Compare Wilmette, IL Car Insurance Rates (2021)

Car insurance in Wilmette, IL averages $313 a month. Wilmette, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Wilmette car insurance rates, compare quotes from the top car insurance companies in Wilmette, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wilmette is USAA
  • Average car insurance rates in Wilmette, IL are $3,750/year
  • The cheapest car insurance company in Wilmette for teen drivers is USAA

If you need to buy Wilmette, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Wilmette, IL is right here.

You’ll find Wilmette car insurance rates, the cheapest Wilmette, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Wilmette, Illinois car insurance rates to Peoria car insurance rates, Chicago car insurance rates, and Springfield car insurance rates.

Ready to find affordable Wilmette, IL car insurance today? Enter your ZIP code for fast, free Wilmette car insurance quotes.

Cheapest Wilmette, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wilmette, IL car insurance rates? Every Wilmette, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wilmette, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,990 $4,008 $4,179 $4,179 $10,511 $13,629 $4,795 $5,183
American Family $2,744 $2,744 $2,521 $2,521 $7,996 $11,005 $2,744 $3,555
Farmers $2,803 $2,795 $2,475 $2,628 $12,601 $13,142 $3,206 $3,334
GEICO $1,919 $1,977 $1,873 $2,108 $6,938 $7,166 $2,188 $2,275
Liberty Mutual $1,505 $1,619 $1,239 $1,383 $5,461 $6,068 $1,578 $1,661
Nationwide $2,119 $2,148 $1,888 $1,992 $5,973 $7,629 $2,483 $2,682
Progressive $2,132 $1,997 $1,769 $1,843 $8,177 $9,161 $2,551 $2,772
State Farm $1,630 $1,630 $1,482 $1,482 $5,269 $6,650 $1,851 $2,131
Travelers $1,822 $1,921 $1,687 $1,797 $5,635 $7,151 $1,930 $2,030
USAA $1,513 $1,531 $1,410 $1,380 $4,937 $5,422 $1,983 $2,166

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Minimum Car Insurance in Wilmette, IL

Every driver must carry the minimum car insurance in Wilmette, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Wilmette, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Wilmette, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wilmette, IL. Compare credit history car insurance rates in Wilmette from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wilmette, Illinois

Insurance Company Poor Fair Good
Allstate $8,020 $5,818 $5,089
American Family $5,938 $4,060 $3,439
Farmers $6,077 $5,147 $4,895
GEICO $5,324 $2,585 $2,008
Liberty Mutual $3,621 $2,272 $1,801
Nationwide $4,014 $3,246 $2,833
Progressive $4,302 $3,681 $3,418
State Farm $4,020 $2,408 $1,868
Travelers $3,635 $2,963 $2,392
USAA $3,376 $2,329 $1,923

Cheapest Wilmette, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wilmette, IL to rates for a clean record with top companies.

Annual Wilmette, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,454 $7,688 $7,185 $5,911
American Family $3,297 $4,650 $6,230 $3,739
Farmers $4,529 $5,864 $5,716 $5,382
GEICO $2,212 $3,653 $4,754 $2,602
Liberty Mutual $2,124 $3,050 $2,665 $2,419
Nationwide $2,717 $3,508 $4,116 $3,116
Progressive $3,120 $4,685 $3,458 $3,938
State Farm $2,504 $3,027 $2,766 $2,766
Travelers $2,372 $3,136 $3,496 $2,982
USAA $1,811 $2,610 $3,565 $2,185

Cheapest Wilmette, IL Car Insurance for Teen Drivers

Teen car insurance in Wilmette, IL can be expensive. Take a look at rates from the top car insurance companies in Wilmette for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wilmette, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,511 $13,629
American Family $7,996 $11,005
Farmers $12,601 $13,142
GEICO $6,938 $7,166
Liberty Mutual $5,461 $6,068
Nationwide $5,973 $7,629
Progressive $8,177 $9,161
State Farm $5,269 $6,650
Travelers $5,635 $7,151
USAA $4,937 $5,422

Cheapest Wilmette, IL Car Insurance for Seniors

Take a look at Wilmette, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wilmette, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,179 $4,179
American Family $2,521 $2,521
Farmers $2,475 $2,628
GEICO $1,873 $2,108
Liberty Mutual $1,239 $1,383
Nationwide $1,888 $1,992
Progressive $1,769 $1,843
State Farm $1,482 $1,482
Travelers $1,687 $1,797
USAA $1,410 $1,380

Cheapest Wilmette, IL Car Insurance Rates After a DUI

A DUI in Wilmette, IL increases car insurance rates. Compare Wilmette, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wilmette, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,185
American Family $6,230
Farmers $5,716
GEICO $4,754
Liberty Mutual $2,665
Nationwide $4,116
Progressive $3,458
State Farm $2,766
Travelers $3,496
USAA $3,565

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Cheapest Wilmette, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wilmette, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wilmette, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,309 $6,309
American Family $4,422 $4,536
Farmers $5,373 $5,373
GEICO $3,251 $3,360
Liberty Mutual $2,564 $2,564
Nationwide $3,364 $3,364
Progressive $3,800 $3,800
State Farm $2,695 $2,837
Travelers $2,877 $3,116
USAA $2,472 $2,614

The Best Cheap Car Insurance Companies in Wilmette, IL

Take a look at a side-by-side comparison of the top car insurance companies in Wilmette, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wilmette, Illinois

Insurance Company Average Annual Rates
Allstate $6,309
American Family $4,479
Farmers $5,373
GEICO $3,305
Liberty Mutual $2,564
Nationwide $3,364
Progressive $3,800
State Farm $2,766
Travelers $2,997
USAA $2,543

Category Winners: Cheapest Car Insurance in Wilmette, Illinois

Find the cheapest car insurance companies in Wilmette, IL for each category right here.

Best Annual Car Insurance Rates by Company in Wilmette, Illinois

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Wilmette, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wilmette car insurance rates. Find the cheapest Wilmette, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wilmette, Illinois

Insurance Company Low Medium High
Allstate $6,120 $6,304 $6,504
American Family $4,290 $4,644 $4,502
Farmers $5,099 $5,241 $5,779
GEICO $2,998 $3,308 $3,611
Liberty Mutual $2,432 $2,561 $2,701
Nationwide $3,319 $3,398 $3,376
Progressive $3,522 $3,795 $4,084
State Farm $2,582 $2,772 $2,942
Travelers $2,799 $2,993 $3,198
USAA $2,363 $2,541 $2,725

What affects car insurance rates in Wilmette, Illinois?

What factors can have an impact on Wilmette, IL car insurance? There are several reasons why Wilmette car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wilmette, Illinois.

Commute Time in Wilmette

The more time you spend in your car the higher the risk of an accident. The average commute length in Wilmette, IL is 33.4 minutes according to City-Data.

Compare Car Insurance Quotes in Wilmette, IL

Ready to find affordable Wilmette, Illinois car insurance today? Enter your ZIP code for fast, free Wilmette, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State