Compare Williams, IA Car Insurance Rates (2021)

Car insurance in Williams, IA averages $234 a month. Williams, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Williams car insurance rates, compare quotes from the top car insurance companies in Williams, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Williams for teen drivers is USAA
  • Average car insurance rates in Williams, IA after a DUI are $3,384/year
  • The cheapest car insurance company in Williams is USAA

If you need to buy Williams, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Williams, IA is right here.

You’ll find Williams car insurance rates, the cheapest Williams, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Williams, Iowa car insurance rates to West Des Moines car insurance rates, Davenport car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Williams, IA car insurance today? Enter your ZIP code for fast, free Williams car insurance quotes.

Cheapest Williams, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Williams, IA car insurance rates? Every Williams, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Williams, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,150 $2,338 $1,888 $2,297 $10,166 $11,453 $2,436 $2,688
Nationwide $1,753 $1,799 $1,562 $1,667 $4,054 $5,241 $1,987 $2,159
Progressive $1,434 $1,374 $1,183 $1,230 $3,633 $4,093 $1,723 $1,864
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,089 $2,131 $2,031 $2,037 $9,271 $14,784 $2,173 $2,563
USAA $1,181 $1,196 $1,084 $1,108 $3,143 $3,342 $1,417 $1,566

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Minimum Car Insurance in Williams, IA

Every driver must carry the minimum car insurance in Williams, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Williams, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Williams, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Williams, IA. Compare credit history car insurance rates in Williams from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Williams, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,862 $2,838 $2,385
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,321 $3,893 $3,067
Nationwide $3,070 $2,406 $2,107
Progressive $2,433 $1,975 $1,793
State Farm $3,157 $1,953 $1,541
Travelers $5,210 $4,452 $4,243
USAA $2,307 $1,584 $1,372

Cheapest Williams, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Williams, IA to rates for a clean record with top companies.

Annual Williams, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,186 $3,201 $4,155 $2,570
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,825 $4,726 $4,829 $4,328
Nationwide $1,831 $2,628 $3,581 $2,071
Progressive $1,660 $2,732 $1,801 $2,075
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,382 $4,505 $6,029 $4,624
USAA $1,342 $1,799 $2,337 $1,540

Cheapest Williams, IA Car Insurance for Teen Drivers

Teen car insurance in Williams, IA can be expensive. Take a look at rates from the top car insurance companies in Williams for teenagers.

Annual Car Insurance Rates for Teen Drivers in Williams, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,210 $7,309
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,166 $11,453
Nationwide $4,054 $5,241
Progressive $3,633 $4,093
State Farm $3,891 $4,937
Travelers $9,271 $14,784
USAA $3,143 $3,342

Cheapest Williams, IA Car Insurance for Seniors

Take a look at Williams, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Williams, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,747 $1,747
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,888 $2,297
Nationwide $1,562 $1,667
Progressive $1,183 $1,230
State Farm $1,269 $1,269
Travelers $2,031 $2,037
USAA $1,084 $1,108

Cheapest Williams, IA Car Insurance Rates After a DUI

A DUI in Williams, IA increases car insurance rates. Compare Williams, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Williams, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $4,155
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,829
Nationwide $3,581
Progressive $1,801
State Farm $2,217
Travelers $6,029
USAA $2,337

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Cheapest Williams, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Williams, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Williams, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,993 $3,063
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,427 $4,427
Nationwide $2,528 $2,528
Progressive $2,067 $2,067
State Farm $2,164 $2,270
Travelers $4,635 $4,635
USAA $1,691 $1,818

The Best Cheap Car Insurance Companies in Williams, IA

Take a look at a side-by-side comparison of the top car insurance companies in Williams, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Williams, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $3,028
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,427
Nationwide $2,528
Progressive $2,067
State Farm $2,217
Travelers $4,635
USAA $1,755

Category Winners: Cheapest Car Insurance in Williams, Iowa

Find the cheapest car insurance companies in Williams, IA for each category right here.

Best Annual Car Insurance Rates by Company in Williams, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Williams, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Williams car insurance rates. Find the cheapest Williams, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Williams, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $3,044 $3,196 $2,844
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,244 $4,417 $4,620
Nationwide $2,640 $2,515 $2,428
Progressive $1,945 $2,075 $2,181
State Farm $2,111 $2,229 $2,311
Travelers $4,359 $4,705 $4,841
USAA $1,660 $1,760 $1,843

What affects car insurance rates in Williams, Iowa?

What factors can have an impact on Williams, IA car insurance? There are several reasons why Williams car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Williams, Iowa.

Commute Time in Williams

The more time you spend in your car the higher the risk of an accident. The average commute length in Williams, IA is 26.6 minutes according to City-Data.

Traffic in Williams

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Williams, IA traffic data from INRIX ranks Williams as the 983rd-most congested in the world.

Compare Car Insurance Quotes in Williams, IA

Ready to find affordable Williams, Iowa car insurance today? Enter your ZIP code for fast, free Williams, IA car insurance quotes.

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