Compare Wiggins, CO Car Insurance Rates (2021)

Car insurance in Wiggins, CO averages $331 a month. Wiggins, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Wiggins car insurance rates, compare quotes from the top car insurance companies in Wiggins, CO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Wiggins for teen drivers is Liberty Mutual
  • Average car insurance rates in Wiggins, CO after a DUI are $4,723/year
  • The cheapest car insurance company in Wiggins is Liberty Mutual

If you need to buy Wiggins, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Wiggins, CO is right here.

You’ll find Wiggins car insurance rates, the cheapest Wiggins, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Wiggins, Colorado car insurance rates to Denver car insurance rates, Lakewood car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Wiggins, CO car insurance today? Enter your ZIP code for fast, free Wiggins car insurance quotes.

Cheapest Wiggins, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wiggins, CO car insurance rates? Every Wiggins, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wiggins, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,103 $2,974 $3,005 $11,350 $11,945 $3,663 $3,687
American Family $2,506 $2,506 $2,256 $2,256 $6,068 $8,106 $2,506 $3,078
Farmers $2,972 $2,957 $2,693 $2,887 $10,922 $11,046 $3,270 $3,333
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,803 $1,747 $1,533 $1,684 $5,188 $5,652 $1,818 $1,839
Nationwide $2,847 $2,907 $2,537 $2,693 $7,160 $9,216 $3,269 $3,545
Progressive $2,982 $2,807 $2,531 $2,544 $9,330 $10,441 $3,375 $3,296
State Farm $2,010 $2,010 $1,786 $1,786 $5,529 $7,046 $2,241 $2,643
USAA $2,380 $2,399 $2,247 $2,282 $5,738 $6,613 $3,073 $3,381

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Wiggins, CO

Every driver must carry the minimum car insurance in Wiggins, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Wiggins, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Wiggins, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wiggins, CO. Compare credit history car insurance rates in Wiggins from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wiggins, Colorado

Insurance Company Poor Fair Good
Allstate $6,858 $5,288 $3,993
American Family $4,771 $3,378 $2,832
Farmers $5,821 $4,720 $4,489
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,804 $2,320 $1,850
Nationwide $5,176 $4,081 $3,558
Progressive $5,353 $4,519 $4,117
State Farm $4,352 $2,793 $2,250
USAA $5,230 $2,954 $2,359

Cheapest Wiggins, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wiggins, CO to rates for a clean record with top companies.

Annual Wiggins, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,599 $5,281 $6,437 $5,200
American Family $2,710 $3,842 $5,019 $3,071
Farmers $4,242 $5,428 $5,352 $5,018
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,324 $2,725 $2,834 $2,749
Nationwide $3,262 $4,492 $5,732 $3,601
Progressive $4,055 $5,554 $4,284 $4,760
State Farm $2,901 $3,362 $3,132 $3,132
USAA $2,584 $3,128 $5,426 $2,919

Cheapest Wiggins, CO Car Insurance for Teen Drivers

Teen car insurance in Wiggins, CO can be expensive. Take a look at rates from the top car insurance companies in Wiggins for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wiggins, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,350 $11,945
American Family $6,068 $8,106
Farmers $10,922 $11,046
GEICO $6,794 $7,203
Liberty Mutual $5,188 $5,652
Nationwide $7,160 $9,216
Progressive $9,330 $10,441
State Farm $5,529 $7,046
USAA $5,738 $6,613

Cheapest Wiggins, CO Car Insurance for Seniors

Take a look at Wiggins, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wiggins, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,974 $3,005
American Family $2,256 $2,256
Farmers $2,693 $2,887
GEICO $2,315 $2,572
Liberty Mutual $1,533 $1,684
Nationwide $2,537 $2,693
Progressive $2,531 $2,544
State Farm $1,786 $1,786
USAA $2,247 $2,282

Cheapest Wiggins, CO Car Insurance Rates After a DUI

A DUI in Wiggins, CO increases car insurance rates. Compare Wiggins, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wiggins, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,437
American Family $5,019
Farmers $5,352
GEICO $4,295
Liberty Mutual $2,834
Nationwide $5,732
Progressive $4,284
State Farm $3,132
USAA $5,426

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wiggins, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wiggins, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wiggins, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,380 $5,380
American Family $3,583 $3,738
Farmers $5,010 $5,010
GEICO $3,392 $3,557
Liberty Mutual $2,658 $2,658
Nationwide $4,272 $4,272
Progressive $4,663 $4,663
State Farm $3,055 $3,208
USAA $3,413 $3,615

The Best Cheap Car Insurance Companies in Wiggins, CO

Take a look at a side-by-side comparison of the top car insurance companies in Wiggins, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wiggins, Colorado

Insurance Company Average Annual Rates
Allstate $5,380
American Family $3,660
Farmers $5,010
GEICO $3,475
Liberty Mutual $2,658
Nationwide $4,272
Progressive $4,663
State Farm $3,132
USAA $3,514

Category Winners: Cheapest Car Insurance in Wiggins, Colorado

Find the cheapest car insurance companies in Wiggins, CO for each category right here.

Best Annual Car Insurance Rates by Company in Wiggins, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wiggins, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wiggins car insurance rates. Find the cheapest Wiggins, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wiggins, Colorado

Insurance Company Low Medium High
Allstate $5,100 $5,362 $5,676
American Family $3,488 $3,736 $3,758
Farmers $4,434 $4,942 $5,654
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,502 $2,646 $2,825
Nationwide $4,310 $4,274 $4,232
Progressive $4,363 $4,674 $4,952
State Farm $2,948 $3,133 $3,314
USAA $3,378 $3,514 $3,651

What affects car insurance rates in Wiggins, Colorado?

What factors can have an impact on Wiggins, CO car insurance? There are several reasons why Wiggins car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wiggins, Colorado.

Commute Time in Wiggins

The more time you spend in your car the higher the risk of an accident. The average commute length in Wiggins, CO is 34.8 minutes according to City-Data.

Compare Car Insurance Quotes in Wiggins, CO

Ready to find affordable Wiggins, Colorado car insurance today? Enter your ZIP code for fast, free Wiggins, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State