Compare Willow, NY Car Insurance Rates (2021)

Car insurance in Willow, NY averages $337 a month. Willow, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Willow car insurance rates, compare quotes from the top car insurance companies in Willow, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Willow is GEICO
  • Average car insurance rates in Willow, NY are $4,045/year
  • Average car insurance rates in Willow, NY after a DUI are $5,336/year

If you need to buy Willow, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Willow, NY is right here.

You’ll find Willow car insurance rates, the cheapest Willow, NY car insurance companies, and information on New York car insurance laws. You can also compare Willow, New York car insurance rates to Mount Vernon car insurance rates, Utica car insurance rates, and Albany car insurance rates.

Ready to find affordable Willow, NY car insurance today? Enter your ZIP code for fast, free Willow car insurance quotes.

Cheapest Willow, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Willow, NY car insurance rates? Every Willow, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Willow, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,345 $3,379 $3,419 $10,567 $11,266 $3,505 $3,516
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,049 $1,913 $1,641 $1,668 $6,883 $7,641 $2,634 $2,554
State Farm $3,009 $3,009 $2,625 $2,625 $8,936 $11,500 $3,313 $3,503
Travelers $2,814 $2,834 $2,542 $2,726 $6,354 $7,501 $2,978 $3,098
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Willow, NY

Every driver must carry the minimum car insurance in Willow, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Willow, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Willow, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Willow, NY. Compare credit history car insurance rates in Willow from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Willow, New York

Insurance Company Poor Fair Good
Allstate $7,716 $4,445 $3,811
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,618 $3,618 $3,618
Progressive $5,368 $2,747 $2,003
State Farm $6,803 $4,262 $3,380
Travelers $5,322 $3,343 $2,903
USAA $5,185 $2,565 $2,265

Cheapest Willow, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Willow, NY to rates for a clean record with top companies.

Annual Willow, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $4,496 $6,609 $5,694
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,281 $3,281 $3,630 $3,300
State Farm $4,583 $4,583 $5,047 $5,047
Travelers $3,315 $4,109 $4,166 $3,835
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Willow, NY Car Insurance for Teen Drivers

Teen car insurance in Willow, NY can be expensive. Take a look at rates from the top car insurance companies in Willow for teenagers.

Annual Car Insurance Rates for Teen Drivers in Willow, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,567 $11,266
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,892 $7,325
Progressive $6,883 $7,641
State Farm $8,936 $11,500
Travelers $6,354 $7,501
USAA $6,993 $8,362

Cheapest Willow, NY Car Insurance for Seniors

Take a look at Willow, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Willow, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,379 $3,419
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,555 $2,555
Progressive $1,641 $1,668
State Farm $2,625 $2,625
Travelers $2,542 $2,726
USAA $1,576 $1,583

Cheapest Willow, NY Car Insurance Rates After a DUI

A DUI in Willow, NY increases car insurance rates. Compare Willow, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Willow, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,609
GEICO $3,419
Liberty Mutual $9,308
Nationwide $6,165
Progressive $3,630
State Farm $5,047
Travelers $4,166
USAA $4,343

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Cheapest Willow, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Willow, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Willow, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,249 $5,399
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,618 $3,618
Progressive $3,373 $3,373
State Farm $4,645 $4,985
Travelers $3,856 $3,856
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Willow, NY

Take a look at a side-by-side comparison of the top car insurance companies in Willow, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Willow, New York

Insurance Company Average Annual Rates
Allstate $5,324
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,618
Progressive $3,373
State Farm $4,815
Travelers $3,856
USAA $3,339

Category Winners: Cheapest Car Insurance in Willow, New York

Find the cheapest car insurance companies in Willow, NY for each category right here.

Best Annual Car Insurance Rates by Company in Willow, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Willow, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Willow car insurance rates. Find the cheapest Willow, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Willow, New York

Insurance Company Low Medium High
Allstate $4,950 $5,300 $5,722
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,399 $3,587 $3,866
Progressive $3,192 $3,352 $3,574
State Farm $4,584 $4,842 $5,019
Travelers $3,669 $3,819 $4,080
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in Willow, NY

Ready to find affordable Willow, New York car insurance today? Enter your ZIP code for fast, free Willow, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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