Compare Williamsburg, NM Car Insurance Rates (2021)

Car insurance in Williamsburg, NM averages $261 a month. Williamsburg, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Williamsburg car insurance rates, compare quotes from the top car insurance companies in Williamsburg, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Williamsburg for teen drivers is State Farm
  • Average car insurance rates in Williamsburg, NM after a DUI are $4,021/year
  • Average car insurance rates in Williamsburg, NM are $3,127/year

If you need to buy Williamsburg, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Williamsburg, NM is right here.

You’ll find Williamsburg car insurance rates, the cheapest Williamsburg, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Williamsburg, New Mexico car insurance rates to Hobbs car insurance rates, Las Cruces car insurance rates, and Rio Rancho car insurance rates.

Ready to find affordable Williamsburg, NM car insurance today? Enter your ZIP code for fast, free Williamsburg car insurance quotes.

Cheapest Williamsburg, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Williamsburg, NM car insurance rates? Every Williamsburg, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Williamsburg, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,110 $2,103 $1,889 $2,015 $8,553 $8,794 $2,369 $2,444
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,586 $1,549 $1,420 $1,434 $6,162 $6,943 $1,925 $2,003
State Farm $1,255 $1,255 $1,139 $1,139 $3,354 $4,212 $1,402 $1,547
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Williamsburg, NM

Every driver must carry the minimum car insurance in Williamsburg, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Williamsburg, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Williamsburg, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Williamsburg, NM. Compare credit history car insurance rates in Williamsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Williamsburg, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,344 $3,593 $3,417
GEICO $4,787 $4,162 $3,849
Nationwide $3,700 $2,873 $2,495
Progressive $3,175 $2,811 $2,647
State Farm $2,723 $1,682 $1,334
USAA $2,680 $2,000 $1,731

Cheapest Williamsburg, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Williamsburg, NM to rates for a clean record with top companies.

Annual Williamsburg, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,199 $4,117 $4,022 $3,801
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,498 $3,376 $2,688 $2,950
State Farm $1,798 $1,951 $1,951 $1,951
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Williamsburg, NM Car Insurance for Teen Drivers

Teen car insurance in Williamsburg, NM can be expensive. Take a look at rates from the top car insurance companies in Williamsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Williamsburg, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $8,553 $8,794
GEICO $7,583 $10,447
Nationwide $4,957 $6,243
Progressive $6,162 $6,943
State Farm $3,354 $4,212
USAA $3,641 $4,122

Cheapest Williamsburg, NM Car Insurance for Seniors

Take a look at Williamsburg, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Williamsburg, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $1,889 $2,015
GEICO $2,511 $2,511
Nationwide $1,903 $1,997
Progressive $1,420 $1,434
State Farm $1,139 $1,139
USAA $1,372 $1,376

Cheapest Williamsburg, NM Car Insurance Rates After a DUI

A DUI in Williamsburg, NM increases car insurance rates. Compare Williamsburg, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Williamsburg, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,496
Farmers $4,022
GEICO $8,009
Nationwide $4,082
Progressive $2,688
State Farm $1,951
USAA $2,897

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Cheapest Williamsburg, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Williamsburg, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Williamsburg, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $3,785 $3,785
GEICO $4,201 $4,331
Nationwide $3,023 $3,023
Progressive $2,878 $2,878
State Farm $1,866 $1,960
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Williamsburg, NM

Take a look at a side-by-side comparison of the top car insurance companies in Williamsburg, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Williamsburg, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $3,785
GEICO $4,266
Nationwide $3,023
Progressive $2,878
State Farm $1,913
USAA $2,137

Category Winners: Cheapest Car Insurance in Williamsburg, New Mexico

Find the cheapest car insurance companies in Williamsburg, NM for each category right here.

Best Annual Car Insurance Rates by Company in Williamsburg, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Williamsburg, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Williamsburg car insurance rates. Find the cheapest Williamsburg, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Williamsburg, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,444 $3,748 $4,162
GEICO $3,990 $4,256 $4,552
Nationwide $2,967 $2,989 $3,112
Progressive $2,771 $2,877 $2,985
State Farm $1,743 $1,918 $2,077
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Williamsburg, New Mexico?

What factors can have an impact on Williamsburg, NM car insurance? There are several reasons why Williamsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Williamsburg, New Mexico.

Commute Time in Williamsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Williamsburg, NM is 13.7 minutes according to City-Data.

Traffic in Williamsburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Williamsburg, NM traffic data from INRIX ranks Williamsburg as the 991st-most congested in the world.

Compare Car Insurance Quotes in Williamsburg, NM

Ready to find affordable Williamsburg, New Mexico car insurance today? Enter your ZIP code for fast, free Williamsburg, NM car insurance quotes.

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