Compare Williamsburg, MO Car Insurance Rates (2021)

Car insurance in Williamsburg, MO averages $273 a month. Williamsburg, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Williamsburg car insurance rates, compare quotes from the top car insurance companies in Williamsburg, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Williamsburg, MO after a DUI are $3,809/year
  • The cheapest car insurance company in Williamsburg is Nationwide
  • Average car insurance rates in Williamsburg, MO are $3,274/year

If you need to buy Williamsburg, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Williamsburg, MO is right here.

You’ll find Williamsburg car insurance rates, the cheapest Williamsburg, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Williamsburg, Missouri car insurance rates to Florissant car insurance rates, Columbia car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Williamsburg, MO car insurance today? Enter your ZIP code for fast, free Williamsburg car insurance quotes.

Cheapest Williamsburg, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Williamsburg, MO car insurance rates? Every Williamsburg, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Williamsburg, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,170 $2,170 $1,927 $1,927 $5,764 $7,532 $2,170 $2,553
Farmers $2,416 $2,412 $2,156 $2,285 $10,040 $10,402 $2,754 $2,879
GEICO $1,882 $2,108 $1,453 $1,849 $5,842 $6,211 $1,729 $1,752
Liberty Mutual $2,660 $2,882 $2,188 $2,452 $9,213 $10,227 $2,806 $2,997
Nationwide $1,454 $1,493 $1,294 $1,381 $3,623 $4,681 $1,655 $1,801
Progressive $2,120 $1,998 $1,734 $1,781 $6,568 $7,405 $2,596 $2,665
State Farm $1,541 $1,541 $1,376 $1,376 $4,414 $5,572 $1,733 $1,975
USAA $1,568 $1,555 $1,412 $1,439 $4,644 $5,677 $1,954 $2,176

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Williamsburg, MO

Every driver must carry the minimum car insurance in Williamsburg, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Williamsburg, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Williamsburg, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Williamsburg, MO. Compare credit history car insurance rates in Williamsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Williamsburg, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,289 $3,008 $2,533
Farmers $5,046 $4,207 $4,001
GEICO $3,940 $2,567 $2,053
Liberty Mutual $6,354 $3,878 $3,052
Nationwide $2,568 $2,111 $1,840
Progressive $3,896 $3,215 $2,963
State Farm $3,336 $2,186 $1,801
USAA $4,253 $1,984 $1,423

Cheapest Williamsburg, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Williamsburg, MO to rates for a clean record with top companies.

Annual Williamsburg, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,502 $3,534 $4,244 $2,827
Farmers $3,826 $4,751 $4,647 $4,447
GEICO $2,233 $2,883 $3,876 $2,421
Liberty Mutual $3,216 $4,617 $4,761 $5,118
Nationwide $1,731 $2,190 $2,886 $1,884
Progressive $2,944 $3,851 $3,235 $3,403
State Farm $2,246 $2,636 $2,441 $2,441
USAA $2,050 $2,486 $3,437 $2,240

Cheapest Williamsburg, MO Car Insurance for Teen Drivers

Teen car insurance in Williamsburg, MO can be expensive. Take a look at rates from the top car insurance companies in Williamsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Williamsburg, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,764 $7,532
Farmers $10,040 $10,402
GEICO $5,842 $6,211
Liberty Mutual $9,213 $10,227
Nationwide $3,623 $4,681
Progressive $6,568 $7,405
State Farm $4,414 $5,572
USAA $4,644 $5,677

Cheapest Williamsburg, MO Car Insurance for Seniors

Take a look at Williamsburg, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Williamsburg, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,927 $1,927
Farmers $2,156 $2,285
GEICO $1,453 $1,849
Liberty Mutual $2,188 $2,452
Nationwide $1,294 $1,381
Progressive $1,734 $1,781
State Farm $1,376 $1,376
USAA $1,412 $1,439

Cheapest Williamsburg, MO Car Insurance Rates After a DUI

A DUI in Williamsburg, MO increases car insurance rates. Compare Williamsburg, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Williamsburg, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,244
Farmers $4,647
GEICO $3,876
Liberty Mutual $4,761
Nationwide $2,886
Progressive $3,235
State Farm $2,441
USAA $3,437

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Williamsburg, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Williamsburg, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Williamsburg, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,243 $3,310
Farmers $4,418 $4,418
GEICO $2,799 $2,908
Liberty Mutual $4,428 $4,428
Nationwide $2,173 $2,173
Progressive $3,358 $3,358
State Farm $2,381 $2,501
USAA $2,461 $2,646

The Best Cheap Car Insurance Companies in Williamsburg, MO

Take a look at a side-by-side comparison of the top car insurance companies in Williamsburg, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Williamsburg, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,277
Farmers $4,418
GEICO $2,853
Liberty Mutual $4,428
Nationwide $2,173
Progressive $3,358
State Farm $2,441
USAA $2,553

Category Winners: Cheapest Car Insurance in Williamsburg, Missouri

Find the cheapest car insurance companies in Williamsburg, MO for each category right here.

Best Annual Car Insurance Rates by Company in Williamsburg, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Williamsburg, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Williamsburg car insurance rates. Find the cheapest Williamsburg, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Williamsburg, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,191 $3,381 $3,258
Farmers $4,123 $4,372 $4,760
GEICO $2,687 $2,872 $3,001
Liberty Mutual $4,191 $4,450 $4,644
Nationwide $2,047 $2,192 $2,279
Progressive $3,041 $3,365 $3,670
State Farm $2,290 $2,450 $2,583
USAA $2,442 $2,545 $2,673

What affects car insurance rates in Williamsburg, Missouri?

What factors can have an impact on Williamsburg, MO car insurance? There are several reasons why Williamsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Williamsburg, Missouri.

Traffic in Williamsburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Williamsburg, MO traffic data from INRIX ranks Williamsburg as the 991st-most congested in the world.

Compare Car Insurance Quotes in Williamsburg, MO

Ready to find affordable Williamsburg, Missouri car insurance today? Enter your ZIP code for fast, free Williamsburg, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption