Compare Willard, NM Car Insurance Rates (2021)

Car insurance in Willard, NM averages $295 a month. Willard, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Willard car insurance rates, compare quotes from the top car insurance companies in Willard, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Willard is USAA
  • The cheapest car insurance company in Willard for teen drivers is USAA
  • Average car insurance rates in Willard, NM are $3,538/year

If you need to buy Willard, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Willard, NM is right here.

You’ll find Willard car insurance rates, the cheapest Willard, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Willard, New Mexico car insurance rates to Gallup car insurance rates, Rio Rancho car insurance rates, and Hobbs car insurance rates.

Ready to find affordable Willard, NM car insurance today? Enter your ZIP code for fast, free Willard car insurance quotes.

Cheapest Willard, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Willard, NM car insurance rates? Every Willard, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Willard, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,531 $2,550 $2,307 $2,428 $8,358 $9,669 $2,821 $3,003
Farmers $2,665 $2,655 $2,389 $2,544 $10,644 $10,936 $2,993 $3,092
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,524 $2,573 $2,286 $2,408 $6,062 $7,679 $2,842 $3,052
Progressive $1,772 $1,719 $1,595 $1,604 $7,215 $8,147 $2,154 $2,239
State Farm $1,589 $1,589 $1,434 $1,434 $4,269 $5,379 $1,779 $1,965
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Willard, NM

Every driver must carry the minimum car insurance in Willard, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Willard, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Willard, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Willard, NM. Compare credit history car insurance rates in Willard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Willard, New Mexico

Insurance Company Poor Fair Good
Allstate $4,895 $4,035 $3,695
Farmers $5,442 $4,499 $4,278
GEICO $4,787 $4,162 $3,849
Nationwide $4,509 $3,492 $3,033
Progressive $3,633 $3,232 $3,053
State Farm $3,477 $2,132 $1,681
USAA $2,680 $2,000 $1,731

Cheapest Willard, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Willard, NM to rates for a clean record with top companies.

Annual Willard, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,476 $4,561 $4,887 $3,910
Farmers $4,008 $5,154 $5,033 $4,764
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,732 $3,861 $5,013 $3,106
Progressive $2,858 $3,904 $3,080 $3,382
State Farm $2,285 $2,478 $2,478 $2,478
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Willard, NM Car Insurance for Teen Drivers

Teen car insurance in Willard, NM can be expensive. Take a look at rates from the top car insurance companies in Willard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Willard, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,358 $9,669
Farmers $10,644 $10,936
GEICO $7,583 $10,447
Nationwide $6,062 $7,679
Progressive $7,215 $8,147
State Farm $4,269 $5,379
USAA $3,641 $4,122

Cheapest Willard, NM Car Insurance for Seniors

Take a look at Willard, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Willard, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,307 $2,428
Farmers $2,389 $2,544
GEICO $2,511 $2,511
Nationwide $2,286 $2,408
Progressive $1,595 $1,604
State Farm $1,434 $1,434
USAA $1,372 $1,376

Cheapest Willard, NM Car Insurance Rates After a DUI

A DUI in Willard, NM increases car insurance rates. Compare Willard, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Willard, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,887
Farmers $5,033
GEICO $8,009
Nationwide $5,013
Progressive $3,080
State Farm $2,478
USAA $2,897

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Cheapest Willard, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Willard, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Willard, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,208 $4,208
Farmers $4,740 $4,740
GEICO $4,201 $4,331
Nationwide $3,678 $3,678
Progressive $3,306 $3,306
State Farm $2,369 $2,491
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Willard, NM

Take a look at a side-by-side comparison of the top car insurance companies in Willard, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Willard, New Mexico

Insurance Company Average Annual Rates
Allstate $4,208
Farmers $4,740
GEICO $4,266
Nationwide $3,678
Progressive $3,306
State Farm $2,430
USAA $2,137

Category Winners: Cheapest Car Insurance in Willard, New Mexico

Find the cheapest car insurance companies in Willard, NM for each category right here.

Best Annual Car Insurance Rates by Company in Willard, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Willard, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Willard car insurance rates. Find the cheapest Willard, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Willard, New Mexico

Insurance Company Low Medium High
Allstate $4,049 $4,201 $4,374
Farmers $4,336 $4,700 $5,183
GEICO $3,990 $4,256 $4,552
Nationwide $3,654 $3,639 $3,742
Progressive $3,179 $3,306 $3,433
State Farm $2,229 $2,438 $2,623
USAA $1,995 $2,146 $2,271

Compare Car Insurance Quotes in Willard, NM

Ready to find affordable Willard, New Mexico car insurance today? Enter your ZIP code for fast, free Willard, NM car insurance quotes.

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