe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wickliffe, Kentucky

Insurance Company Poor Fair Good
Allstate $7,057 $4,877 $4,079
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,793 $4,163 $3,293
Nationwide $4,672 $3,666 $3,197
Progressive $5,138 $4,434 $4,115
State Farm $4,640 $2,805 $2,190
Travelers $5,812 $4,915 $4,896
USAA $4,227 $2,354 $1,915

Cheapest Wickliffe, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wickliffe, KY to rates for a clean record with top companies.

Annual Wickliffe, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,460 $5,771 $6,118 $5,002
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,972 $6,078 $4,735 $4,213
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,779 $5,548 $4,317 $4,604
State Farm $2,933 $3,490 $3,212 $3,212
Travelers $4,544 $4,675 $6,740 $4,871
USAA $2,135 $3,024 $3,602 $2,568

Cheapest Wickliffe, KY Car Insurance for Teen Drivers

Teen car insurance in Wickliffe, KY can be expensive. Take a look at rates from the top car insurance companies in Wickliffe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wickliffe, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,110 $12,489
GEICO $6,168 $7,329
Liberty Mutual $10,466 $11,582
Nationwide $6,037 $7,550
Progressive $10,439 $11,811
State Farm $5,953 $7,521
Travelers $10,630 $17,054
USAA $4,984 $5,272

Cheapest Wickliffe, KY Car Insurance for Seniors

Take a look at Wickliffe, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wickliffe, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,782 $2,970
GEICO $3,218 $2,914
Liberty Mutual $2,251 $2,516
Nationwide $2,519 $2,640
Progressive $2,012 $2,038
State Farm $1,776 $1,776
Travelers $2,194 $2,201
USAA $1,714 $1,758

Cheapest Wickliffe, KY Car Insurance Rates After a DUI

A DUI in Wickliffe, KY increases car insurance rates. Compare Wickliffe, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wickliffe, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,118
GEICO $6,130
Liberty Mutual $4,735
Nationwide $4,997
Progressive $4,317
State Farm $3,212
Travelers $6,740
USAA $3,602

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Cheapest Wickliffe, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wickliffe, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wickliffe, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,338 $5,338
GEICO $3,750 $3,821
Liberty Mutual $4,750 $4,750
Nationwide $3,845 $3,845
Progressive $4,562 $4,562
State Farm $3,134 $3,289
Travelers $5,208 $5,208
USAA $2,726 $2,938

The Best Cheap Car Insurance Companies in Wickliffe, KY

Take a look at a side-by-side comparison of the top car insurance companies in Wickliffe, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wickliffe, Kentucky

Insurance Company Average Annual Rates
Allstate $5,338
GEICO $3,785
Liberty Mutual $4,750
Nationwide $3,845
Progressive $4,562
State Farm $3,212
Travelers $5,208
USAA $2,832

Category Winners: Cheapest Car Insurance in Wickliffe, Kentucky

Find the cheapest car insurance companies in Wickliffe, KY for each category right here.

Best Annual Car Insurance Rates by Company in Wickliffe, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Wickliffe, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wickliffe car insurance rates. Find the cheapest Wickliffe, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wickliffe, Kentucky

Insurance Company Low Medium High
Allstate $5,020 $5,320 $5,673
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,538 $4,722 $4,989
Nationwide $3,908 $3,801 $3,826
Progressive $4,280 $4,517 $4,889
State Farm $3,030 $3,207 $3,399
Travelers $4,951 $5,232 $5,439
USAA $2,715 $2,826 $2,956

What affects car insurance rates in Wickliffe, Kentucky?

What factors can have an impact on Wickliffe, KY car insurance? There are several reasons why Wickliffe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wickliffe, Kentucky.

Commute Time in Wickliffe

The more time you spend in your car the higher the risk of an accident. The average commute length in Wickliffe, KY is 17.7 minutes according to City-Data.

Compare Car Insurance Quotes in Wickliffe, KY

Ready to find affordable Wickliffe, Kentucky car insurance today? Enter your ZIP code for fast, free Wickliffe, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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