Compare Williamsport, KY Car Insurance Rates (2021)

Car insurance in Williamsport, KY averages $587 a month. Williamsport, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Williamsport car insurance rates, compare quotes from the top car insurance companies in Williamsport, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Williamsport, KY are $7,047/year
  • The cheapest car insurance company in Williamsport is USAA
  • The cheapest car insurance company in Williamsport for teen drivers is USAA

If you need to buy Williamsport, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Williamsport, KY is right here.

You’ll find Williamsport car insurance rates, the cheapest Williamsport, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Williamsport, Kentucky car insurance rates to Nicholasville car insurance rates, Independence car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Williamsport, KY car insurance today? Enter your ZIP code for fast, free Williamsport car insurance quotes.

Cheapest Williamsport, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Williamsport, KY car insurance rates? Every Williamsport, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Williamsport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,009 $5,900 $5,534 $5,881 $22,951 $25,396 $6,476 $6,743
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,640 $5,058 $3,874 $4,374 $20,228 $22,527 $4,867 $5,111
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,169 $2,995 $2,875 $2,874 $16,105 $18,275 $3,936 $3,968
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Williamsport, KY

Every driver must carry the minimum car insurance in Williamsport, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Williamsport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Williamsport, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Williamsport, KY. Compare credit history car insurance rates in Williamsport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Williamsport, Kentucky

Insurance Company Poor Fair Good
Allstate $14,298 $9,628 $7,907
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,726 $7,727 $6,052
Nationwide $9,567 $7,412 $6,376
Progressive $7,557 $6,606 $6,160
State Farm $5,740 $3,505 $2,756
Travelers $11,031 $9,310 $9,279
USAA $4,625 $2,592 $2,113

Cheapest Williamsport, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Williamsport, KY to rates for a clean record with top companies.

Annual Williamsport, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,738 $11,470 $12,326 $9,911
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,335 $11,383 $8,811 $7,811
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,583 $8,368 $6,358 $6,789
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,341 $3,319 $3,962 $2,818

Cheapest Williamsport, KY Car Insurance for Teen Drivers

Teen car insurance in Williamsport, KY can be expensive. Take a look at rates from the top car insurance companies in Williamsport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Williamsport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,951 $25,396
GEICO $8,902 $10,417
Liberty Mutual $20,228 $22,527
Nationwide $12,513 $15,335
Progressive $16,105 $18,275
State Farm $7,103 $8,745
Travelers $20,555 $33,336
USAA $5,515 $5,811

Cheapest Williamsport, KY Car Insurance for Seniors

Take a look at Williamsport, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Williamsport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,534 $5,881
GEICO $4,595 $4,158
Liberty Mutual $3,874 $4,374
Nationwide $5,076 $5,251
Progressive $2,875 $2,874
State Farm $2,371 $2,371
Travelers $3,958 $3,963
USAA $1,883 $1,927

Cheapest Williamsport, KY Car Insurance Rates After a DUI

A DUI in Williamsport, KY increases car insurance rates. Compare Williamsport, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Williamsport, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,326
GEICO $8,597
Liberty Mutual $8,811
Nationwide $10,201
Progressive $6,358
State Farm $4,000
Travelers $12,875
USAA $3,962

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Williamsport, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Williamsport, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Williamsport, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,611 $10,611
GEICO $5,341 $5,438
Liberty Mutual $8,835 $8,835
Nationwide $7,785 $7,785
Progressive $6,774 $6,774
State Farm $3,895 $4,105
Travelers $9,873 $9,873
USAA $2,991 $3,229

The Best Cheap Car Insurance Companies in Williamsport, KY

Take a look at a side-by-side comparison of the top car insurance companies in Williamsport, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Williamsport, Kentucky

Insurance Company Average Annual Rates
Allstate $10,611
GEICO $5,390
Liberty Mutual $8,835
Nationwide $7,785
Progressive $6,774
State Farm $4,000
Travelers $9,873
USAA $3,110

Category Winners: Cheapest Car Insurance in Williamsport, Kentucky

Find the cheapest car insurance companies in Williamsport, KY for each category right here.

Best Annual Car Insurance Rates by Company in Williamsport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Williamsport, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Williamsport car insurance rates. Find the cheapest Williamsport, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Williamsport, Kentucky

Insurance Company Low Medium High
Allstate $9,155 $10,521 $12,158
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,302 $8,770 $9,432
Nationwide $7,752 $7,650 $7,952
Progressive $6,028 $6,607 $7,688
State Farm $3,743 $3,988 $4,270
Travelers $9,335 $9,905 $10,380
USAA $2,950 $3,102 $3,279

What affects car insurance rates in Williamsport, Kentucky?

What factors can have an impact on Williamsport, KY car insurance? There are several reasons why Williamsport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Williamsport, Kentucky.

Traffic in Williamsport

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Williamsport, KY traffic data from INRIX ranks Williamsport as the 983rd-most congested in the world.

Compare Car Insurance Quotes in Williamsport, KY

Ready to find affordable Williamsport, Kentucky car insurance today? Enter your ZIP code for fast, free Williamsport, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption