Compare Williamstown, NY Car Insurance Rates (2021)

Car insurance in Williamstown, NY averages $260 a month. Williamstown, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Williamstown car insurance rates, compare quotes from the top car insurance companies in Williamstown, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Williamstown is GEICO
  • Average car insurance rates in Williamstown, NY are $3,118/year
  • The cheapest car insurance company in Williamstown for teen drivers is GEICO

If you need to buy Williamstown, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Williamstown, NY is right here.

You’ll find Williamstown car insurance rates, the cheapest Williamstown, NY car insurance companies, and information on New York car insurance laws. You can also compare Williamstown, New York car insurance rates to Buffalo car insurance rates, New Rochelle car insurance rates, and Utica car insurance rates.

Ready to find affordable Williamstown, NY car insurance today? Enter your ZIP code for fast, free Williamstown car insurance quotes.

Cheapest Williamstown, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Williamstown, NY car insurance rates? Every Williamstown, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Williamstown, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,304 $1,256 $1,268 $1,250 $2,710 $3,943 $1,177 $1,209
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,604 $1,500 $1,285 $1,307 $5,471 $6,094 $2,076 $2,028
State Farm $2,099 $2,099 $1,825 $1,825 $6,095 $7,880 $2,302 $2,441
Travelers $2,390 $2,411 $2,183 $2,339 $5,531 $6,579 $2,533 $2,639
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Williamstown, NY

Every driver must carry the minimum car insurance in Williamstown, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Williamstown, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Williamstown, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Williamstown, NY. Compare credit history car insurance rates in Williamstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Williamstown, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,211 $1,625 $1,458
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,870 $2,870 $2,870
Progressive $4,216 $2,189 $1,607
State Farm $4,689 $2,940 $2,333
Travelers $4,580 $2,888 $2,509
USAA $4,423 $2,195 $1,945

Cheapest Williamstown, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Williamstown, NY to rates for a clean record with top companies.

Annual Williamstown, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,395 $1,520 $2,749 $1,395
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,598 $2,598 $2,875 $2,613
State Farm $3,168 $3,168 $3,474 $3,474
Travelers $2,849 $3,548 $3,599 $3,307
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Williamstown, NY Car Insurance for Teen Drivers

Teen car insurance in Williamstown, NY can be expensive. Take a look at rates from the top car insurance companies in Williamstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Williamstown, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,943
Liberty Mutual $6,550 $10,619
Nationwide $3,851 $5,729
Progressive $5,471 $6,094
State Farm $6,095 $7,880
Travelers $5,531 $6,579
USAA $6,012 $7,189

Cheapest Williamstown, NY Car Insurance for Seniors

Take a look at Williamstown, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Williamstown, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,268 $1,250
Liberty Mutual $3,142 $3,142
Nationwide $2,051 $2,051
Progressive $1,285 $1,307
State Farm $1,825 $1,825
Travelers $2,183 $2,339
USAA $1,346 $1,345

Cheapest Williamstown, NY Car Insurance Rates After a DUI

A DUI in Williamstown, NY increases car insurance rates. Compare Williamstown, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Williamstown, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,749
Liberty Mutual $7,405
Nationwide $4,839
Progressive $2,875
State Farm $3,474
Travelers $3,599
USAA $3,744

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Cheapest Williamstown, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Williamstown, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Williamstown, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,713 $1,816
Liberty Mutual $4,514 $4,774
Nationwide $2,870 $2,870
Progressive $2,671 $2,671
State Farm $3,205 $3,436
Travelers $3,326 $3,326
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Williamstown, NY

Take a look at a side-by-side comparison of the top car insurance companies in Williamstown, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Williamstown, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,765
Liberty Mutual $4,644
Nationwide $2,870
Progressive $2,671
State Farm $3,321
Travelers $3,326
USAA $2,854

Category Winners: Cheapest Car Insurance in Williamstown, New York

Find the cheapest car insurance companies in Williamstown, NY for each category right here.

Best Annual Car Insurance Rates by Company in Williamstown, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Williamstown, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Williamstown car insurance rates. Find the cheapest Williamstown, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Williamstown, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,673 $1,759 $1,863
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,716 $2,850 $3,045
Progressive $2,539 $2,657 $2,816
State Farm $3,166 $3,338 $3,458
Travelers $3,152 $3,291 $3,534
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in Williamstown, NY

Ready to find affordable Williamstown, New York car insurance today? Enter your ZIP code for fast, free Williamstown, NY car insurance quotes.

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