Compare Williamsburg, IA Car Insurance Rates (2021)

Car insurance in Williamsburg, IA averages $239 a month. Williamsburg, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Williamsburg car insurance rates, compare quotes from the top car insurance companies in Williamsburg, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Williamsburg is USAA
  • Average car insurance rates in Williamsburg, IA are $2,872/year
  • The cheapest car insurance company in Williamsburg for teen drivers is USAA

If you need to buy Williamsburg, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Williamsburg, IA is right here.

You’ll find Williamsburg car insurance rates, the cheapest Williamsburg, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Williamsburg, Iowa car insurance rates to Cedar Rapids car insurance rates, Council Bluffs car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Williamsburg, IA car insurance today? Enter your ZIP code for fast, free Williamsburg car insurance quotes.

Cheapest Williamsburg, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Williamsburg, IA car insurance rates? Every Williamsburg, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Williamsburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,965 $1,965 $1,758 $1,758 $5,243 $7,355 $1,965 $2,368
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,703 $1,644 $1,405 $1,454 $4,118 $4,651 $2,051 $2,218
State Farm $1,511 $1,511 $1,320 $1,320 $3,973 $5,057 $1,696 $1,922
Travelers $2,161 $2,208 $2,084 $2,093 $9,325 $14,832 $2,243 $2,673
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

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Minimum Car Insurance in Williamsburg, IA

Every driver must carry the minimum car insurance in Williamsburg, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Williamsburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Williamsburg, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Williamsburg, IA. Compare credit history car insurance rates in Williamsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Williamsburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,885 $2,856 $2,400
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,290 $2,569 $2,252
Progressive $2,847 $2,294 $2,075
State Farm $3,260 $2,016 $1,590
Travelers $5,295 $4,514 $4,299
USAA $2,296 $1,585 $1,376

Cheapest Williamsburg, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Williamsburg, IA to rates for a clean record with top companies.

Annual Williamsburg, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,200 $3,220 $4,181 $2,586
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,936 $3,164 $2,098 $2,424
State Farm $2,126 $2,451 $2,289 $2,289
Travelers $3,444 $4,568 $6,100 $4,698
USAA $1,336 $1,799 $2,338 $1,536

Cheapest Williamsburg, IA Car Insurance for Teen Drivers

Teen car insurance in Williamsburg, IA can be expensive. Take a look at rates from the top car insurance companies in Williamsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Williamsburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,243 $7,355
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,309 $5,592
Progressive $4,118 $4,651
State Farm $3,973 $5,057
Travelers $9,325 $14,832
USAA $3,209 $3,392

Cheapest Williamsburg, IA Car Insurance for Seniors

Take a look at Williamsburg, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Williamsburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,758 $1,758
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,674 $1,791
Progressive $1,405 $1,454
State Farm $1,320 $1,320
Travelers $2,084 $2,093
USAA $1,074 $1,087

Cheapest Williamsburg, IA Car Insurance Rates After a DUI

A DUI in Williamsburg, IA increases car insurance rates. Compare Williamsburg, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Williamsburg, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,181
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,845
Progressive $2,098
State Farm $2,289
Travelers $6,100
USAA $2,338

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Cheapest Williamsburg, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Williamsburg, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Williamsburg, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $3,012 $3,082
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,704 $2,704
Progressive $2,406 $2,406
State Farm $2,233 $2,344
Travelers $4,702 $4,702
USAA $1,689 $1,816

The Best Cheap Car Insurance Companies in Williamsburg, IA

Take a look at a side-by-side comparison of the top car insurance companies in Williamsburg, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Williamsburg, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,047
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,704
Progressive $2,405
State Farm $2,289
Travelers $4,702
USAA $1,752

Category Winners: Cheapest Car Insurance in Williamsburg, Iowa

Find the cheapest car insurance companies in Williamsburg, IA for each category right here.

Best Annual Car Insurance Rates by Company in Williamsburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Williamsburg, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Williamsburg car insurance rates. Find the cheapest Williamsburg, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Williamsburg, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,066 $3,216 $2,859
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,827 $2,688 $2,597
Progressive $2,280 $2,414 $2,522
State Farm $2,181 $2,301 $2,384
Travelers $4,445 $4,772 $4,890
USAA $1,658 $1,758 $1,840

What affects car insurance rates in Williamsburg, Iowa?

What factors can have an impact on Williamsburg, IA car insurance? There are several reasons why Williamsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Williamsburg, Iowa.

Commute Time in Williamsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Williamsburg, IA is 21.2 minutes according to City-Data.

Traffic in Williamsburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Williamsburg, IA traffic data from INRIX ranks Williamsburg as the 991st-most congested in the world.

Compare Car Insurance Quotes in Williamsburg, IA

Ready to find affordable Williamsburg, Iowa car insurance today? Enter your ZIP code for fast, free Williamsburg, IA car insurance quotes.

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