Compare Wilmer, TX Car Insurance Rates (2021)

Car insurance in Wilmer, TX averages $380 a month. Wilmer, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Wilmer car insurance rates, compare quotes from the top car insurance companies in Wilmer, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Wilmer for teen drivers is USAA
  • The cheapest car insurance company in Wilmer is USAA
  • Average car insurance rates in Wilmer, TX are $4,565/year

If you need to buy Wilmer, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Wilmer, TX is right here.

You’ll find Wilmer car insurance rates, the cheapest Wilmer, TX car insurance companies, and information on Texas car insurance laws. You can also compare Wilmer, Texas car insurance rates to Austin car insurance rates, San Antonio car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Wilmer, TX car insurance today? Enter your ZIP code for fast, free Wilmer car insurance quotes.

Cheapest Wilmer, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wilmer, TX car insurance rates? Every Wilmer, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wilmer, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,165 $4,196 $4,111 $4,111 $11,097 $13,388 $5,152 $5,358
American Family $3,822 $4,259 $3,512 $4,036 $10,078 $13,274 $5,500 $6,289
GEICO $2,554 $2,759 $2,473 $2,812 $5,595 $5,785 $2,759 $2,740
Nationwide $2,909 $2,960 $2,587 $2,732 $7,863 $10,059 $3,382 $3,647
Progressive $2,621 $2,495 $2,324 $2,371 $10,897 $12,173 $3,112 $3,167
State Farm $2,407 $2,407 $2,144 $2,144 $5,755 $7,328 $2,617 $2,693
USAA $1,835 $1,836 $1,765 $1,742 $5,191 $5,618 $2,431 $2,581

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Wilmer, TX

Every driver must carry the minimum car insurance in Wilmer, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Wilmer, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wilmer, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wilmer, TX. Compare credit history car insurance rates in Wilmer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wilmer, Texas

Insurance Company Poor Fair Good
Allstate $8,202 $6,002 $5,138
American Family $8,742 $5,490 $4,807
GEICO $5,307 $3,000 $1,997
Nationwide $5,467 $4,337 $3,748
Progressive $5,524 $4,759 $4,403
State Farm $4,862 $3,031 $2,417
USAA $4,200 $2,449 $1,976

Cheapest Wilmer, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wilmer, TX to rates for a clean record with top companies.

Annual Wilmer, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,979 $7,754 $8,077 $4,979
American Family $5,797 $7,344 $6,447 $5,797
GEICO $2,913 $3,854 $3,216 $3,756
Nationwide $3,938 $3,938 $5,761 $4,431
Progressive $4,266 $5,513 $4,992 $4,809
State Farm $3,053 $3,502 $4,138 $3,053
USAA $2,135 $3,179 $3,733 $2,453

Cheapest Wilmer, TX Car Insurance for Teen Drivers

Teen car insurance in Wilmer, TX can be expensive. Take a look at rates from the top car insurance companies in Wilmer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wilmer, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,097 $13,388
American Family $10,078 $13,274
GEICO $5,595 $5,785
Nationwide $7,863 $10,059
Progressive $10,897 $12,173
State Farm $5,755 $7,328
USAA $5,191 $5,618

Cheapest Wilmer, TX Car Insurance for Seniors

Take a look at Wilmer, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wilmer, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,111 $4,111
American Family $3,512 $4,036
GEICO $2,473 $2,812
Nationwide $2,587 $2,732
Progressive $2,324 $2,371
State Farm $2,144 $2,144
USAA $1,765 $1,742

Cheapest Wilmer, TX Car Insurance Rates After a DUI

A DUI in Wilmer, TX increases car insurance rates. Compare Wilmer, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wilmer, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,077
American Family $6,447
GEICO $3,216
Nationwide $5,761
Progressive $4,992
State Farm $4,138
USAA $3,733

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wilmer, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wilmer, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wilmer, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,288 $6,607
American Family $6,346 $6,346
GEICO $3,371 $3,499
Nationwide $4,517 $4,517
Progressive $4,895 $4,895
State Farm $3,437 $3,437
USAA $2,838 $2,912

The Best Cheap Car Insurance Companies in Wilmer, TX

Take a look at a side-by-side comparison of the top car insurance companies in Wilmer, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wilmer, Texas

Insurance Company Average Annual Rates
Allstate $6,447
American Family $6,346
GEICO $3,435
Nationwide $4,517
Progressive $4,895
State Farm $3,437
USAA $2,875

Category Winners: Cheapest Car Insurance in Wilmer, Texas

Find the cheapest car insurance companies in Wilmer, TX for each category right here.

Best Annual Car Insurance Rates by Company in Wilmer, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wilmer, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wilmer car insurance rates. Find the cheapest Wilmer, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wilmer, Texas

Insurance Company Low Medium High
Allstate $6,297 $6,391 $6,655
American Family $5,881 $6,106 $7,052
GEICO $3,242 $3,389 $3,673
Nationwide $4,812 $4,323 $4,417
Progressive $4,665 $4,872 $5,148
State Farm $3,238 $3,419 $3,654
USAA $2,755 $2,861 $3,008

What affects car insurance rates in Wilmer, Texas?

What factors can have an impact on Wilmer, TX car insurance? There are several reasons why Wilmer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wilmer, Texas.

Car Theft in Wilmer

High levels of vehicle theft can make car insurance more expensive. Wilmer, TX car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in Wilmer

The more time you spend in your car the higher the risk of an accident. The average commute length in Wilmer, TX is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Wilmer, TX

Ready to find affordable Wilmer, Texas car insurance today? Enter your ZIP code for fast, free Wilmer, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption