Compare Wildomar, CA Car Insurance Rates (2021)

Car insurance in Wildomar, CA averages $297 a month. Wildomar, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Wildomar car insurance rates, compare quotes from the top car insurance companies in Wildomar, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wildomar for teen drivers is USAA
  • The cheapest car insurance company in Wildomar is USAA
  • Average car insurance rates in Wildomar, CA after a DUI are $5,009/year

If you need to buy Wildomar, California car insurance, the options can be confusing. Everything you need to know about car insurance in Wildomar, CA is right here.

You’ll find Wildomar car insurance rates, the cheapest Wildomar, CA car insurance companies, and information on California car insurance laws. You can also compare Wildomar, California car insurance rates to Sacramento car insurance rates, San Francisco car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Wildomar, CA car insurance today? Enter your ZIP code for fast, free Wildomar car insurance quotes.

Cheapest Wildomar, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wildomar, CA car insurance rates? Every Wildomar, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wildomar, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,850 $2,845 $2,085 $2,095 $7,971 $10,013 $3,620 $3,948
Farmers $2,521 $2,521 $2,275 $2,275 $8,034 $13,151 $2,987 $3,325
GEICO $1,858 $1,859 $1,747 $1,747 $5,653 $5,740 $2,669 $2,723
Liberty Mutual $2,198 $2,079 $2,049 $1,983 $4,822 $5,128 $2,478 $2,499
Nationwide $3,062 $2,921 $2,687 $2,532 $7,790 $8,602 $3,647 $3,600
Progressive $1,836 $1,887 $1,582 $1,867 $4,962 $5,950 $2,663 $2,859
State Farm $3,218 $3,218 $2,875 $2,875 $5,949 $7,393 $3,563 $3,672
Travelers $2,350 $2,273 $2,083 $2,062 $4,870 $5,557 $3,056 $2,985
USAA $1,837 $1,738 $1,794 $1,798 $4,204 $4,218 $2,535 $2,393

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Minimum Car Insurance in Wildomar, CA

Every driver must carry the minimum car insurance in Wildomar, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Wildomar, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Wildomar, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wildomar, CA to rates for a clean record with top companies.

Annual Wildomar, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,676 $4,480 $7,053 $3,505
Farmers $3,429 $4,668 $5,812 $4,635
GEICO $2,095 $3,243 $4,060 $2,599
Liberty Mutual $2,522 $3,377 $3,048 $2,672
Nationwide $3,040 $3,897 $6,586 $3,897
Progressive $1,925 $3,290 $3,811 $2,777
State Farm $2,924 $3,486 $6,579 $3,392
Travelers $2,106 $3,434 $3,980 $3,099
USAA $1,705 $2,537 $4,149 $1,867

Cheapest Wildomar, CA Car Insurance for Teen Drivers

Teen car insurance in Wildomar, CA can be expensive. Take a look at rates from the top car insurance companies in Wildomar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wildomar, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,971 $10,013
Farmers $8,034 $13,151
GEICO $5,653 $5,740
Liberty Mutual $4,822 $5,128
Nationwide $7,790 $8,602
Progressive $4,962 $5,950
State Farm $5,949 $7,393
Travelers $4,870 $5,557
USAA $4,204 $4,218

Cheapest Wildomar, CA Car Insurance for Seniors

Take a look at Wildomar, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wildomar, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,085 $2,095
Farmers $2,275 $2,275
GEICO $1,747 $1,747
Liberty Mutual $2,049 $1,983
Nationwide $2,687 $2,532
Progressive $1,582 $1,867
State Farm $2,875 $2,875
Travelers $2,083 $2,062
USAA $1,794 $1,798

Cheapest Wildomar, CA Car Insurance Rates After a DUI

A DUI in Wildomar, CA increases car insurance rates. Compare Wildomar, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wildomar, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,053
Farmers $5,812
GEICO $4,060
Liberty Mutual $3,048
Nationwide $6,586
Progressive $3,811
State Farm $6,579
Travelers $3,980
USAA $4,149

Cheapest Wildomar, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wildomar, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wildomar, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,991 $4,866
Farmers $4,206 $5,066
GEICO $2,724 $3,275
Liberty Mutual $2,667 $3,143
Nationwide $3,846 $4,865
Progressive $2,676 $3,225
State Farm $3,945 $4,245
Travelers $2,840 $3,469
USAA $2,363 $2,766

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The Best Cheap Car Insurance Companies in Wildomar, CA

Take a look at a side-by-side comparison of the top car insurance companies in Wildomar, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wildomar, California

Insurance Company Average Annual Rates
Allstate $4,428
Farmers $4,636
GEICO $2,999
Liberty Mutual $2,905
Nationwide $4,355
Progressive $2,951
State Farm $4,095
Travelers $3,155
USAA $2,565

Category Winners: Cheapest Car Insurance in Wildomar, California

Find the cheapest car insurance companies in Wildomar, CA for each category right here.

Best Annual Car Insurance Rates by Company in Wildomar, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Wildomar, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wildomar car insurance rates. Find the cheapest Wildomar, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wildomar, California

Insurance Company Low Medium High
Allstate $4,174 $4,470 $4,642
Farmers $4,313 $4,672 $4,923
GEICO $2,674 $3,037 $3,287
Liberty Mutual $2,708 $2,930 $3,076
Nationwide $3,899 $4,432 $4,734
Progressive $2,594 $3,051 $3,207
State Farm $3,660 $4,174 $4,452
Travelers $2,744 $3,241 $3,478
USAA $2,314 $2,617 $2,764

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What affects car insurance rates in Wildomar, California?

What factors can have an impact on Wildomar, CA car insurance? There are several reasons why Wildomar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wildomar, California.

Car Theft in Wildomar

High levels of vehicle theft can make car insurance more expensive. Wildomar, CA car theft statistics from the FBI indicate 132 vehicle thefts a year.

Commute Time in Wildomar

The more time you spend in your car the higher the risk of an accident. The average commute length in Wildomar, CA is 37.4 minutes according to City-Data.

Compare Car Insurance Quotes in Wildomar, CA

Ready to find affordable Wildomar, California car insurance today? Enter your ZIP code for fast, free Wildomar, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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