Compare Wilmore, KY Car Insurance Rates (2021)

Car insurance in Wilmore, KY averages $336 a month. Wilmore, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wilmore car insurance rates, compare quotes from the top car insurance companies in Wilmore, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wilmore is State Farm
  • Average car insurance rates in Wilmore, KY after a DUI are $4,799/year
  • The cheapest car insurance company in Wilmore for teen drivers is State Farm

If you need to buy Wilmore, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Wilmore, KY is right here.

You’ll find Wilmore car insurance rates, the cheapest Wilmore, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Wilmore, Kentucky car insurance rates to Bowling Green car insurance rates, Owensboro car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Wilmore, KY car insurance today? Enter your ZIP code for fast, free Wilmore car insurance quotes.

Cheapest Wilmore, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wilmore, KY car insurance rates? Every Wilmore, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wilmore, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,017 $2,967 $2,750 $2,930 $11,714 $13,195 $3,291 $3,453
GEICO $3,159 $2,921 $3,309 $2,996 $6,635 $7,852 $2,575 $2,215
Liberty Mutual $2,638 $2,853 $2,232 $2,492 $11,550 $12,786 $2,758 $2,869
Nationwide $2,839 $2,838 $2,573 $2,678 $6,512 $8,085 $3,232 $3,390
Progressive $2,055 $1,942 $1,860 $1,858 $10,397 $11,774 $2,548 $2,599
State Farm $1,607 $1,607 $1,436 $1,436 $4,545 $5,790 $1,788 $1,966
Travelers $1,750 $1,778 $1,732 $1,732 $8,371 $13,407 $1,833 $2,083
USAA $1,866 $1,853 $1,701 $1,709 $5,156 $5,401 $2,339 $2,539

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Minimum Car Insurance in Wilmore, KY

Every driver must carry the minimum car insurance in Wilmore, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Wilmore, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wilmore, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wilmore, KY. Compare credit history car insurance rates in Wilmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wilmore, Kentucky

Insurance Company Poor Fair Good
Allstate $7,150 $4,966 $4,128
GEICO $6,508 $3,249 $2,117
Liberty Mutual $7,167 $4,419 $3,481
Nationwide $4,855 $3,852 $3,348
Progressive $4,863 $4,275 $3,999
State Farm $3,628 $2,207 $1,731
Travelers $4,545 $3,864 $3,850
USAA $4,164 $2,363 $1,934

Cheapest Wilmore, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wilmore, KY to rates for a clean record with top companies.

Annual Wilmore, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,450 $5,860 $6,295 $5,053
GEICO $2,370 $4,198 $6,360 $2,904
Liberty Mutual $4,180 $6,450 $5,011 $4,447
Nationwide $3,221 $4,129 $5,189 $3,534
Progressive $3,619 $5,379 $4,126 $4,392
State Farm $2,319 $2,725 $2,522 $2,522
Travelers $3,568 $3,667 $5,290 $3,820
USAA $2,123 $2,997 $3,599 $2,563

Cheapest Wilmore, KY Car Insurance for Teen Drivers

Teen car insurance in Wilmore, KY can be expensive. Take a look at rates from the top car insurance companies in Wilmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wilmore, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,714 $13,195
GEICO $6,635 $7,852
Liberty Mutual $11,550 $12,786
Nationwide $6,512 $8,085
Progressive $10,397 $11,774
State Farm $4,545 $5,790
Travelers $8,371 $13,407
USAA $5,156 $5,401

Cheapest Wilmore, KY Car Insurance for Seniors

Take a look at Wilmore, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wilmore, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,750 $2,930
GEICO $3,309 $2,996
Liberty Mutual $2,232 $2,492
Nationwide $2,573 $2,678
Progressive $1,860 $1,858
State Farm $1,436 $1,436
Travelers $1,732 $1,732
USAA $1,701 $1,709

Cheapest Wilmore, KY Car Insurance Rates After a DUI

A DUI in Wilmore, KY increases car insurance rates. Compare Wilmore, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wilmore, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,295
GEICO $6,360
Liberty Mutual $5,011
Nationwide $5,189
Progressive $4,126
State Farm $2,522
Travelers $5,290
USAA $3,599

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Cheapest Wilmore, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wilmore, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wilmore, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,415 $5,415
GEICO $3,921 $3,995
Liberty Mutual $5,022 $5,022
Nationwide $4,018 $4,018
Progressive $4,379 $4,379
State Farm $2,457 $2,586
Travelers $4,086 $4,086
USAA $2,717 $2,924

The Best Cheap Car Insurance Companies in Wilmore, KY

Take a look at a side-by-side comparison of the top car insurance companies in Wilmore, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wilmore, Kentucky

Insurance Company Average Annual Rates
Allstate $5,415
GEICO $3,958
Liberty Mutual $5,022
Nationwide $4,018
Progressive $4,379
State Farm $2,522
Travelers $4,086
USAA $2,821

Category Winners: Cheapest Car Insurance in Wilmore, Kentucky

Find the cheapest car insurance companies in Wilmore, KY for each category right here.

Best Annual Car Insurance Rates by Company in Wilmore, Kentucky

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Wilmore, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wilmore car insurance rates. Find the cheapest Wilmore, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wilmore, Kentucky

Insurance Company Low Medium High
Allstate $5,014 $5,392 $5,837
GEICO $3,693 $3,940 $4,241
Liberty Mutual $4,780 $4,991 $5,296
Nationwide $4,033 $3,978 $4,044
Progressive $4,026 $4,327 $4,785
State Farm $2,333 $2,517 $2,715
Travelers $3,859 $4,105 $4,294
USAA $2,670 $2,813 $2,978

What affects car insurance rates in Wilmore, Kentucky?

What factors can have an impact on Wilmore, KY car insurance? There are several reasons why Wilmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wilmore, Kentucky.

Commute Time in Wilmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Wilmore, KY is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Wilmore, KY

Ready to find affordable Wilmore, Kentucky car insurance today? Enter your ZIP code for fast, free Wilmore, KY car insurance quotes.

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