Compare Williamstown, KY Car Insurance Rates (2021)

Car insurance in Williamstown, KY averages $372 a month. Williamstown, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Williamstown car insurance rates, compare quotes from the top car insurance companies in Williamstown, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Williamstown, KY after a DUI are $5,349/year
  • Average car insurance rates in Williamstown, KY are $4,464/year
  • The cheapest car insurance company in Williamstown is USAA

If you need to buy Williamstown, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Williamstown, KY is right here.

You’ll find Williamstown car insurance rates, the cheapest Williamstown, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Williamstown, Kentucky car insurance rates to Owensboro car insurance rates, Florence car insurance rates, and Henderson car insurance rates.

Ready to find affordable Williamstown, KY car insurance today? Enter your ZIP code for fast, free Williamstown car insurance quotes.

Cheapest Williamstown, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Williamstown, KY car insurance rates? Every Williamstown, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Williamstown, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,472 $3,436 $3,126 $3,336 $12,903 $14,492 $3,862 $4,093
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,729 $2,955 $2,325 $2,592 $11,454 $12,650 $2,853 $2,964
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,038 $1,935 $1,829 $1,836 $9,967 $11,290 $2,527 $2,589
State Farm $2,226 $2,226 $1,988 $1,988 $6,728 $8,506 $2,486 $2,794
Travelers $2,081 $2,118 $2,043 $2,044 $9,722 $15,427 $2,177 $2,524
USAA $1,922 $1,929 $1,728 $1,763 $5,081 $5,363 $2,432 $2,667

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Minimum Car Insurance in Williamstown, KY

Every driver must carry the minimum car insurance in Williamstown, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Williamstown, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Williamstown, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Williamstown, KY. Compare credit history car insurance rates in Williamstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Williamstown, Kentucky

Insurance Company Poor Fair Good
Allstate $8,066 $5,567 $4,637
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,242 $4,448 $3,506
Nationwide $5,647 $4,437 $3,858
Progressive $4,746 $4,144 $3,864
State Farm $5,240 $3,156 $2,457
Travelers $5,321 $4,500 $4,480
USAA $4,267 $2,379 $1,935

Cheapest Williamstown, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Williamstown, KY to rates for a clean record with top companies.

Annual Williamstown, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,045 $6,592 $7,029 $5,694
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,219 $6,499 $5,054 $4,489
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,516 $5,203 $4,013 $4,273
State Farm $3,302 $3,934 $3,618 $3,618
Travelers $4,155 $4,276 $6,174 $4,463
USAA $2,156 $3,051 $3,641 $2,595

Cheapest Williamstown, KY Car Insurance for Teen Drivers

Teen car insurance in Williamstown, KY can be expensive. Take a look at rates from the top car insurance companies in Williamstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Williamstown, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,903 $14,492
GEICO $7,170 $8,568
Liberty Mutual $11,454 $12,650
Nationwide $7,450 $9,339
Progressive $9,967 $11,290
State Farm $6,728 $8,506
Travelers $9,722 $15,427
USAA $5,081 $5,363

Cheapest Williamstown, KY Car Insurance for Seniors

Take a look at Williamstown, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Williamstown, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,126 $3,336
GEICO $3,742 $3,389
Liberty Mutual $2,325 $2,592
Nationwide $2,972 $3,117
Progressive $1,829 $1,836
State Farm $1,988 $1,988
Travelers $2,043 $2,044
USAA $1,728 $1,763

Cheapest Williamstown, KY Car Insurance Rates After a DUI

A DUI in Williamstown, KY increases car insurance rates. Compare Williamstown, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Williamstown, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,029
GEICO $7,199
Liberty Mutual $5,054
Nationwide $6,064
Progressive $4,013
State Farm $3,618
Travelers $6,174
USAA $3,641

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Cheapest Williamstown, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Williamstown, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Williamstown, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,090 $6,090
GEICO $4,371 $4,456
Liberty Mutual $5,065 $5,065
Nationwide $4,647 $4,647
Progressive $4,251 $4,251
State Farm $3,530 $3,705
Travelers $4,767 $4,767
USAA $2,755 $2,967

The Best Cheap Car Insurance Companies in Williamstown, KY

Take a look at a side-by-side comparison of the top car insurance companies in Williamstown, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Williamstown, Kentucky

Insurance Company Average Annual Rates
Allstate $6,090
GEICO $4,413
Liberty Mutual $5,065
Nationwide $4,647
Progressive $4,251
State Farm $3,618
Travelers $4,767
USAA $2,861

Category Winners: Cheapest Car Insurance in Williamstown, Kentucky

Find the cheapest car insurance companies in Williamstown, KY for each category right here.

Best Annual Car Insurance Rates by Company in Williamstown, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Williamstown, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Williamstown car insurance rates. Find the cheapest Williamstown, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Williamstown, Kentucky

Insurance Company Low Medium High
Allstate $5,709 $6,069 $6,493
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,835 $5,034 $5,327
Nationwide $4,735 $4,596 $4,611
Progressive $3,952 $4,204 $4,598
State Farm $3,432 $3,618 $3,804
Travelers $4,564 $4,795 $4,942
USAA $2,742 $2,855 $2,985

What affects car insurance rates in Williamstown, Kentucky?

What factors can have an impact on Williamstown, KY car insurance? There are several reasons why Williamstown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Williamstown, Kentucky.

Commute Time in Williamstown

The more time you spend in your car the higher the risk of an accident. The average commute length in Williamstown, KY is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Williamstown, KY

Ready to find affordable Williamstown, Kentucky car insurance today? Enter your ZIP code for fast, free Williamstown, KY car insurance quotes.

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